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Western Alliance Bancorporation (WAL)
:WAL
US Market
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Western Alliance (WAL) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 22, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
2.44
Last Year’s EPS
1.95
Same Quarter Last Year
Based on 10 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 22, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call reflects a strong financial performance with record revenues and significant improvements in capital and efficiency. However, challenges remain, particularly concerning credit quality issues related to fraud allegations and elevated deposit costs.
Company Guidance
During the Western Alliance Bancorporation's third-quarter 2025 earnings call, the company reported record net revenue and pre-provision net revenue of $938 million and $394 million, respectively. The net interest income showed a 30% annualized quarter-over-quarter growth, supported by $6.1 billion in deposits and stable net interest margins. Noninterest income increased by $40 million, contributing to an improvement in the efficiency ratio to 57.4%, with an adjusted efficiency ratio below 50%. The bank's earnings per share (EPS) stood at $2.28, with a return on average assets of 1.13% and a return on average tangible common equity of 15.6%. The loan loss reserve was increased to 78 basis points, and asset quality was in line with expectations, with a 17% decline in criticized assets and net charge-offs at 22 basis points. The company addressed two notable credit relationships, including a $98.5 million non-accrual loan to Cantor Group V, which resulted in a $30 million reserve, and an ABL facility to Leucadia Asset Management, which remains secure. Overall, Western Alliance's strategic efforts in credit management and deposit growth underpin its strong financial performance and optimistic 2025 outlook.
Record Net Revenue and Pre-Provision Net Revenue
Western Alliance generated record net revenue of $938 million and pre-provision net revenue of $394 million, supported by a healthy balance sheet growth with $6.1 billion in deposits.
Solid Loan and Deposit Growth
The bank saw $7 billion in loan growth and $6.1 billion in deposit growth, showcasing strong momentum across regional and national business lines.
Efficiency and Profitability Improvements
Operating leverage improved as efficiency ratio decreased to 57.4%, and the adjusted efficiency ratio excluding ECR deposit costs dropped below 50%. Return on average tangible common equity was 15.6%.
Strong Capital Position
CET1 capital improved to 11.3% with tangible book value per share climbing 13% year over year, demonstrating robust capital generation.

Western Alliance (WAL) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

WAL Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 22, 2026
2025 (Q4)
2.44 / -
1.95
Oct 22, 2025
2025 (Q3)
2.08 / 2.28
1.826.67% (+0.48)
Jul 17, 2025
2025 (Q2)
2.02 / 2.07
1.7518.29% (+0.32)
Apr 21, 2025
2025 (Q1)
1.78 / 1.79
1.611.87% (+0.19)
Jan 27, 2025
2024 (Q4)
1.90 / 1.95
1.3346.62% (+0.62)
Oct 17, 2024
2024 (Q3)
1.89 / 1.80
1.97-8.63% (-0.17)
Jul 18, 2024
2024 (Q2)
1.71 / 1.75
1.96-10.71% (-0.21)
Apr 18, 2024
2024 (Q1)
1.64 / 1.60
1.2825.00% (+0.32)
Jan 25, 2024
2023 (Q4)
1.68 / 1.33
2.67-50.19% (-1.34)
Oct 19, 2023
2023 (Q3)
1.91 / 1.97
2.42-18.60% (-0.45)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

WAL Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 22, 2025
$78.72$77.09-2.07%
Jul 17, 2025
$84.23$80.88-3.98%
Apr 21, 2025
$64.28$64.74+0.72%
Jan 27, 2025
$92.73$87.96-5.14%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Western Alliance Bancorporation (WAL) report earnings?
Western Alliance Bancorporation (WAL) is schdueled to report earning on Jan 22, 2026, After Close (Confirmed).
    What is Western Alliance Bancorporation (WAL) earnings time?
    Western Alliance Bancorporation (WAL) earnings time is at Jan 22, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is WAL EPS forecast?
          WAL EPS forecast for the fiscal quarter 2025 (Q4) is 2.44.

            Western Alliance (WAL) Earnings News

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