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Credicorp (BAP)
:BAP
Total Valuation
Credicorp has a market cap or net worth of $21.97B. The enterprise value is $21.08B.
Market Cap$21.97B
Enterprise Value$21.08B
Share Statistics
Credicorp has 79,533,100 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding79,533,100
Owned by Insiders―
Owned by Institutions27.92%
Financial Efficiency
Credicorp’s return on equity (ROE) is 0.16 and return on invested capital (ROIC) is 6.27%.
Return on Equity (ROE)0.16
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)6.27%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee696.54K
Profits Per Employee145.09K
Employee Count38,758
Asset Turnover0.11
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Credicorp is 12.4. Credicorp’s PEG ratio is 0.76.
PE Ratio12.4
PS Ratio2.04
PB Ratio1.60
Price to Fair Value1.60
Price to FCF4.10
Price to Operating Cash Flow13.87
PEG Ratio0.76
Income Statement
In the last 12 months, Credicorp had revenue of 27.00B and earned 5.50B in profits. Earnings per share was 69.09.
Revenue27.00B
Gross Profit17.33B
Operating Income7.82B
Pretax Income7.82B
Net Income5.50B
EBITDA8.55B
Earnings Per Share (EPS)69.09
Cash Flow
In the last 12 months, operating cash flow was 4.86B and capital expenditures -308.07M, giving a free cash flow of 4.55B billion.
Operating Cash Flow4.86B
Free Cash Flow4.55B
Free Cash Flow per Share57.25
Dividends & Yields
Credicorp pays an annual dividend of $11.01, resulting in a dividend yield of 5.04%
Dividend Per Share$11.01
Dividend Yield5.04%
Payout Ratio45.78%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.59
52-Week Price Change49.79%
50-Day Moving Average258.78
200-Day Moving Average225.82
Relative Strength Index (RSI)64.64
Average Volume (3m)278.62K
Important Dates
Credicorp upcoming earnings date is Feb 12, 2026, Before Open (Confirmed).
Last Earnings DateNov 13, 2025
Next Earnings DateFeb 12, 2026
Ex-Dividend DateMay 19, 2025
Financial Position
Credicorp as a current ratio of 0.53, with Debt / Equity ratio of 44.57%
Current Ratio0.53
Quick Ratio0.53
Debt to Market Cap0.67
Net Debt to EBITDA-1.17
Interest Coverage Ratio1.36
Taxes
In the past 12 months, Credicorp has paid 2.20B in taxes.
Income Tax2.20B
Effective Tax Rate0.28
Enterprise Valuation
Credicorp EV to EBITDA ratio is 5.26, with an EV/FCF ratio of 3.36.
EV to Sales1.67
EV to EBITDA5.26
EV to Free Cash Flow3.36
EV to Operating Cash Flow3.10
Balance Sheet
Credicorp has $81.11B in cash and marketable securities with $33.63B in debt, giving a net cash position of $47.47B billion.
Cash & Marketable Securities$81.11B
Total Debt$33.63B
Net Cash$47.47B
Net Cash Per Share$596.90
Tangible Book Value Per Share$398.00
Margins
Gross margin is 75.99%, with operating margin of 28.98%, and net profit margin of 20.38%.
Gross Margin75.99%
Operating Margin28.98%
Pretax Margin28.98%
Net Profit Margin20.38%
EBITDA Margin31.66%
EBIT Margin28.98%
Analyst Forecast
The average price target for Credicorp is $297.33, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$297.33
Price Target Upside7.62% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast8.72%
EPS Growth Forecast27.70%