Top Page
Banco De Chile
(NYSE:BCH)
Banco De Chile (BCH) vs. SPDR S&P 500 ETF (SPY)
Banco De Chile Business Overview & Revenue Model
Banco De Chile Earnings Call Summary
Banco De Chile Financial Statement Overview
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 4.49T | 4.65T | 2.81T | 5.31T | 2.21T | 1.92T |
| Gross Profit | 2.70T | 2.69T | 2.63T | 2.71T | 2.21T | 1.92T |
| EBITDA | 1.68T | 1.68T | 1.79T | 1.76T | 1.05T | 667.09B |
| Net Income | 1.26T | 1.25T | 1.37T | 1.45T | 792.92B | 401.63B |
Balance Sheet | ||||||
| Total Assets | 53.32T | 52.06T | 55.72T | 55.26T | 51.70T | 46.10T |
| Cash, Cash Equivalents and Short-Term Investments | 6.05T | 2.04T | 10.52T | 7.50T | 7.64T | 4.44T |
| Total Debt | 12.95T | 9.98T | 10.47T | 10.41T | 10.09T | 9.27T |
| Total Liabilities | 47.75T | 45.55T | 49.64T | 50.40T | 47.48T | 42.37T |
| Stockholders Equity | 5.57T | 6.50T | 6.08T | 4.86T | 4.22T | 3.73T |
Cash Flow | ||||||
| Free Cash Flow | 1.83T | 379.42B | 1.64T | -411.72B | 2.36T | 471.70B |
| Operating Cash Flow | 1.88T | 396.64B | 1.73T | -333.58B | 2.43T | 519.65B |
| Investing Cash Flow | -50.52B | -58.34B | -346.50B | -72.64B | -2.90T | 209.88B |
| Financing Cash Flow | -529.35B | -1.56T | -1.56T | -815.23B | 1.35T | 1.46T |
Banco De Chile Technical Analysis
Banco De Chile Risk Analysis
Banco De Chile Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
81 Outperform | $14.69B | 16.13 | 16.25% | 11.49% | -8.82% | 4.87% | |
76 Outperform | $16.56B | 12.89 | 22.07% | 6.43% | -13.16% | -8.10% | |
73 Outperform | $20.09B | 11.92 | 18.54% | 5.48% | 5.16% | 27.77% | |
70 Outperform | $19.56B | 19.17 | 9.43% | 5.85% | -3.77% | -10.59% | |
68 Neutral | $12.94B | 11.69 | 24.13% | 4.78% | 12.43% | 56.30% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | $13.15B | 6.84 | 8.90% | 3.37% | -3.55% | 1.59% |
Banco De Chile Corporate Events
On October 14, 2025, Banco de Chile announced an upcoming Extraordinary Shareholders’ Meeting scheduled for November 10, 2025. The meeting will address several proposed amendments to the bank’s bylaws, including reducing the number of directors and enabling participation in meetings through technological means. These changes are aimed at modernizing the bank’s governance structure and improving operational efficiency, potentially impacting its strategic positioning and stakeholder engagement.
On September 25, 2025, Banco de Chile successfully placed senior, dematerialized, and bearer bonds in the local market. These Serie FU Bonds, registered under the CMF’s Securities Registry number 11/2022, amounted to 150,000 Chilean UF with a maturity date of November 1, 2032, and an average placement rate of 2.90%. This bond placement is a strategic move that strengthens Banco de Chile’s financial position and enhances its market presence, potentially benefiting stakeholders by providing additional capital for growth and operations.
On September 23, 2025, Banco de Chile successfully placed senior, dematerialized, and bearer bonds in the local market. The Serie HH Bonds, registered with the Chilean Financial Market Commission, were issued for a total amount of 1,600,000 Chilean UF, with a maturity date of December 1, 2036, and an average placement rate of 3.07%. This bond placement is a strategic move to strengthen Banco de Chile’s financial position and demonstrates its active participation in the local capital markets.
On September 22, 2025, Banco de Chile successfully placed three series of senior, dematerialized, and bearer bonds in the local market. The bonds, registered with the Chilean Financial Market Commission, include Serie FU, Serie GA, and Serie HH, with varying maturity dates and placement rates, indicating a strategic move to strengthen its financial position and appeal to investors.
On September 17, 2025, Banco de Chile announced the successful placement of two series of bonds in the local market. The Serie FU Bonds, amounting to 1,650,000 Chilean UF, have a maturity date of November 1, 2032, with an average placement rate of 2.91%. Meanwhile, the Serie GA Bonds, totaling 550,000 Chilean UF, are set to mature on May 1, 2034, with an average placement rate of 2.99%. This bond placement is a strategic move that could enhance Banco de Chile’s financial position and market presence, potentially impacting stakeholders positively by strengthening the bank’s capital base.
On September 16, 2025, Banco de Chile successfully placed senior, dematerialized, and bearer bonds in the local market. The bonds, registered with the Chilean Financial Market Commission, amounted to 1,000,000 Chilean UF with a maturity date of December 1, 2039, and an average placement rate of 3.03%. This bond placement is a strategic move to strengthen the bank’s financial position and enhance its market presence, potentially impacting stakeholders positively by providing a stable investment opportunity.
On September 15, 2025, Banco de Chile announced the successful placement of two series of bonds in the local market. The Serie GA Bonds, amounting to Chilean UF 50,000, will mature on May 1, 2034, with an average placement rate of 2.99%, while the Serie HW Bonds, totaling Chilean UF 550,000, will mature on June 1, 2044, with an average placement rate of 3.12%. This strategic move is expected to bolster Banco de Chile’s financial position and enhance its market presence, potentially benefiting stakeholders by providing increased financial stability and investment opportunities.
On September 11, 2025, Banco de Chile’s Board of Directors decided to convene an Extraordinary Shareholders’ Meeting on November 10, 2025, to discuss amendments to the bank’s bylaws. The proposed changes include reducing the number of directors, adjusting quorum requirements, and incorporating technological means for shareholder participation. These amendments aim to streamline operations and modernize governance, potentially impacting the bank’s strategic direction and stakeholder engagement.
On September 11, 2025, Banco de Chile successfully placed senior, dematerialized, and bearer bonds in the local market. The bonds, registered under Serie GA in the CMF’s Securities Registry, amounted to 800,000 Chilean UF with a maturity date of May 1, 2034, and an average placement rate of 2.99%. This strategic move is expected to strengthen Banco de Chile’s financial standing and enhance its market position by securing long-term funding.
On September 5, 2025, Banco de Chile successfully placed three series of senior, dematerialized, and bearer bonds in the local market. The bond placement, which includes Serie GA, GD, and HI bonds, is expected to strengthen the bank’s financial position and enhance its market operations, reflecting its robust standing in the Chilean financial sector.
On September 4, 2025, Banco de Chile announced the successful placement of two senior bonds in the local market. The Serie GG Bonds, amounting to 400,000 Chilean UF, have a maturity date of May 1, 2035, with an average placement rate of 3.01%. The Serie HW Bonds, totaling 200,000 Chilean UF, are set to mature on June 1, 2044, with a placement rate of 3.12%. This strategic move is expected to strengthen the bank’s financial position and enhance its market presence.
On August 29, 2025, Banco de Chile announced the extension of its Cooperation Agreement, Global Connectivity Agreement, and Amended and Restated Trademark License Agreement with Citigroup Inc. These agreements, originally established in 2015 and 2019, have been extended to January 1, 2028, with potential for further extensions. Additionally, both companies have entered into an Amended and Restated Master Services Agreement with the same duration. This strategic move, approved by Banco de Chile’s board, aims to strengthen their collaborative efforts and enhance operational synergies, potentially impacting stakeholders positively by ensuring continued cooperation and connectivity between the two financial entities.
On August 27, 2025, Banco de Chile announced the successful placement of senior, dematerialized, and bearer bonds in the local market. The bonds, registered under Serie HN, amounted to 550,000 Chilean UF with a maturity date of December 1, 2039, and an average placement rate of 3.06%. This move is significant for Banco de Chile as it strengthens its financial position and enhances its market presence, potentially benefiting stakeholders by increasing the bank’s capital for future investments.
On August 22, 2025, Banco de Chile announced the successful placement of senior, dematerialized, and bearer bonds in the local market. The bonds, registered under Serie GG in the CMF’s Securities Registry, totaled 100,000 Chilean UF with a maturity date of May 1, 2035, and an average placement rate of 2.99%. This strategic move is expected to strengthen Banco de Chile’s financial position and enhance its market presence, providing potential benefits to its stakeholders.
Banco de Chile released its financial results for the second quarter of 2025, as of June 30, 2025. The report highlights the bank’s continued strong performance and stability in the Chilean banking sector. The financial results are part of the bank’s ongoing efforts to maintain its competitive position and provide value to its stakeholders. The report also includes management’s commentary on the economic outlook and banking industry performance, providing insights into the bank’s strategic advances and risk management approaches.
Banco de Chile released its consolidated financial statements for the period ending June 30, 2025. The report, signed by CEO Eduardo Ebensperger, provides insights into the bank’s financial position, including assets, liabilities, and equity changes. This release is crucial for stakeholders to assess the bank’s financial health and strategic positioning in the Chilean banking sector.
On July 22, 2025, Banco de Chile announced the successful placement of senior, dematerialized, and bearer bonds in the local market. The bonds, which include Serie GB, Serie GG, and Serie HW, were registered with the Chilean Financial Market Commission and have varying maturity dates extending to 2044. This strategic move is expected to strengthen Banco de Chile’s financial position and enhance its market presence, offering investors a stable return with average placement rates around 3.11% to 3.19%.
On July 21, 2025, Banco de Chile successfully placed senior, dematerialized, and bearer bonds in the local market. These Serie GB Bonds, registered under the CMF’s Securities Registry, amounted to 150,000 Chilean UF with a maturity date of September 1, 2034, and an average placement rate of 3.13%. This bond placement is a strategic move by Banco de Chile to strengthen its financial position and enhance its market presence, potentially impacting stakeholders by providing additional capital for the bank’s operations and growth initiatives.
On July 18, 2025, Banco de Chile successfully placed senior, dematerialized, and bearer bonds in the local market. These Serie GB Bonds, registered under the CMF’s Securities Registry number 11/2022, amounted to 250,000 Chilean UF with a maturity date of September 1, 2034, and an average placement rate of 3.16%. This strategic move is expected to strengthen Banco de Chile’s financial position and enhance its market presence, providing a robust opportunity for stakeholders.
On July 17, 2025, Banco de Chile successfully placed senior, dematerialized, and bearer bonds in the local market. The bonds, registered as Serie GB Bonds, have a total amount of 225,000 Chilean UF with a maturity date of September 1, 2034, and an average placement rate of 3.18%. This bond placement is expected to strengthen Banco de Chile’s financial position and enhance its market presence, potentially benefiting stakeholders by providing additional capital for the bank’s operations.