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Banco De Chile
(NYSE:BCH)
Banco De Chile (BCH) vs. SPDR S&P 500 ETF (SPY)
Banco De Chile Business Overview & Revenue Model
Banco De Chile Earnings Call Summary
Banco De Chile Financial Statement Overview
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 4.49T | 4.65T | 2.81T | 5.31T | 2.21T | 1.92T |
| Gross Profit | 2.70T | 2.69T | 2.63T | 2.71T | 2.21T | 1.92T |
| EBITDA | 1.68T | 1.68T | 1.79T | 1.76T | 1.05T | 667.09B |
| Net Income | 1.26T | 1.25T | 1.37T | 1.45T | 792.92B | 401.63B |
Balance Sheet | ||||||
| Total Assets | 53.32T | 52.06T | 55.72T | 55.26T | 51.70T | 46.10T |
| Cash, Cash Equivalents and Short-Term Investments | 6.05T | 2.04T | 10.52T | 7.50T | 7.64T | 4.44T |
| Total Debt | 12.95T | 9.98T | 10.47T | 10.41T | 10.09T | 9.27T |
| Total Liabilities | 47.75T | 45.55T | 49.64T | 50.40T | 47.48T | 42.37T |
| Stockholders Equity | 5.57T | 5.62T | 6.08T | 4.86T | 4.22T | 3.73T |
Cash Flow | ||||||
| Free Cash Flow | 1.83T | 379.42B | 1.64T | -411.72B | 2.36T | 471.70B |
| Operating Cash Flow | 1.88T | 396.64B | 1.73T | -333.58B | 2.43T | 519.65B |
| Investing Cash Flow | -50.52B | -58.34B | -346.50B | -72.64B | -2.90T | 209.88B |
| Financing Cash Flow | -529.35B | -1.56T | -1.56T | -815.23B | 1.35T | 1.46T |
Banco De Chile Technical Analysis
Banco De Chile Risk Analysis
Banco De Chile Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | $15.32B | 16.73 | 16.25% | 10.86% | -8.82% | 4.87% | |
73 Outperform | $20.58B | 12.21 | 18.54% | 5.38% | 5.16% | 27.77% | |
71 Outperform | $17.69B | 13.82 | 21.29% | 5.85% | -11.64% | -8.75% | |
70 Outperform | $22.78B | 21.60 | 9.34% | 5.59% | 1.13% | -11.93% | |
69 Neutral | $13.55B | 12.10 | 24.13% | 4.56% | 12.43% | 56.30% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
63 Neutral | $13.25B | 6.14 | ― | 3.27% | -1.23% | 16.81% |
Banco De Chile Corporate Events
On November 6, 2025, Banco de Chile announced the successful placement of senior, dematerialized, and bearer bonds in the local market. This issuance, registered under Serie FU Bonds, amounted to 400,000 Chilean UF with a maturity date of November 1, 2032, and an average placement rate of 2.89%. This strategic financial move is expected to strengthen Banco de Chile’s market position and provide additional capital for its operations, potentially impacting stakeholders positively by enhancing the bank’s financial stability.
On October 30, 2025, Banco de Chile announced the successful placement of bonds in the offshore market under its Medium Term Notes Program. The bonds, amounting to HKD 620,000,000, have a maturity date of November 12, 2032, and an annual placement rate of 3.735%. This strategic move is expected to enhance Banco de Chile’s financial position and expand its presence in international markets, potentially benefiting stakeholders through increased financial stability and growth opportunities.
On October 30, 2025, Banco de Chile successfully placed senior, dematerialized, and bearer bonds in the local market. The Serie HW Bonds, registered with the Chilean Financial Market Commission, amounted to 300,000 Chilean UF with a maturity date of June 1, 2044, and an average placement rate of 3.02%. This strategic move is expected to strengthen Banco de Chile’s financial position and enhance its market presence.
Banco de Chile announced its financial results for the third quarter of 2025 on October 30, 2025. The bank reported a slight increase in net income and operating revenues compared to the previous year, indicating stable financial performance. The results reflect a 1.9% annual increase in net income and a 0.2% rise in operating revenues. These figures suggest that Banco de Chile is maintaining its strong position in the Chilean banking industry, despite a slight decrease in expected credit losses. The announcement underscores the bank’s resilience and ability to navigate economic challenges, reinforcing its reputation as a solid financial institution in Latin America.
On October 30, 2025, Banco de Chile released its consolidated financial statements for the period ending September 30, 2025. The report highlights the bank’s financial position, income, and cash flows, reflecting its operational performance over the past months. These statements provide insights into the bank’s financial health and strategic positioning in the Chilean financial market, which is crucial for stakeholders to assess the bank’s stability and growth potential.
On October 28, 2025, Banco de Chile successfully placed senior, dematerialized, and bearer bonds in the local market. The issuance included Serie GA Bonds amounting to CLF 650,000 with a maturity date of May 1, 2034, and an average placement rate of 2.99%, as well as Serie HW Bonds amounting to CLF 150,000 with a maturity date of June 1, 2044, and an average placement rate of 3.03%. This bond placement is a strategic move to strengthen Banco de Chile’s financial positioning and provide liquidity, potentially impacting stakeholders positively by enhancing the bank’s capital structure.
On October 22, 2025, Banco de Chile successfully placed bonds in the offshore market under its Medium Term Notes Program, amounting to AUD 70 million. This strategic financial move, with a maturity date set for October 30, 2035, and an average placement rate of BBSW 3M +1.28%, is expected to strengthen the bank’s financial position and enhance its market presence.
On October 14, 2025, Banco de Chile announced an upcoming Extraordinary Shareholders’ Meeting scheduled for November 10, 2025. The meeting will address several proposed amendments to the bank’s bylaws, including reducing the number of directors and enabling participation in meetings through technological means. These changes are aimed at modernizing the bank’s governance structure and improving operational efficiency, potentially impacting its strategic positioning and stakeholder engagement.
On September 25, 2025, Banco de Chile successfully placed senior, dematerialized, and bearer bonds in the local market. These Serie FU Bonds, registered under the CMF’s Securities Registry number 11/2022, amounted to 150,000 Chilean UF with a maturity date of November 1, 2032, and an average placement rate of 2.90%. This bond placement is a strategic move that strengthens Banco de Chile’s financial position and enhances its market presence, potentially benefiting stakeholders by providing additional capital for growth and operations.
On September 23, 2025, Banco de Chile successfully placed senior, dematerialized, and bearer bonds in the local market. The Serie HH Bonds, registered with the Chilean Financial Market Commission, were issued for a total amount of 1,600,000 Chilean UF, with a maturity date of December 1, 2036, and an average placement rate of 3.07%. This bond placement is a strategic move to strengthen Banco de Chile’s financial position and demonstrates its active participation in the local capital markets.
On September 22, 2025, Banco de Chile successfully placed three series of senior, dematerialized, and bearer bonds in the local market. The bonds, registered with the Chilean Financial Market Commission, include Serie FU, Serie GA, and Serie HH, with varying maturity dates and placement rates, indicating a strategic move to strengthen its financial position and appeal to investors.
On September 17, 2025, Banco de Chile announced the successful placement of two series of bonds in the local market. The Serie FU Bonds, amounting to 1,650,000 Chilean UF, have a maturity date of November 1, 2032, with an average placement rate of 2.91%. Meanwhile, the Serie GA Bonds, totaling 550,000 Chilean UF, are set to mature on May 1, 2034, with an average placement rate of 2.99%. This bond placement is a strategic move that could enhance Banco de Chile’s financial position and market presence, potentially impacting stakeholders positively by strengthening the bank’s capital base.
On September 16, 2025, Banco de Chile successfully placed senior, dematerialized, and bearer bonds in the local market. The bonds, registered with the Chilean Financial Market Commission, amounted to 1,000,000 Chilean UF with a maturity date of December 1, 2039, and an average placement rate of 3.03%. This bond placement is a strategic move to strengthen the bank’s financial position and enhance its market presence, potentially impacting stakeholders positively by providing a stable investment opportunity.
On September 15, 2025, Banco de Chile announced the successful placement of two series of bonds in the local market. The Serie GA Bonds, amounting to Chilean UF 50,000, will mature on May 1, 2034, with an average placement rate of 2.99%, while the Serie HW Bonds, totaling Chilean UF 550,000, will mature on June 1, 2044, with an average placement rate of 3.12%. This strategic move is expected to bolster Banco de Chile’s financial position and enhance its market presence, potentially benefiting stakeholders by providing increased financial stability and investment opportunities.
On September 11, 2025, Banco de Chile’s Board of Directors decided to convene an Extraordinary Shareholders’ Meeting on November 10, 2025, to discuss amendments to the bank’s bylaws. The proposed changes include reducing the number of directors, adjusting quorum requirements, and incorporating technological means for shareholder participation. These amendments aim to streamline operations and modernize governance, potentially impacting the bank’s strategic direction and stakeholder engagement.
On September 11, 2025, Banco de Chile successfully placed senior, dematerialized, and bearer bonds in the local market. The bonds, registered under Serie GA in the CMF’s Securities Registry, amounted to 800,000 Chilean UF with a maturity date of May 1, 2034, and an average placement rate of 2.99%. This strategic move is expected to strengthen Banco de Chile’s financial standing and enhance its market position by securing long-term funding.
On September 5, 2025, Banco de Chile successfully placed three series of senior, dematerialized, and bearer bonds in the local market. The bond placement, which includes Serie GA, GD, and HI bonds, is expected to strengthen the bank’s financial position and enhance its market operations, reflecting its robust standing in the Chilean financial sector.
On September 4, 2025, Banco de Chile announced the successful placement of two senior bonds in the local market. The Serie GG Bonds, amounting to 400,000 Chilean UF, have a maturity date of May 1, 2035, with an average placement rate of 3.01%. The Serie HW Bonds, totaling 200,000 Chilean UF, are set to mature on June 1, 2044, with a placement rate of 3.12%. This strategic move is expected to strengthen the bank’s financial position and enhance its market presence.
On August 29, 2025, Banco de Chile announced the extension of its Cooperation Agreement, Global Connectivity Agreement, and Amended and Restated Trademark License Agreement with Citigroup Inc. These agreements, originally established in 2015 and 2019, have been extended to January 1, 2028, with potential for further extensions. Additionally, both companies have entered into an Amended and Restated Master Services Agreement with the same duration. This strategic move, approved by Banco de Chile’s board, aims to strengthen their collaborative efforts and enhance operational synergies, potentially impacting stakeholders positively by ensuring continued cooperation and connectivity between the two financial entities.
On August 27, 2025, Banco de Chile announced the successful placement of senior, dematerialized, and bearer bonds in the local market. The bonds, registered under Serie HN, amounted to 550,000 Chilean UF with a maturity date of December 1, 2039, and an average placement rate of 3.06%. This move is significant for Banco de Chile as it strengthens its financial position and enhances its market presence, potentially benefiting stakeholders by increasing the bank’s capital for future investments.
On August 22, 2025, Banco de Chile announced the successful placement of senior, dematerialized, and bearer bonds in the local market. The bonds, registered under Serie GG in the CMF’s Securities Registry, totaled 100,000 Chilean UF with a maturity date of May 1, 2035, and an average placement rate of 2.99%. This strategic move is expected to strengthen Banco de Chile’s financial position and enhance its market presence, providing potential benefits to its stakeholders.