Banco De Chile (BCH)
NYSE:BCH
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BCH Stock Chart & Stats
$41.51
$0.00(0.00%)
At close: 4:00 PM EST
$41.51
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$27.08 - $46.77
Previous CloseN/A
Volume108.94K
Average Volume (3M)341.19K
Market Cap
$20.32B
Enterprise Value$29.18T
Total Cash (Recent Filing)$1.60T
Total Debt (Recent Filing)$13.65T
Price to Earnings (P/E)16.2
Beta0.56
Next Earnings
Jul 30, 2026EPS Estimate
0.71Next Dividend Ex-DateN/A
Dividend Yield5.56%
Share Statistics
EPS (TTM)2260.00
Shares Outstanding505,085,420
10 Day Avg. Volume343,375
30 Day Avg. Volume341,186
Financial Highlights & Ratios
PEG Ratio-11.60
Price to Book (P/B)2.60
Price to Sales (P/S)5.74
P/FCF Ratio23.18
Enterprise Value/Market Cap1.44K
Enterprise Value/Revenue9.51
Enterprise Value/Gross Profit11.14
Enterprise Value/Ebitda18.84
Forecast
1Y Price Target
$42.00Price Target Upside1.18% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2.74
Revenue Forecast (FY)$3.57B
Bulls Say, Bears Say
Bulls Say
High Profitability And ReturnsSustained high net margins (~30%) and ROE historically in the high-teens to mid-20s provide durable internal earnings power. This profitability supports dividend capacity, capital accumulation and reinvestment, helping the bank withstand cyclical credit shocks and compete across retail and corporate segments.
Diversified Funding Access (regional Markets)Ability to place bonds in offshore Latin American markets in local currencies shows structural access to international investors and alternative funding pools. That diversification reduces reliance on domestic deposits, eases liquidity management, and helps manage medium-term funding costs and tenor profiles.
Strong Disclosure And Governance ProcessesRegular SEC filings, English translations and a full board renewal signal institutional-grade disclosure and governance. Improved transparency and refreshed oversight support investor confidence, easier capital market access, and stronger long-term stewardship of strategy and risk frameworks.
Bears Say
Rising LeverageHigher leverage (TTM ~2.5x debt/equity) and declining equity reduce the bank’s capital cushion, increasing sensitivity to credit losses or market shocks. This structural leverage constrains lending flexibility, raises funding vulnerability and could limit capital return policies under adverse scenarios.
Weak Recent Cash GenerationA TTM reversal to negative operating and free cash flow weakens the bank’s internal funding capacity, increasing reliance on external financing. Over months, this can pressure liquidity buffers, force reprioritization of lending or investments, and complicate dividend or buyback consistency.
Asset-quality Pressure And Rising ProvisionsMaterial increase in credit loss expenses and an 18% drop in quarterly profit point to weakening asset quality. Persisting provisionary needs would erode earnings and capital, potentially requiring higher reserves and constraining credit supply or dividend policy over the coming quarters.
Banco De Chile News
BCH FAQ
What was Banco De Chile’s price range in the past 12 months?
Banco De Chile lowest stock price was $27.08 and its highest was $46.77 in the past 12 months.
What is Banco De Chile’s market cap?
Banco De Chile’s market cap is $20.32B.
When is Banco De Chile’s upcoming earnings report date?
Banco De Chile’s upcoming earnings report date is Jul 30, 2026 which is in 46 days.
How were Banco De Chile’s earnings last quarter?
Banco De Chile released its earnings results on Apr 30, 2026. The company reported $0.575 earnings per share for the quarter, missing the consensus estimate of $0.597 by -$0.022.
Is Banco De Chile overvalued?
According to Wall Street analysts Banco De Chile’s price is currently Undervalued.
Does Banco De Chile pay dividends?
Banco De Chile pays a Annually dividend of $2.188 which represents an annual dividend yield of 5.56%. See more information on Banco De Chile dividends here
What is Banco De Chile’s EPS estimate?
Banco De Chile’s EPS estimate is 0.71.
How many shares outstanding does Banco De Chile have?
Banco De Chile has 505,085,420 shares outstanding.
What happened to Banco De Chile’s price movement after its last earnings report?
Banco De Chile reported an EPS of $0.575 in its last earnings report, missing expectations of $0.597. Following the earnings report the stock price went up 3.442%.
Which hedge fund is a major shareholder of Banco De Chile?
Currently, no hedge funds are holding shares in BCH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Banco De Chile Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$42.00 (1.18% Upside)
$42.00 (1.18% Upside)
Blogger Sentiment
Bullish
BCH Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 10.3K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 4.1%
Last 30 Days ▼ 4.1%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
34.03%
12-Months-Change
Fundamentals
Return on Equity
20.11%
Trailing 12-Months
Asset Growth
5.04%
Trailing 12-Months
Company Description
Banco De Chile
Operating across Chile, Banco de Chile (BCH) and its subsidiaries offer a wide array of banking and financial products and services to customers throughout the country. The company's operations are structured into three primary divisions: Retail Banking, Wholesale Banking, and Treasury and Money Market segments. Its product portfolio includes various deposit accounts such as checking, current, demand, savings, and time deposits. Banco de Chile also extends a range of loan products, including commercial, mortgage, consumer, working capital, syndicated, and installment loans, alongside providing credit card services. Beyond these core offerings, the bank delivers leasing, factoring, and foreign trade support, as well as international and treasury banking solutions, and financial advisory services. Furthermore, it assists clients with liquidity management, offers debt instruments, and deals in derivative contracts and leases. The institution is also involved in financial transaction and currency trading services, securities brokerage, mutual funds management, and investment banking and management for wholesale clients, in addition to insurance brokerage. As of December 31, 2021, Banco de Chile operated an extensive physical network comprising 272 branches and 1,761 automated teller machines (ATMs). The bank serves a broad spectrum of clients, from individual consumers and small and medium-sized enterprises (SMEs) to corporate entities and large companies. Founded in 1893, Banco de Chile's headquarters are located in Santiago, Chile.
BCH Company Deck
BCH Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong franchise metrics — market leadership in profitability, robust capital and provisioning, high efficiency and healthy digital/customer traction — which are offset by continued weakness in commercial/wholesale loan demand, normalization of market‑driven income and some near‑term increases in cost of risk. Management provided constructive guidance (ROAC 19%–21%, efficiency ~39%, cost of risk 1.1%–1.2%) and signaled intent to deploy excess capital to grow, but noted macro and policy timing risks that could delay a fuller lending recovery.View all BCH earnings summariesBCH Stock 12 Month Forecast
Average Price Target
$42.00
▲(1.18% Upside)
Technical Analysis
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Ownership Overview
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Insiders
0.25% Mutual Funds
0.50% Other Institutional Investors
99.24% Public Companies and
Individual Investors