Want to see WAL full AI Analyst Report?
WAL Stock Chart & Stats
$83.11
-$0.35(-0.42%)
At close: 4:00 PM EDT
$83.11
-$0.35(-0.42%)
Day’s Range― - ―
52-Week Range$65.82 - $97.23
Previous Close$82.74
Volume900.32K
Average Volume (3M)1.11M
Market Cap
$8.79B
Enterprise Value$16.46K
Total Cash (Recent Filing)$454.00M
Total Debt (Recent Filing)$7.45B
Price to Earnings (P/E)8.9
Beta1.50
Next Earnings
Oct 15, 2026EPS Estimate
2.46Next Dividend Ex-DateN/A
Dividend Yield2.04%
Share Statistics
EPS (TTM)9.00
Shares Outstanding109,185,360
10 Day Avg. Volume1,149,240
30 Day Avg. Volume1,109,901
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)1.20
Price to Sales (P/S)1.73
P/FCF Ratio-3.27
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$91.64Price Target Upside10.26% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering13
EPS Forecast (FY)9.1
Revenue Forecast (FY)$3.99B
Bulls Say, Bears Say
Bulls Say
Net Interest Income GrowthSustained NII expansion with stable margins indicates the bank's core interest-earning business is strengthening. Durable NII growth supports pre-provision revenue, funds investments or higher reserves, and reduces reliance on volatile fee streams, improving earnings resilience over months.
Diversified Specialized Business LinesA diversified mix of specialized verticals creates multiple fee and deposit channels and lowers concentration risk. Structural diversification supports steadier deposit supply, cross-sell opportunities, and fee diversification that strengthens revenue durability across economic cycles.
Capital Adequacy And Shareholder ReturnsAn 11% CET1 buffer and improving tangible equity alongside planned buybacks signal disciplined capital management. This provides a durable cushion against credit or market shocks, preserves strategic flexibility, and demonstrates commitment to returning excess capital to investors.
Bears Say
Negative Operating And Free Cash FlowMulti-year negative operating and free cash flow raises concerns about cash generation quality and reliance on balance-sheet activity. Persistent negative cash flows can increase dependence on wholesale funding or deposit repricing, and signal potential stress on liquidity and earnings sustainability.
Elevated Funding Costs / Deposit Optimization NeededRelatively high deposit costs compress net interest margin and force active deposit optimization. Repricing or shedding higher-cost balances can temporarily trim liquidity and constrain loan growth, leaving margin improvement dependent on successful redeployment and sustained lower funding costs.
Rising Credit Stress And Coverage PressureAn uptick in nonaccruals and a temporary coverage dip highlight heightened credit risk as the loan mix shifts toward C&I. Increased reserves and potential back-half NCOs can pressure earnings and capital, creating medium-term variability in profitability and added provisioning needs.
Western Alliance News
WAL FAQ
What was Western Alliance Bancorporation’s price range in the past 12 months?
Western Alliance Bancorporation lowest stock price was $65.81 and its highest was $97.23 in the past 12 months.
What is Western Alliance Bancorporation’s market cap?
Western Alliance Bancorporation’s market cap is $8.79B.
When is Western Alliance Bancorporation’s upcoming earnings report date?
Western Alliance Bancorporation’s upcoming earnings report date is Oct 15, 2026 which is in 67 days.
How were Western Alliance Bancorporation’s earnings last quarter?
Western Alliance Bancorporation released its earnings results on Jul 21, 2026. The company reported $2.36 earnings per share for the quarter, beating the consensus estimate of $2.359 by <$0.001.
Is Western Alliance Bancorporation overvalued?
According to Wall Street analysts Western Alliance Bancorporation’s price is currently Undervalued.
Does Western Alliance Bancorporation pay dividends?
Western Alliance Bancorporation pays a Quarterly dividend of $0.42 which represents an annual dividend yield of 2.04%. See more information on Western Alliance Bancorporation dividends here
What is Western Alliance Bancorporation’s EPS estimate?
Western Alliance Bancorporation’s EPS estimate is 2.46.
How many shares outstanding does Western Alliance Bancorporation have?
Western Alliance Bancorporation has 109,185,360 shares outstanding.
What happened to Western Alliance Bancorporation’s price movement after its last earnings report?
Western Alliance Bancorporation reported an EPS of $2.36 in its last earnings report, beating expectations of $2.359. Following the earnings report the stock price went up 3.615%.
Which hedge fund is a major shareholder of Western Alliance Bancorporation?
Currently, no hedge funds are holding shares in WAL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Western Alliance Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$91.64 (10.26% Upside)
$91.64 (10.26% Upside)
Blogger Sentiment
Bullish
WAL Sentiment 83%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 316.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $3.8M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 4.6%
Last 30 Days ▼ 4.0%
Last 30 Days ▼ 4.0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
1.89%
12-Months-Change
Fundamentals
Return on Equity
2.04%
Trailing 12-Months
Asset Growth
13.81%
Trailing 12-Months
Company Description
Western Alliance Bancorporation
Western Alliance Bancorporation serves as the holding entity for Western Alliance Bank, offering a broad spectrum of banking products and related financial services, with its primary operations centered in Arizona, California, and Nevada. The company structures its business across Commercial, Consumer Related, and Corporate & Other segments. Its deposit offerings include checking, savings, and money market accounts, as well as fixed-rate and fixed-maturity certificates of deposit. Additionally, it delivers treasury management and residential mortgage services. The company's lending activities are diverse, encompassing commercial and industrial loans such as working capital lines of credit, financing for technology companies, inventory and accounts receivable lines, mortgage warehouse facilities, and equipment loans and leases. Western Alliance also provides commercial real estate loans, secured by properties like multi-family residential units, professional offices, industrial sites, retail centers, and hotels. Its construction and land development loans support projects ranging from single and multi-family residential developments to industrial/warehouse facilities, office buildings, retail spaces, medical offices, and residential lot developments. Consumer loan products are also available. Beyond core banking, Western Alliance offers a variety of other financial services, including internet banking, wire transfers, electronic bill payment and presentment, lock box services, courier services, and comprehensive cash management solutions. Furthermore, the company holds various investment securities, municipal and non-profit loans, and leases, and makes strategic investments in low-income housing tax credits and small business investment corporations, alongside real estate loans and related securities. Founded in 1994 and based in Phoenix, Arizona, Western Alliance Bancorporation operates a network of 36 branch locations and several loan production offices.
WAL Company Deck
WAL Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a constructive, execution-focused tone: the company reported solid quarter-over-quarter and year-over-year growth in key earnings metrics (NII +14% YoY, PPNR +25% YoY, loan growth led by C&I) while maintaining capital and margin stability. Management proactively implemented a deposit optimization program, is deploying excess capital into share repurchases, and expects asset-quality improvements in H2. Offsetting this optimism were headwinds in mortgage banking, a temporary bump in nonaccruals (and a coverage dip), reduced near-term guidance for fee growth, and continued relatively high deposit funding costs. Overall, management presented credible actions and reasonable outcomes to address the challenges while maintaining profitable growth.View all WAL earnings summariesWAL Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$91.64
▲(10.26% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
Ownership Overview
5.15% Insiders
31.82% Mutual Funds
1.72% Other Institutional Investors
39.36% Public Companies and
Individual Investors








