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Credicorp (BAP)
NYSE:BAP
Total Valuation
Credicorp has a market cap or net worth of $17.37B. The enterprise value is $53.43B.
Market Cap$17.37B
Enterprise Value$53.43B
Share Statistics
Credicorp has 79,533,100 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding79,533,100
Owned by Insiders―
Owned by Institutions26.39%
Financial Efficiency
Credicorp’s return on equity (ROE) is 0.16 and return on invested capital (ROIC) is 6.22%.
Return on Equity (ROE)0.16
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)6.22%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee469.55K
Profits Per Employee145.09K
Employee Count38,758
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Credicorp is 10.00. Credicorp’s PEG ratio is 2.21.
PE Ratio10.00
PS Ratio0.00
PB Ratio1.74
Price to Fair Value1.60
Price to FCF-16.93
Price to Operating Cash Flow-17.68
PEG Ratio2.21
Income Statement
In the last 12 months, Credicorp had revenue of 18.20B and earned 5.50B in profits. Earnings per share was 69.09.
Revenue18.20B
Gross Profit17.33B
Operating Income7.82B
Pretax Income7.82B
Net Income5.50B
EBITDA8.55B
Earnings Per Share (EPS)69.09
Cash Flow
In the last 12 months, operating cash flow was -3.53B and capital expenditures -165.46M, giving a free cash flow of -3.69B billion.
Operating Cash Flow-3.53B
Free Cash Flow-3.69B
Free Cash Flow per Share-46.44
Dividends & Yields
Credicorp pays an annual dividend of $11.01, resulting in a dividend yield of 10.19%
Dividend Per Share$11.01
Dividend Yield10.19%
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.54
52-Week Price Change43.33%
50-Day Moving Average199.51
200-Day Moving Average181.07
Relative Strength Index (RSI)64.58
Average Volume (3m)335.75K
Important Dates
Credicorp upcoming earnings date is Aug 14, 2025, Before Open (Confirmed).
Last Earnings DateMay 15, 2025
Next Earnings DateAug 14, 2025
Ex-Dividend DateMay 19, 2025
Financial Position
Credicorp as a current ratio of 0.54, with Debt / Equity ratio of 98.90%
Current Ratio0.54
Quick Ratio0.54
Debt to Market Cap0.67
Net Debt to EBITDA-1.17
Interest Coverage Ratio1.36
Taxes
In the past 12 months, Credicorp has paid 2.20B in taxes.
Income Tax2.20B
Effective Tax Rate0.28
Enterprise Valuation
Credicorp EV to EBITDA ratio is 5.26, with an EV/FCF ratio of 48.62.
EV to Sales2.47
EV to EBITDA5.26
EV to Free Cash Flow48.62
EV to Operating Cash Flow36.42
Balance Sheet
Credicorp has $86.24B in cash and marketable securities with S/.35.45B in debt, giving a net cash position of -$50.79B billion.
Cash & Marketable Securities$86.24B
Total DebtS/.35.45B
Net Cash-$50.79B
Net Cash Per Share-$638.63
Tangible Book Value Per Share$397.97
Margins
Gross margin is 73.63%, with operating margin of 42.99%, and net profit margin of 30.23%.
Gross Margin73.63%
Operating Margin42.99%
Pretax Margin42.99%
Net Profit Margin30.23%
EBITDA Margin46.97%
EBIT Margin-3.97%
Analyst Forecast
The average price target for Credicorp is $232.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$232.00
Price Target Upside6.52% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast3.89%
EPS Growth Forecast15.26%