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SouthState Corporation (SSB)
NYSE:SSB
US Market
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SouthState Corporation (SSB) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 22, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
2.21
Last Year’s EPS
1.87
Same Quarter Last Year
Based on 9 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 22, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call presented a generally positive outlook with significant earnings growth, increased loan production, and strong noninterest income. However, the call also highlighted concerns over a large loan charge-off and increasing cost of deposits. The overall sentiment is balanced with noteworthy achievements and challenges.
Company Guidance
During SouthState Bank Corporation's Q3 2025 earnings call, the company reported a strong financial performance with a 30% year-over-year increase in earnings per share and a return on tangible equity of 20%. Loan production increased to nearly $3.4 billion, with notable growth in Texas and Colorado, where production was up 67% since Q1 2025. The bank experienced a $21 million loan charge-off, attributed to a single larger C&I credit, but year-to-date net charge-offs remained low at 12 basis points. The cost of deposits rose to 1.91%, a 7 basis point increase from the prior quarter, while the tax-equivalent margin was 4.06%, contributing to a net interest income of $600 million. Noninterest income increased to $99 million, driven by strong performance in the Capital Markets division. The efficiency ratio for the quarter was 46.9%, bringing the nine-month year-to-date ratio to 48.7%. The bank's CET1 capital ratio stood at 11.5%, indicating a solid capital position as it plans for strategic growth and market opportunities in 2026.
Strong Earnings Performance
Earnings per share increased by 30% from the previous year, and the company generated a return on tangible equity of 20%.
Loan Production and Growth
Loan production increased to nearly $3.4 billion with a 67% rise in Texas and Colorado since the first quarter. Overall moderate growth in both loans and deposits was observed.
Improved Net Interest Income
Net interest income of $600 million was up by $22 million over Q2, driven by a 4.06% tax equivalent margin.
Noninterest Income Growth
Noninterest income increased to $99 million, driven by strong performance in the Capital Markets division and deposit fees.

SouthState Corporation (SSB) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

SSB Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 22, 2026
2025 (Q4)
2.21 / -
1.87
Oct 22, 2025
2025 (Q3)
2.11 / 2.42
1.8630.11% (+0.56)
Jul 24, 2025
2025 (Q2)
1.85 / 2.11
1.7321.97% (+0.38)
Apr 24, 2025
2025 (Q1)
0.97 / 0.87
1.5-42.00% (-0.63)
Jan 23, 2025
2024 (Q4)
1.65 / 1.87
1.3934.53% (+0.48)
Oct 23, 2024
2024 (Q3)
1.60 / 1.86
1.6214.81% (+0.24)
Jul 24, 2024
2024 (Q2)
1.54 / 1.73
1.626.79% (+0.11)
Apr 25, 2024
2024 (Q1)
1.54 / 1.50
1.83-18.03% (-0.33)
Jan 25, 2024
2023 (Q4)
1.34 / 1.39
1.88-26.06% (-0.49)
Oct 26, 2023
2023 (Q3)
1.64 / 1.62
1.75-7.43% (-0.13)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

SSB Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 22, 2025
$93.87$89.92-4.21%
Jul 24, 2025
$96.58$97.26+0.70%
Apr 24, 2025
$88.63$86.27-2.66%
Jan 23, 2025
$96.87$101.86+5.15%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does SouthState Corporation (SSB) report earnings?
SouthState Corporation (SSB) is schdueled to report earning on Jan 22, 2026, After Close (Confirmed).
    What is SouthState Corporation (SSB) earnings time?
    SouthState Corporation (SSB) earnings time is at Jan 22, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is SSB EPS forecast?
          SSB EPS forecast for the fiscal quarter 2025 (Q4) is 2.21.
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