Wintrust Financial Corp (WTFC)
NASDAQ:WTFC
WTFC Stock Chart & Stats
$145.51
$1.02(0.80%)
At close: 4:00 PM EST
$145.51
$1.02(0.80%)
Day’s Range― - ―
52-Week Range$99.72 - $162.96
Previous CloseN/A
Volume175.76K
Average Volume (3M)452.38K
Market Cap
$9.90B
Enterprise Value$13.80B
Total Cash (Recent Filing)$6.70B
Total Debt (Recent Filing)$4.48B
Price to Earnings (P/E)10.5
Beta1.15
Next Earnings
Apr 20, 2026EPS Estimate
2.96Next Dividend Ex-DateN/A
Dividend Yield1.4%
Share Statistics
EPS (TTM)3.15
Shares Outstanding67,270,485
10 Day Avg. Volume367,378
30 Day Avg. Volume452,378
Financial Highlights & Ratios
PEG Ratio1.07
Price to Book (P/B)1.29
Price to Sales (P/S)2.21
P/FCF Ratio10.88
Enterprise Value/Market Cap1.39
Enterprise Value/Revenue3.26
Enterprise Value/Gross Profit5.25
Enterprise Value/Ebitda11.43
Forecast
1Y Price Target
$171.30Price Target Upside17.72% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering10
EPS Forecast (FY)12.44
Revenue Forecast (FY)$2.94B
Bulls Say, Bears Say
Bulls Say
Lending Growth And AcquisitionsConsistent organic lending growth combined with accretive acquisitions has expanded tangible book value and supports ongoing core earnings growth.
Net Interest Margin StabilityAnalyst expects net interest margin to remain stable because the company can pass rate changes on to depositors, helping protect interest income as rates shift.
Specialty Finance PerformanceSpecialty finance units, including life insurance and property and casualty premium financing, provide differentiated, higher-yield lending with historically low losses and credit trends expected to remain constructive into 2026.
Bears Say
Revenue Forecasts Versus ConsensusAnalyst's forecasts for core revenue before loan-loss provisions are modestly below consensus, which tempers the stock outlook by signaling weaker revenue momentum than expected.
Wintrust Financial News
WTFC FAQ
What was Wintrust Financial Corp’s price range in the past 12 months?
Wintrust Financial Corp lowest stock price was $99.72 and its highest was $162.96 in the past 12 months.
What is Wintrust Financial Corp’s market cap?
Wintrust Financial Corp’s market cap is $9.90B.
When is Wintrust Financial Corp’s upcoming earnings report date?
Wintrust Financial Corp’s upcoming earnings report date is Apr 20, 2026 which is in 5 days.
How were Wintrust Financial Corp’s earnings last quarter?
Wintrust Financial Corp released its earnings results on Jan 20, 2026. The company reported $3.15 earnings per share for the quarter, beating the consensus estimate of $2.933 by $0.217.
Is Wintrust Financial Corp overvalued?
According to Wall Street analysts Wintrust Financial Corp’s price is currently Undervalued.
Does Wintrust Financial Corp pay dividends?
Wintrust Financial Corp pays a Quarterly dividend of $0.5 which represents an annual dividend yield of 1.4%. See more information on Wintrust Financial Corp dividends here
What is Wintrust Financial Corp’s EPS estimate?
Wintrust Financial Corp’s EPS estimate is 2.96.
How many shares outstanding does Wintrust Financial Corp have?
Wintrust Financial Corp has 67,270,485 shares outstanding.
What happened to Wintrust Financial Corp’s price movement after its last earnings report?
Wintrust Financial Corp reported an EPS of $3.15 in its last earnings report, beating expectations of $2.933. Following the earnings report the stock price went up 4.712%.
Which hedge fund is a major shareholder of Wintrust Financial Corp?
Currently, no hedge funds are holding shares in WTFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Wintrust Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$171.30 (17.72% Upside)
$171.30 (17.72% Upside)
Blogger Sentiment
Bullish
WTFC Sentiment 66%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 36.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $3.2M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▼ 0.9%
Last 30 Days ▲ 5.7%
Last 30 Days ▲ 5.7%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Fundamentals
Return on Equity
11.71%
Trailing 12-Months
Asset Growth
9.65%
Trailing 12-Months
Company Description
Wintrust Financial Corp
Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. The company operates 173 banking facilities and 228 ATMs in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and Florida. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
WTFC Company Deck
WTFC Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong, broad-based operating momentum: record full-year and quarterly earnings, double-digit loan and deposit growth, stable margin and positive operating leverage, plus market share gains and solid credit metrics. The primary negatives were mortgage revenue weakness, a slight uptick in nonperforming loans, modestly higher noninterest expense items (notably health insurance), and some concentrated CRE office exposure — risks management is monitoring. Overall the positives materially outweigh the challenges.View all WTFC earnings summariesWTFC Stock 12 Month Forecast
Average Price Target
$171.30
▲(17.72% Upside)
Technical Analysis
―
Old National Bancorp Capital
―
UMB Financial
―
Zions Bancorporation National Association
―
Western Alliance
―
Ownership Overview
1.32% Insiders
32.96% Mutual Funds
23.46% Other Institutional Investors
14.84% Public Companies and
Individual Investors