Banco Santander Chile (BSAC)
NYSE:BSAC
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BSAC Stock Chart & Stats
$36.07
-$0.10(-0.53%)
At close: 4:00 PM EST
$36.07
-$0.10(-0.53%)
Day’s Range― - ―
52-Week Range$22.77 - $37.72
Previous CloseN/A
Volume36.69K
Average Volume (3M)284.61K
Market Cap
$14.39B
Enterprise Value$23.29T
Total Cash (Recent Filing)$1.88T
Total Debt (Recent Filing)$47.69T
Price to Earnings (P/E)13.4
Beta0.57
Next Earnings
Jul 30, 2026EPS Estimate
0.7Next Dividend Ex-DateN/A
Dividend Yield4.29%
Share Statistics
EPS (TTM)2224.00
Shares Outstanding471,115,330
10 Day Avg. Volume272,457
30 Day Avg. Volume284,608
Financial Highlights & Ratios
PEG Ratio0.55
Price to Book (P/B)2.36
Price to Sales (P/S)2.84
P/FCF Ratio21.22
Enterprise Value/Market Cap1.62K
Enterprise Value/Revenue4.83
Enterprise Value/Gross Profit7.79
Enterprise Value/Ebitda16.85
Forecast
1Y Price Target
$35.75Price Target Upside-0.89% Downside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)2.72
Revenue Forecast (FY)$3.40B
Bulls Say, Bears Say
Bulls Say
High And Improving ROESustained ROE above 21%-23% shows strong earnings-generation versus equity, enabling consistent dividend capacity and internal capital build. Management's 22%-24% ROE target signals disciplined capital allocation and a business model that converts scale and margin into durable shareholder returns.
Stable NIM & Core Interest IncomeA steady ~4% NIM with double-digit net interest income growth and materially lower funding costs supports recurring, predictable core revenues. Margin stability reduces reliance on volatile trading income and underpins long-term profitability as the bank scales retail and corporate lending.
Consistent Access To Long-term FundingRegular long-term bond placements (UF and local peso issues plus international 144A access) diversify funding, extend maturities and strengthen liquidity. Reliable market access reduces rollover risk and supports asset–liability matching for sustained lending and strategic growth over the medium term.
Bears Say
Elevated LeverageHigher leverage magnifies balance-sheet sensitivity to funding stress and asset-quality shocks, reducing financial flexibility. Elevated debt burdens can constrain capital actions, raise funding costs in adverse cycles, and limit the bank's ability to absorb loan-loss volatility while pursuing growth.
Elevated Credit Costs & Impaired LoansPersistently higher cost of credit and rising impaired loans signal structural asset-quality pressure, especially in mortgages with slow judicial recoveries. Sustained provisions reduce retained earnings and constrain capital generation, limiting lending capacity and pressuring long-term return sustainability.
Regulatory & Payments Competition RiskRegulatory moves (interchange caps, card limits, interest‑rate reforms) and intensifying payments competition (Getnet dynamics) can structurally compress fee income and merchant-acquiring margins. This threatens a key non-interest revenue source and could reduce long-term fee-driven profitability if enacted.
Banco Santander Chile News
BSAC FAQ
What was Banco Santander Chile’s price range in the past 12 months?
Banco Santander Chile lowest stock price was $22.77 and its highest was $37.72 in the past 12 months.
What is Banco Santander Chile’s market cap?
Banco Santander Chile’s market cap is $14.39B.
When is Banco Santander Chile’s upcoming earnings report date?
Banco Santander Chile’s upcoming earnings report date is Jul 30, 2026 which is in 70 days.
How were Banco Santander Chile’s earnings last quarter?
Banco Santander Chile released its earnings results on Apr 30, 2026. The company reported $0.642 earnings per share for the quarter, beating the consensus estimate of $0.639 by $0.003.
Is Banco Santander Chile overvalued?
According to Wall Street analysts Banco Santander Chile’s price is currently Overvalued.
Does Banco Santander Chile pay dividends?
Banco Santander Chile pays a Annually dividend of $1.329 which represents an annual dividend yield of 4.29%. See more information on Banco Santander Chile dividends here
What is Banco Santander Chile’s EPS estimate?
Banco Santander Chile’s EPS estimate is 0.7.
How many shares outstanding does Banco Santander Chile have?
Banco Santander Chile has 471,115,330 shares outstanding.
What happened to Banco Santander Chile’s price movement after its last earnings report?
Banco Santander Chile reported an EPS of $0.642 in its last earnings report, beating expectations of $0.639. Following the earnings report the stock price went up 3.251%.
Which hedge fund is a major shareholder of Banco Santander Chile?
Currently, no hedge funds are holding shares in BSAC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Banco Santander Chile Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$35.75 (-0.89% Downside)
$35.75 (-0.89% Downside)
Blogger Sentiment
Bullish
BSAC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 12.7K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
48.74%
12-Months-Change
Fundamentals
Return on Equity
20.90%
Trailing 12-Months
Asset Growth
6.27%
Trailing 12-Months
Company Description
Banco Santander Chile
Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail Banking, Middle-Market, Corporate Investment Banking, and Corporate Activities segments. The company offers debit and credit cards, checking accounts, and savings products; consumer, automobile, commercial, mortgage, and government-guaranteed loans; and Chilean peso and foreign currency denominated loans to finance various commercial transactions, trade, foreign currency forward contracts, and credit lines, as well as mortgage financing services. It also provides mutual funds, insurance and securities brokerage, foreign exchange, financial leasing, factoring, financial consulting and advisory, investment management, foreign trade, treasury, and transactional services, as well as specialized services to finance projects for the real estate industry. In addition, the company offers short-term financing and fund raising, and brokerage services, as well as derivatives, securitization, and other tailor-made products. It serves individuals, small to middle-sized entities, companies, and large corporations, as well as universities, government entities, and local and regional governments. As of December 31, 2021, the company operated 326 branches, which include 220 under the Santander brand name, 14 under the Select brand name, 7 specialized branches for the middle market, and 22 as auxiliary and payment centers, as well as 1,338 ATMs, including depository ATMs. Banco Santander-Chile was incorporated in 1977 and is headquartered in Santiago, Chile.
BSAC Stock 12 Month Forecast
Average Price Target
$35.75
▼(-0.89% Downside)
Technical Analysis
Banco De Chile
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Banco Santander Brasil
―
Grupo Cibest
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Webster Financial
―
Wintrust Financial
―
Ownership Overview
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Insiders
0.74% Mutual Funds
1.23% Other Institutional Investors
97.43% Public Companies and
Individual Investors