Strong Financial Performance
Banco de Chile reported a net income of CLP 927 million, representing a year-on-year growth of 1.9% and achieving a return on average capital (ROAC) of 22.3%.
Positive Economic Indicators
Chilean GDP growth maintained an upward trajectory with a 3.1% year-on-year increase in the second quarter, supported by a rebound in domestic demand.
Efficiency and Digital Transformation
The integration of SOCOFIN into Banco de Chile's operations generated cost and operational synergies. Productivity in consumer loan originations increased by 13% in operations and 11% in amounts sold.
High Capital Strength
The CET1 ratio reached 14.2%, with a total Basel III capital ratio of 18%, reflecting strong capital foundation and leadership in the industry.
Recognition and Awards
Banco de Chile ranked first in customer satisfaction at the Procalidad Awards and was honored as the best among large financial institutions.