Strong Financial Performance
Banco Santander-Chile achieved a net income of CLP 798 billion, a 37% year-over-year increase, with a return on average equity of 24% and an efficiency ratio of 35.9%.
Improved Revenue Composition
Fee generation increased from 15% to 20% of revenues, demonstrating success in digital accounts and noncredit-related services.
Recognition and Awards
Bank received accolades such as 'Best Bank in Chile' by Euromoney and 'Best Bank for SMEs' by Global Finance.
Client Base Expansion
The bank's client base grew to 4.6 million, with a 10% increase in current accounts and a 12% rise in credit card transactions.
Sustainability Improvements
MSCI ESG rating improved from A to AA, and Sustainalytics grade improved to 15.4 points.