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Banco Santander-Chile (BSAC)
:BSAC
US Market
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Banco Santander Chile (BSAC) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 29, 2026
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.6
Last Year’s EPS
0.6
Same Quarter Last Year
Based on 1 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 30, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call reflects a strong financial performance with significant growth in net income and client base. However, concerns around political uncertainty, potential impacts from interchange fee regulations, and elevated cost of credit present challenges.
Company Guidance
During Banco Santander-Chile's Third Quarter 2025 earnings call, the bank provided guidance indicating a positive outlook for the remainder of 2025 and into 2026. Key metrics included an expected GDP growth of 2% for 2026, with a monetary policy rate averaging around 4.4%. The bank anticipates maintaining a net interest margin (NIM) of approximately 4% and achieving a return on equity (ROE) between 22% and 24%. The efficiency ratio is expected to remain in the mid-30s, while the cost of credit is projected to improve to around 1.3% for 2026. Additionally, the bank aims to surpass 5 million clients by 2026 and maintain a dividend payout ratio of 60% to 70%. Despite potential political and economic uncertainties, the bank is optimistic about growth in loan segments, fee generation, and asset quality improvements.
Strong Financial Performance
Banco Santander-Chile achieved a net income of CLP 798 billion, a 37% year-over-year increase, with a return on average equity of 24% and an efficiency ratio of 35.9%.
Improved Revenue Composition
Fee generation increased from 15% to 20% of revenues, demonstrating success in digital accounts and noncredit-related services.
Recognition and Awards
Bank received accolades such as 'Best Bank in Chile' by Euromoney and 'Best Bank for SMEs' by Global Finance.
Client Base Expansion
The bank's client base grew to 4.6 million, with a 10% increase in current accounts and a 12% rise in credit card transactions.
Sustainability Improvements
MSCI ESG rating improved from A to AA, and Sustainalytics grade improved to 15.4 points.

Banco Santander Chile (BSAC) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

BSAC Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 29, 2026
2025 (Q4)
0.60 / -
0.595
Oct 30, 2025
2025 (Q3)
0.59 / 0.59
0.53610.07% (+0.05)
Jul 31, 2025
2025 (Q2)
0.65 / 0.60
0.49121.59% (+0.11)
Apr 30, 2025
2025 (Q1)
0.59 / 0.61
0.268129.48% (+0.35)
Feb 07, 2025
2024 (Q4)
0.56 / 0.59
0.42540.00% (+0.17)
Oct 30, 2024
2024 (Q3)
0.52 / 0.54
0.135297.04% (+0.40)
Jul 31, 2024
2024 (Q2)
0.50 / 0.49
0.31555.87% (+0.18)
Apr 30, 2024
2024 (Q1)
0.30 / 0.27
0.359-25.35% (-0.09)
Feb 02, 2024
2023 (Q4)
0.43 / 0.42
0.27156.83% (+0.15)
Oct 31, 2023
2023 (Q3)
0.29 / 0.14
0.42-67.86% (-0.28)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

BSAC Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 30, 2025
$28.30$28.82+1.84%
Jul 31, 2025
$22.88$23.01+0.57%
Apr 30, 2025
$24.23$24.09-0.58%
Feb 07, 2025
$20.99$20.90-0.43%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Banco Santander-Chile (BSAC) report earnings?
Banco Santander-Chile (BSAC) is schdueled to report earning on Jan 29, 2026, Before Open (Confirmed).
    What is Banco Santander-Chile (BSAC) earnings time?
    Banco Santander-Chile (BSAC) earnings time is at Jan 29, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is BSAC EPS forecast?
          BSAC EPS forecast for the fiscal quarter 2025 (Q4) is 0.6.
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