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Banco Santander Chile (BSAC)
NYSE:BSAC
Earnings Data
Report Date
Jul 31, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.6Last Year’s EPS
0.49Same Quarter Last Year
Moderate Sell
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Date:Apr 30, 2025
|% Change Since: 2.10%
|Next Earnings Date:Jul 31, 2025
Earnings Call Sentiment|Neutral
Banco Santander Chile's earnings call highlighted significant profit growth and strong digital strategy execution. However, economic uncertainties and challenges in the mortgage loan sector present concerns. The bank's operational efficiency and strategic digital investments are promising, yet external economic factors pose risks.Company Guidance
In the Banco Santander-Chile First Quarter 2025 Earnings Conference Call, the bank provided guidance on several key financial metrics. The Chief Financial Officer, Patricia Perez, highlighted that the bank achieved a net profit of CLP 278 billion, marking a 131% increase compared to the same quarter last year, with a return on average equity (ROAE) of 25.6% and an efficiency ratio of 35%. The bank's net interest income (NII) grew by 42%, driven by a net interest margin (NIM) of 4.1%. Additionally, the bank's digital strategy led to a 17% growth in fees and a 40% increase in financial transactions year-on-year. The bank's cost of risk is projected to stabilize around 1.3% for 2025, with an ROAE expected to remain above 21%. The call also addressed the macroeconomic environment, predicting GDP growth of 2.1% for 2025 and inflation convergence with a UF forecast of 2.6% by the end of 2025.Significant Increase in Net Profits
Banco Santander Chile achieved a net profit of CLP 278 billion, marking a 131% increase compared to the same quarter last year, with a return on average equity of 25.6%.
Strong Digital Strategy Performance
The bank's digital strategy led to a 17% growth in fees and a 40% growth in financial transactions year-on-year, supported by a significant increase in digital clients to over 2.3 million.
Efficient Operations
Banco Santander Chile maintained a best-in-class efficiency ratio of 35% and a Net Promoter Score of 57 points, indicating strong customer service performance.
Recognition and Awards
The bank was recognized as the best private bank in Chile by Euromoney.
Successful Cloud Migration
The bank successfully migrated its core banking systems to the cloud, enhancing its digital transformation efforts.
BSAC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
BSAC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 30, 2025 | $24.23 | $24.09 | -0.58% |
Feb 07, 2025 | $20.99 | $20.90 | -0.43% |
Oct 30, 2024 | $19.03 | $18.88 | -0.79% |
Jul 31, 2024 | $18.77 | $19.27 | +2.66% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Banco Santander Chile (BSAC) report earnings?
Banco Santander Chile (BSAC) is schdueled to report earning on Jul 31, 2025, TBA Not Confirmed.
What is Banco Santander Chile (BSAC) earnings time?
Banco Santander Chile (BSAC) earnings time is at Jul 31, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BSAC EPS forecast?
BSAC EPS forecast for the fiscal quarter 2025 (Q2) is 0.6.