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First Horizon National (FHN)
NYSE:FHN
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First Horizon (FHN) Price & Analysis

813 Followers

FHN Stock Chart & Stats

$24.29
$0.07(0.32%)
At close: 4:00 PM EST
$24.29
$0.07(0.32%)

Bulls Say, Bears Say

Bulls Say
Sustained Loan Growth And Production MomentumConsistent commercial and overall loan growth expands earning assets, driving net interest income and longer-term revenue stability. Strong C&I and CRE production increases higher-yield exposure and supports the company’s stated mid- to high-single-digit loan growth plans and recurring PPNR upside over the next several quarters.
Solid Underlying Profitability And MarginsSustained net margin near 22% and solid operating profitability indicate durable earnings power that can absorb cyclical pressures. Strong margins support internal capital generation, buffer credit volatility, and enable continued reinvestment or shareholder returns without depending solely on external funding.
Disciplined Capital Management And BuybacksMaintaining CET1 near targets while executing large buybacks demonstrates confidence in capital adequacy and execution discipline. Active repurchases and a rising tangible book suggest management balances shareholder returns and capital buffers, which is a durable positive for long-term ROE and investor alignment.
Bears Say
Marked Increase In LeverageA sharply higher debt-to-equity ratio materially raises balance-sheet risk and funding sensitivity. Elevated leverage reduces financial flexibility, increases vulnerability to rate or credit shocks, and may constrain future lending or capital-return capacity if earnings or asset quality worsen.
Weakening Free Cash Flow MomentumWhile FCF still converts near net income, the steep decline in free cash flow growth signals weakening internal funding generation. Deteriorating cash flow reduces flexibility to fund loan growth, buybacks, or build reserves, increasing reliance on external funding over a multi-month horizon.
Rising Deposit Costs And Greater Reliance On Brokered FundingGrowing use of brokered deposits and rising deposit betas signal less-sticky funding and higher long-term funding costs. This structural funding mix elevates NIM pressure and increases margin volatility, making net interest income more sensitive to competitive deposit markets and rate shifts.

First Horizon News

FHN FAQ

What was First Horizon National’s price range in the past 12 months?
First Horizon National lowest stock price was $19.80 and its highest was $26.56 in the past 12 months.
    What is First Horizon National’s market cap?
    First Horizon National’s market cap is $12.06B.
      When is First Horizon National’s upcoming earnings report date?
      First Horizon National’s upcoming earnings report date is Oct 21, 2026 which is in 95 days.
        How were First Horizon National’s earnings last quarter?
        First Horizon National released its earnings results on Jul 15, 2026. The company reported $0.54 earnings per share for the quarter, beating the consensus estimate of $0.52 by $0.02.
          Is First Horizon National overvalued?
          According to Wall Street analysts First Horizon National’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does First Horizon National pay dividends?
            First Horizon National pays a Quarterly dividend of $0.17 which represents an annual dividend yield of 2.44%. See more information on First Horizon National dividends here
              What is First Horizon National’s EPS estimate?
              First Horizon National’s EPS estimate is 0.52.
                How many shares outstanding does First Horizon National have?
                First Horizon National has 474,617,800 shares outstanding.
                  What happened to First Horizon National’s price movement after its last earnings report?
                  First Horizon National reported an EPS of $0.54 in its last earnings report, beating expectations of $0.52. Following the earnings report the stock price went down -3.033%.
                    Which hedge fund is a major shareholder of First Horizon National?
                    Currently, no hedge funds are holding shares in FHN
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      First Horizon National

                      First Horizon Corporation functions as the parent company of First Horizon Bank, offering a diverse range of financial services. Its operations are segmented into three core divisions: Regional Banking, Specialty Banking, and Corporate. The company provides standard banking services to consumers, businesses, financial institutions, and governmental bodies. Beyond core banking, it also underwrites eligible securities, such as fixed-income instruments, via its financial subsidiaries; engages in the sale of loans and derivatives; and provides advisory services. Its broad service portfolio further encompasses mortgage banking, title insurance and loan-closing, brokerage, correspondent banking, nationwide check clearing and remittance, trust and fiduciary functions, equipment financing, and both investment and financial advisory. Additionally, First Horizon markets mutual funds, retail insurance products, and credit cards. Across the United States, the corporation maintains a significant presence, with roughly 500 First Horizon Bank branches across 22 states and about 400 FHN Financial centers in 12 states. Formerly known as First Horizon National Corporation, the company adopted its current name, First Horizon Corporation, in November 2020. Established in 1864, its corporate headquarters are located in Memphis, Tennessee.

                      First Horizon (FHN) Earnings & Revenues

                      FHN Stock 12 Month Forecast

                      Average Price Target

                      $28.25
                      ▲(16.30% Upside)
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                      Ownership Overview

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