Credicorp (BAP)
NYSE:BAP
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Total Valuation
Credicorp has a market cap or net worth of $24.17B. The enterprise value is $73.88B.
Market Cap$24.17B
Enterprise Value$73.88B
Share Statistics
Credicorp has 79,533,100 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding79,533,100
Owned by Insiders―
Owned by Institutions30.24%
Financial Efficiency
Credicorp’s return on equity (ROE) is 0.19 and return on invested capital (ROIC) is 2.65%.
Return on Equity (ROE)0.19
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)2.65%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee746.07K
Profits Per Employee178.68K
Employee Count38,758
Asset Turnover0.11
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Credicorp is 11.4. Credicorp’s PEG ratio is 0.42.
PE Ratio11.4
PS Ratio2.66
PB Ratio2.10
Price to Fair Value2.10
Price to FCF9.95
Price to Operating Cash Flow18.19
PEG Ratio0.42
Income Statement
In the last 12 months, Credicorp had revenue of 28.92B and earned 6.93B in profits. Earnings per share was 87.25.
Revenue28.92B
Gross Profit21.31B
Operating Income9.95B
Pretax Income9.95B
Net Income6.93B
EBITDA10.85B
Earnings Per Share (EPS)87.25
Cash Flow
In the last 12 months, operating cash flow was 6.94B and capital expenditures -270.36M, giving a free cash flow of 6.67B billion.
Operating Cash Flow6.94B
Free Cash Flow6.67B
Free Cash Flow per Share83.85
Dividends & Yields
Credicorp pays an annual dividend of $11.01, resulting in a dividend yield of 4.82%
Dividend Per Share$11.01
Dividend Yield4.82%
Payout Ratio45.71%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.51
52-Week Price Change66.41%
50-Day Moving Average315.44
200-Day Moving Average282.51
Relative Strength Index (RSI)52.64
Average Volume (3m)408.26K
Important Dates
Credicorp upcoming earnings date is Aug 13, 2026, Before Open (Confirmed).
Last Earnings DateMay 14, 2026
Next Earnings DateAug 13, 2026
Ex-Dividend Date―
Financial Position
Credicorp as a current ratio of 3.23, with Debt / Equity ratio of 80.93%
Current Ratio3.23
Quick Ratio3.23
Debt to Market Cap0.44
Net Debt to EBITDA-0.81
Interest Coverage Ratio2.02
Taxes
In the past 12 months, Credicorp has paid 2.86B in taxes.
Income Tax2.86B
Effective Tax Rate0.29
Enterprise Valuation
Credicorp EV to EBITDA ratio is 6.29, with an EV/FCF ratio of 8.82.
EV to Sales2.36
EV to EBITDA6.29
EV to Free Cash Flow8.82
EV to Operating Cash Flow8.47
Balance Sheet
Credicorp has $43.29B in cash and marketable securities with $31.39B in debt, giving a net cash position of $11.90B billion.
Cash & Marketable Securities$43.29B
Total Debt$31.39B
Net Cash$11.90B
Net Cash Per Share$149.68
Tangible Book Value Per Share$408.21
Margins
Gross margin is 76.71%, with operating margin of 34.40%, and net profit margin of 23.95%.
Gross Margin76.71%
Operating Margin34.40%
Pretax Margin34.40%
Net Profit Margin23.95%
EBITDA Margin37.52%
EBIT Margin34.40%
Analyst Forecast
The average price target for Credicorp is $379.00, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$379.00
Price Target Upside14.18% Upside
Analyst ConsensusStrong Buy
Analyst Count3
Revenue Growth Forecast22.61%
EPS Growth Forecast34.04%