SouthState Corporation (SSB)
NYSE:SSB
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SSB Stock Chart & Stats
$97.97
$0.60(0.62%)
At close: 4:00 PM EST
$97.97
$0.60(0.62%)
Day’s Range― - ―
52-Week Range$82.60 - $108.46
Previous CloseN/A
Volume117.68K
Average Volume (3M)857.75K
Market Cap
$9.61B
Enterprise Value$10.58B
Total Cash (Recent Filing)$6.90B
Total Debt (Recent Filing)$1.31B
Price to Earnings (P/E)9.5
Beta0.98
Next Earnings
Apr 23, 2026EPS Estimate
2.2Next Dividend Ex-DateN/A
Dividend Yield2.38%
Share Statistics
EPS (TTM)2.46
Shares Outstanding98,068,650
10 Day Avg. Volume827,943
30 Day Avg. Volume857,755
Financial Highlights & Ratios
PEG Ratio0.91
Price to Book (P/B)1.04
Price to Sales (P/S)2.51
P/FCF Ratio-17.37
Enterprise Value/Market Cap1.10
Enterprise Value/Revenue2.82
Enterprise Value/Gross Profit4.12
Enterprise Value/Ebitda9.03
Forecast
1Y Price Target
$118.18Price Target Upside20.63% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering12
EPS Forecast (FY)9.5
Revenue Forecast (FY)$2.78B
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability ScaleSouthState has expanded revenue to $3.76B with a roughly 21% net margin in 2025, reflecting a scaled, diversified banking franchise. That durable earnings base supports ongoing investment in growth initiatives and provides a multi-year foundation for dividends and opportunistic capital returns even as margins normalize from pandemic peaks.
Conservative Balance Sheet And CapitalLeverage is conservative with improving debt-to-equity and rising equity, while tangible and regulatory capital (TCE ~8.8%, CET1 ~11.4%) are healthy. This structural strength enhances loss-absorbing capacity, supports loan growth, and underpins sustainable capital returns and acquisitions without jeopardizing regulatory buffers.
Strong Loan Production And PipelineRobust origination momentum and an expanded pipeline provide a durable engine for net interest income and future asset growth. Sustained mid‑to upper‑single-digit loan growth guidance combined with broad geographic production (notably TX/CO) supports long‑term revenue visibility and the potential to offset accretion and yield pressures through repricing.
Bears Say
Volatile And Declining Cash GenerationOperating cash flow has trended down and is highly volatile, reducing free cash conversion despite reported earnings. This structural cash weakness limits flexibility for dividends, buybacks, and organic investment, and increases sensitivity to credit stress or funding shocks since cash buffers are a key durable defense for banks over economic cycles.
Declining Accretion IncomeAccretion has materially declined and a remaining discount balance means future accretion tailwinds are diminishing. Because accretion materially supported recent NII, its reduction creates a structural headwind to reported net interest income and earnings quality unless offset by higher organic loan yields or improved deposit funding economics.
High Near-Term Payout IntensityA near‑100% quarterly payout rate is not durable given cash flow volatility and declining accretion. Sustained high payouts could erode flexibility, forcing the bank to curtail buybacks/dividends or retain capital in downturns. Even with management stating normalization, the current intensity elevates execution risk on capital allocation over the medium term.
SouthState Corporation News
SSB FAQ
What was SouthState Corporation’s price range in the past 12 months?
SouthState Corporation lowest stock price was $82.60 and its highest was $108.46 in the past 12 months.
What is SouthState Corporation’s market cap?
SouthState Corporation’s market cap is $9.61B.
When is SouthState Corporation’s upcoming earnings report date?
SouthState Corporation’s upcoming earnings report date is Apr 23, 2026 which is in 6 days.
How were SouthState Corporation’s earnings last quarter?
SouthState Corporation released its earnings results on Jan 22, 2026. The company reported $2.46 earnings per share for the quarter, beating the consensus estimate of $2.27 by $0.19.
Is SouthState Corporation overvalued?
According to Wall Street analysts SouthState Corporation’s price is currently Undervalued.
Does SouthState Corporation pay dividends?
SouthState Corporation pays a Quarterly dividend of $0.6 which represents an annual dividend yield of 2.38%. See more information on SouthState Corporation dividends here
What is SouthState Corporation’s EPS estimate?
SouthState Corporation’s EPS estimate is 2.2.
How many shares outstanding does SouthState Corporation have?
SouthState Corporation has 98,068,650 shares outstanding.
What happened to SouthState Corporation’s price movement after its last earnings report?
SouthState Corporation reported an EPS of $2.46 in its last earnings report, beating expectations of $2.27. Following the earnings report the stock price went down -0.368%.
Which hedge fund is a major shareholder of SouthState Corporation?
Currently, no hedge funds are holding shares in SSB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SouthState Corporation Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$118.18 (20.63% Upside)
$118.18 (20.63% Upside)
Blogger Sentiment
Bullish
SSB Sentiment 66%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Increased
By 14.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.8%
Last 30 Days ▼ 1.6%
Last 30 Days ▼ 1.6%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
19.72%
12-Months-Change
Fundamentals
Return on Equity
9.00%
Trailing 12-Months
Asset Growth
45.08%
Trailing 12-Months
Company Description
SouthState Corporation
SouthState Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies. It accepts checking accounts, savings deposits, interest-bearing transaction accounts, certificates of deposits, money market accounts, and other time deposits. The company also offers commercial real estate loans, residential real estate loans, commercial, and industrial loans, as well as consumer loans, including auto, boat, and personal installment loans. In addition, it provides debit card, mobile and funds transfer products, and treasury management services comprising merchant, automated clearing house, lock-box, remote deposit capture, and other treasury services. Further, the company offers safe deposit boxes, bank money orders, wire transfer, brokerage services, and alternative investment products, including annuities, mutual funds, and trust and asset management services; and credit cards, letters of credit, and home equity lines of credit. As of December 31, 2021, it served customers through 281 branches in Florida, South Carolina, Alabama, Georgia, North Carolina, and Virginia. SouthState Corporation also serves its customers through online, mobile, and telephone banking platforms. The company was formerly known as First Financial Holdings, Inc. and changed its name to SouthState Corporation in July 2013. SouthState Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.
SSB Company Deck
SSB Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized successful execution on the major acquisition integration, strong earnings and tangible book value growth, healthy capital ratios, robust loan production and pipeline expansion, and confidence to continue share repurchases opportunistically. Headwinds cited were lower accretion income sequentially, a quarter of higher performance-related expenses, some temporary substandard loan increases in lease-up multifamily, and a high Q4 payout ratio that management said is not expected to persist. Management reiterated conservative margin and deposit assumptions and provided clear 2026 guidance ranges for NIM, accretion, and NIE growth.View all SSB earnings summariesSSB Stock 12 Month Forecast
Average Price Target
$118.18
▲(20.63% Upside)
Technical Analysis
First Horizon
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UMB Financial
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Webster Financial
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Wintrust Financial
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Western Alliance
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Ownership Overview
0.71% Insiders
36.23% Mutual Funds
0.23% Other Institutional Investors
36.46% Public Companies and
Individual Investors