Earnings MomentumA cautious approach on lending and perspectives of a weaker macro are expected to lead to a deceleration of earnings momentum in '25.
Loan GrowthLoan growth decelerated for the second consecutive quarter, reflecting a focus on higher profitability products and a sharp drop in large corporates.
Provision ChargesThe bank reported the negative impacts related to implementation of CMN Resolution 4,966, which demands higher provisions charges.