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Banco De Chile (BCH)
:BCH
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Banco De Chile (BCH) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Feb 04, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.64
Last Year’s EPS
0.62
Same Quarter Last Year
Moderate Sell
Based on 2 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 30, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
Banco de Chile demonstrated strong financial performance and strategic progress despite challenges in loan growth and margin compression due to lower inflation. The bank maintained high capital strength and received significant recognition for customer satisfaction.
Company Guidance
During Banco de Chile's third-quarter 2025 results conference call, the bank reported net income of CLP 927 million, marking a year-on-year growth of 1.9% and resulting in a Return on Average Capital (ROAC) of 22.3%. The financial performance was driven by strong customer income, superior asset quality, and continued efficiency improvements, despite a challenging macroeconomic environment characterized by modest loan growth. The Chilean economy showed recovery signs, with GDP growth of 3.1% year-on-year in the second quarter of 2025, influenced by increased domestic demand and a significant rise in investment, particularly in machinery and equipment, which surged by 11.4%. The Central Bank's interest rate was maintained at 4.75% in October, following a reduction of 650 basis points from the 2023 peak of 11.25%. The bank anticipates GDP growth of 2.5% in 2025, with inflation expected to decline to 3.9% by December 2025, assuming stable external conditions and no significant currency depreciation. Banco de Chile's strategy focuses on leadership in lending, maintaining a cost-to-income ratio below 42%, and achieving superior service quality, with a return on average capital target of around 22.5% for the full year 2025.
Strong Financial Performance
Banco de Chile reported a net income of CLP 927 million, representing a year-on-year growth of 1.9% and achieving a return on average capital (ROAC) of 22.3%.
Positive Economic Indicators
Chilean GDP growth maintained an upward trajectory with a 3.1% year-on-year increase in the second quarter, supported by a rebound in domestic demand.
Efficiency and Digital Transformation
The integration of SOCOFIN into Banco de Chile's operations generated cost and operational synergies. Productivity in consumer loan originations increased by 13% in operations and 11% in amounts sold.
High Capital Strength
The CET1 ratio reached 14.2%, with a total Basel III capital ratio of 18%, reflecting strong capital foundation and leadership in the industry.
Recognition and Awards
Banco de Chile ranked first in customer satisfaction at the Procalidad Awards and was honored as the best among large financial institutions.

Banco De Chile (BCH) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

BCH Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 04, 2026
2025 (Q4)
0.64 / -
0.618
Oct 30, 2025
2025 (Q3)
0.61 / 0.62
0.5973.18% (+0.02)
Jul 31, 2025
2025 (Q2)
0.64 / 0.62
0.669-7.62% (-0.05)
Apr 29, 2025
2025 (Q1)
0.61 / 0.69
0.61711.35% (+0.07)
Feb 12, 2025
2024 (Q4)
0.62 / 0.62
0.82-24.63% (-0.20)
Oct 29, 2024
2024 (Q3)
0.63 / 0.60
0.5655.66% (+0.03)
Jul 30, 2024
2024 (Q2)
0.66 / 0.67
0.795-15.85% (-0.13)
Apr 30, 2024
2024 (Q1)
0.58 / 0.62
0.655-5.80% (-0.04)
Jan 25, 2024
2023 (Q4)
0.76 / 0.82
0.828-0.97% (>-0.01)
Oct 30, 2023
2023 (Q3)
0.62 / 0.56
0.712-20.65% (-0.15)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

BCH Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 30, 2025
$34.43$34.88+1.31%
Jul 31, 2025
$27.37$27.32-0.18%
Apr 29, 2025
$30.45$30.09-1.18%
Feb 12, 2025
$24.70$24.94+0.97%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Banco De Chile (BCH) report earnings?
Banco De Chile (BCH) is schdueled to report earning on Feb 04, 2026, After Close (Confirmed).
    What is Banco De Chile (BCH) earnings time?
    Banco De Chile (BCH) earnings time is at Feb 04, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is BCH EPS forecast?
          BCH EPS forecast for the fiscal quarter 2025 (Q4) is 0.64.
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