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BAP Stock Chart & Stats
$331.94
-$1.72(-0.93%)
At close: 4:00 PM EST
$331.94
-$1.72(-0.93%)
Day’s Range― - ―
52-Week Range$213.75 - $398.52
Previous CloseN/A
Volume44.80K
Average Volume (3M)607.30K
Market Cap
$31.11B
Enterprise Value$91.90B
Total Cash (Recent Filing)$43.29B
Total Debt (Recent Filing)$31.39B
Price to Earnings (P/E)14.7
Beta0.60
Next Earnings
Aug 13, 2026EPS Estimate
7.34Next Dividend Ex-DateN/A
Dividend Yield4.82%
Share Statistics
EPS (TTM)90.53
Shares Outstanding79,533,100
10 Day Avg. Volume827,261
30 Day Avg. Volume607,303
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)2.10
Price to Sales (P/S)2.66
P/FCF Ratio9.95
Enterprise Value/Market Cap2.95
Enterprise Value/Revenue3.20
Enterprise Value/Gross Profit4.17
Enterprise Value/Ebitda8.21
Forecast
1Y Price Target
$413.00Price Target Upside24.42% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)100.86
Revenue Forecast (FY)$25.53B
Bulls Say, Bears Say
Bulls Say
Diversified, Leading Franchise Mix Across Banking, Insurance, Pensions, Microfinance And PaymentsCredicorp’s multi-franchise model—large retail and corporate banking, insurance, pensions, microfinance and payments—creates durable revenue diversification. This cross‑business footprint smooths cyclical swings, supports recurring fees and underwriting income, and boosts capital allocation flexibility for 2–6 month strategic resilience.
Material Improvement In Profitability And Operating MarginsSustained margin expansion and higher ROE reflect stronger core banking economics, improving NII and fee income. Elevated operating margins and record ROE indicate effective pricing, cost management and higher-yielding mix that should support durable earnings power absent major macro shocks over the next several quarters.
Balance-sheet Repair: Leverage Down, Stronger Capital And Payout CapacityMeaningful de‑leveraging materially reduces solvency risk and increases funding optionality. Stronger equity plus maintained liquidity and a record dividend signal comfortable capital buffers, enabling continued organic growth and shareholder returns while preserving capacity for strategic moves over a multi‑quarter horizon.
Bears Say
Volatile Cash Generation And Reporting InconsistenciesLarge year‑to‑year swings in operating and free cash flow reduce predictability of internal funding for loans, buybacks or dividends. Inconsistent cash‑to‑earnings metrics limit confidence in cash conversion trends, increasing execution risk for capital allocation and making stress planning harder over the medium term.
High Exposure To Macro, Political And Climate Shocks In Core MarketsLarge market share in Peru and regional exposure leaves earnings sensitive to political volatility, inflation-driven monetary tightening, and climate events that can hit loans, deposits and insurance claims. These structural external risks can materially affect asset quality and growth across multiple quarters.
Leverage Remains Meaningful And Can Amplify Earnings VolatilityAlthough leverage has fallen, the balance‑sheet still carries material debt relative to equity, which can magnify earnings swings in downturns or when provisioning needs rise. That structural leverage profile preserves downside sensitivity and moderates cushion against prolonged adverse cycles.
Credicorp News
BAP FAQ
What was Credicorp’s price range in the past 12 months?
Credicorp lowest stock price was $213.75 and its highest was $398.51 in the past 12 months.
What is Credicorp’s market cap?
Credicorp’s market cap is $31.11B.
When is Credicorp’s upcoming earnings report date?
Credicorp’s upcoming earnings report date is Aug 13, 2026 which is in 39 days.
How were Credicorp’s earnings last quarter?
Credicorp released its earnings results on May 14, 2026. The company reported $7.604 earnings per share for the quarter, beating the consensus estimate of $7.109 by $0.495.
Is Credicorp overvalued?
According to Wall Street analysts Credicorp’s price is currently Undervalued.
Does Credicorp pay dividends?
Credicorp pays a Semiannually dividend of $14.638 which represents an annual dividend yield of 4.82%. See more information on Credicorp dividends here
What is Credicorp’s EPS estimate?
Credicorp’s EPS estimate is 7.34.
How many shares outstanding does Credicorp have?
Credicorp has 79,533,100 shares outstanding.
What happened to Credicorp’s price movement after its last earnings report?
Credicorp reported an EPS of $7.604 in its last earnings report, beating expectations of $7.109. Following the earnings report the stock price went down -3.473%.
Which hedge fund is a major shareholder of Credicorp?
Currently, no hedge funds are holding shares in BAP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Credicorp Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$413.00 (24.42% Upside)
$413.00 (24.42% Upside)
Blogger Sentiment
Neutral
BAP Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 622.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▲ 2.1%
Last 30 Days ▲ 5.1%
Last 30 Days ▲ 5.1%
Technicals
SMA
Positive
20 days / 200 days
Momentum
81.30%
12-Months-Change
Fundamentals
Return on Equity
19.66%
Trailing 12-Months
Asset Growth
14.95%
Trailing 12-Months
Company Description
Credicorp
Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. It also issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; provides medical and health services, as well as management services of private pension funds to the affiliates. In addition, the company is involved in the management of loans, credits, and deposits and checking accounts of the small and microenterprises; provision of brokerage service and investment management services to corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; structures securitization processes for corporate customers; and manages mutual funds. Further, it engages in the provision of custody, trustee, capital markets, asset management, and payment processing services; operates digital platform for e commerce; management and development of digital businesses; and acts as a private pension fund administrator. Credicorp Ltd. was founded in 1889 and is headquartered in Lima, Peru.
BAP Company Deck
BAP Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive operational and financial performance: record net income and ROE, robust loan growth, improved asset quality, expanding digital revenues (notably Yape), and disciplined capital returns. Management balanced these achievements with clear acknowledgment of near-term risks — inflation, election uncertainty, El Niño/weather impacts, higher operating and innovation investments, and some one-off drivers to asset-quality improvements. Guidance was maintained (loans ~8.5% growth, NIM 6.4–6.7%, ROE ~19.5% target with potential to be on the upper side), reflecting confidence but prudent caution given external uncertainties.View all BAP earnings summariesBAP Stock 12 Month Forecast
Average Price Target
$413.00
▲(24.42% Upside)
Technical Analysis
Banco De Chile
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Banco Macro SA
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Banco Santander Brasil
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Banco Santander Chile
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Grupo Cibest
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Ownership Overview
0.01% Insiders
22.32% Mutual Funds
0.06% Other Institutional Investors
70.15% Public Companies and
Individual Investors