SouthState Corporation (SSB)
NYSE:SSB
SSB Stock Chart & Stats
$91.07
$0.60(0.62%)
At close: 4:00 PM EST
$91.07
$0.60(0.62%)
Day’s Range― - ―
52-Week Range$77.74 - $108.46
Previous CloseN/A
Volume117.68K
Average Volume (3M)897.86K
Market Cap
$9.02B
Enterprise Value$9.97B
Total Cash (Recent Filing)$6.90B
Total Debt (Recent Filing)$1.31B
Price to Earnings (P/E)9.5
Beta0.99
Next Earnings
Apr 23, 2026EPS Estimate
2.2Next Dividend Ex-DateN/A
Dividend Yield2.38%
Share Statistics
EPS (TTM)2.46
Shares Outstanding98,068,650
10 Day Avg. Volume992,633
30 Day Avg. Volume897,858
Financial Highlights & Ratios
PEG Ratio0.91
Price to Book (P/B)1.04
Price to Sales (P/S)2.51
P/FCF Ratio-17.37
Enterprise Value/Market Cap1.11
Enterprise Value/Revenue2.65
Enterprise Value/Gross Profit3.88
Enterprise Value/Ebitda8.52
Forecast
1Y Price Target
$119.09Price Target Upside30.77% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering12
EPS Forecast (FY)9.5
Revenue Forecast (FY)$2.78B
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet And Improving LeverageDeclining leverage and rising equity strengthen loss-absorbing capacity and regulatory buffers. Debt-to-equity near 0.15 and $9.06B equity provide capital flexibility for lending, M&A integration, dividends and buybacks, reducing solvency risk over the medium term.
Consistent Revenue Growth And Healthy ProfitabilitySustained top-line expansion to $3.76B with a ~21% net margin indicates a durable core franchise. That level of profitability supports reinvestment, provision absorption and shareholder returns, implying earnings resilience even if headwinds modestly pressure margins.
Acquisition Integration And Loan Production MomentumSuccessful systems conversion plus reaccelerated loan production and a much larger pipeline point to scalable growth from recent M&A. Effective integration preserves cost savings and helps expand market share and PPNR capacity over the next several quarters.
Bears Say
Operating And Free Cash Flow VolatilitySharply lower and volatile operating/free cash flow reduces discretionary flexibility for capital allocation, makes sustained buybacks/dividends riskier, and leaves less buffer against credit or funding stress. Persistent volatility could constrain strategic optionality.
Accretion And Loan-yield PressureDeclining accretion and falling loan yields materially reduce near-term NII. With ~$260M of remaining discount to accrete and repricing dynamics, NIM sustainability is uncertain and could depress core earnings if rate or spread trends persist.
Substandard Loan Concentration In Multifamily Lease-upA concentration of substandard multifamily lease-up loans raises credit monitoring risk. If leasing or local market conditions weaken, these loans could drive provisions or impairments. Concentration limits the bank's portfolio diversification and increases sensitivity to localized downturns.
SouthState Corporation News
SSB FAQ
What was SouthState Corporation’s price range in the past 12 months?
SouthState Corporation lowest stock price was $77.74 and its highest was $108.46 in the past 12 months.
What is SouthState Corporation’s market cap?
SouthState Corporation’s market cap is $9.02B.
When is SouthState Corporation’s upcoming earnings report date?
SouthState Corporation’s upcoming earnings report date is Apr 23, 2026 which is in 27 days.
How were SouthState Corporation’s earnings last quarter?
SouthState Corporation released its earnings results on Jan 22, 2026. The company reported $2.46 earnings per share for the quarter, beating the consensus estimate of $2.27 by $0.19.
Is SouthState Corporation overvalued?
According to Wall Street analysts SouthState Corporation’s price is currently Undervalued.
Does SouthState Corporation pay dividends?
SouthState Corporation pays a Quarterly dividend of $0.6 which represents an annual dividend yield of 2.38%. See more information on SouthState Corporation dividends here
What is SouthState Corporation’s EPS estimate?
SouthState Corporation’s EPS estimate is 2.2.
How many shares outstanding does SouthState Corporation have?
SouthState Corporation has 98,068,650 shares outstanding.
What happened to SouthState Corporation’s price movement after its last earnings report?
SouthState Corporation reported an EPS of $2.46 in its last earnings report, beating expectations of $2.27. Following the earnings report the stock price went down -0.368%.
Which hedge fund is a major shareholder of SouthState Corporation?
Currently, no hedge funds are holding shares in SSB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SouthState Corporation Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$119.09 (30.77% Upside)
$119.09 (30.77% Upside)
Blogger Sentiment
Bullish
SSB Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 14.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 0.8%
Last 30 Days ▲ 3.6%
Last 30 Days ▲ 3.6%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-0.40%
12-Months-Change
Fundamentals
Return on Equity
9.00%
Trailing 12-Months
Asset Growth
45.08%
Trailing 12-Months
Company Description
SouthState Corporation
SouthState Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies. It accepts checking accounts, savings deposits, interest-bearing transaction accounts, certificates of deposits, money market accounts, and other time deposits. The company also offers commercial real estate loans, residential real estate loans, commercial, and industrial loans, as well as consumer loans, including auto, boat, and personal installment loans. In addition, it provides debit card, mobile and funds transfer products, and treasury management services comprising merchant, automated clearing house, lock-box, remote deposit capture, and other treasury services. Further, the company offers safe deposit boxes, bank money orders, wire transfer, brokerage services, and alternative investment products, including annuities, mutual funds, and trust and asset management services; and credit cards, letters of credit, and home equity lines of credit. As of December 31, 2021, it served customers through 281 branches in Florida, South Carolina, Alabama, Georgia, North Carolina, and Virginia. SouthState Corporation also serves its customers through online, mobile, and telephone banking platforms. The company was formerly known as First Financial Holdings, Inc. and changed its name to SouthState Corporation in July 2013. SouthState Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.
SSB Company Deck
SSB Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized successful execution on the major acquisition integration, strong earnings and tangible book value growth, healthy capital ratios, robust loan production and pipeline expansion, and confidence to continue share repurchases opportunistically. Headwinds cited were lower accretion income sequentially, a quarter of higher performance-related expenses, some temporary substandard loan increases in lease-up multifamily, and a high Q4 payout ratio that management said is not expected to persist. Management reiterated conservative margin and deposit assumptions and provided clear 2026 guidance ranges for NIM, accretion, and NIE growth.View all SSB earnings summariesSSB Stock 12 Month Forecast
Average Price Target
$119.09
▲(30.77% Upside)
Technical Analysis
First Horizon
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UMB Financial
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Webster Financial
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Wintrust Financial
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Western Alliance
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Ownership Overview
0.71% Insiders
36.18% Mutual Funds
16.92% Other Institutional Investors
19.95% Public Companies and
Individual Investors