First Horizon National (FHN)
NYSE:FHN
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FHN Stock Chart & Stats
$24.29
$0.07(0.32%)
At close: 4:00 PM EST
$24.29
$0.07(0.32%)
Day’s Range― - ―
52-Week Range$19.04 - $26.56
Previous CloseN/A
Volume1.40M
Average Volume (3M)3.69M
Market Cap
$11.39B
Enterprise Value$22.77B
Total Cash (Recent Filing)$3.82B
Total Debt (Recent Filing)$13.28B
Price to Earnings (P/E)11.2
Beta1.20
Next Earnings
Jul 22, 2026EPS Estimate
0.53Next Dividend Ex-DateN/A
Dividend Yield2.44%
Share Statistics
EPS (TTM)2.02
Shares Outstanding474,617,800
10 Day Avg. Volume3,439,557
30 Day Avg. Volume3,689,693
Financial Highlights & Ratios
PEG Ratio0.31
Price to Book (P/B)1.33
Price to Sales (P/S)2.35
P/FCF Ratio12.29
Enterprise Value/Market Cap2.00
Enterprise Value/Revenue4.95
Enterprise Value/Gross Profit6.70
Enterprise Value/Ebitda16.32
Forecast
1Y Price Target
$26.61Price Target Upside9.56% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering11
EPS Forecast (FY)2.14
Revenue Forecast (FY)$3.56B
Bulls Say, Bears Say
Bulls Say
Sustained High ROTCEThree consecutive quarters of adjusted ROTCE ≥15% indicates durable capital efficiency and disciplined underwriting. High ROTCE supports consistent internal capital generation, funds buybacks/dividends, and signals competitive returns on core banking activities over the next several quarters.
Net Interest Income Resilience And C&I Loan GrowthNII growth plus meaningful C&I expansion demonstrate the bank’s ability to generate spread income and deepen commercial relationships. Durable NII and shifting mix toward C&I support stable revenue generation and margin sustainability as assets reprice over the coming 2–6 months.
Strengthened Capital And Tangible Book GrowthPreferred issuance and higher Tier 1 ratio increase regulatory capital flexibility while tangible book growth and active buybacks show management confidence. This improves medium-term ability to fund lending and returns, balancing capital support with shareholder distribution plans.
Bears Say
Marked Increase In LeverageA sharp rise in debt-to-equity materially increases financial leverage and balance-sheet risk. Higher leverage elevates sensitivity to funding costs and macro shocks, constraining strategic flexibility and increasing the probability of needing further capital or asset adjustments over the medium term.
Weakening Revenue And Cash-flow MomentumDeclining top-line and a large drop in free cash flow weaken internal funding capacity for growth and capital returns. Sustained revenue and cash-flow slippage would force tougher trade-offs between lending growth, loan-loss provisioning, and maintaining capital targets across the next several quarters.
Deposit Outflows And Constrained CET1 HeadroomQuarterly deposit declines and competitive deposit pricing raise funding and liquidity costs. With CET1 near management’s ~10.5% target, capital headroom is limited, restricting the pace of buybacks or rapid balance-sheet expansion absent further capital actions or improved deposit stability.
First Horizon News
FHN FAQ
What was First Horizon National’s price range in the past 12 months?
First Horizon National lowest stock price was $19.04 and its highest was $26.56 in the past 12 months.
What is First Horizon National’s market cap?
First Horizon National’s market cap is $11.39B.
When is First Horizon National’s upcoming earnings report date?
First Horizon National’s upcoming earnings report date is Jul 22, 2026 which is in 49 days.
How were First Horizon National’s earnings last quarter?
First Horizon National released its earnings results on Apr 15, 2026. The company reported $0.53 earnings per share for the quarter, beating the consensus estimate of $0.497 by $0.033.
Is First Horizon National overvalued?
According to Wall Street analysts First Horizon National’s price is currently Undervalued.
Does First Horizon National pay dividends?
First Horizon National pays a Quarterly dividend of $0.15 which represents an annual dividend yield of 2.44%. See more information on First Horizon National dividends here
What is First Horizon National’s EPS estimate?
First Horizon National’s EPS estimate is 0.53.
How many shares outstanding does First Horizon National have?
First Horizon National has 474,617,800 shares outstanding.
What happened to First Horizon National’s price movement after its last earnings report?
First Horizon National reported an EPS of $0.53 in its last earnings report, beating expectations of $0.497. Following the earnings report the stock price went down -0.33%.
Which hedge fund is a major shareholder of First Horizon National?
Currently, no hedge funds are holding shares in FHN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Horizon Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$26.61 (9.56% Upside)
$26.61 (9.56% Upside)
Blogger Sentiment
Bullish
FHN Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 476.4K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▲ 0.7%
Last 30 Days ▼ 5.9%
Last 30 Days ▼ 5.9%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
24.55%
12-Months-Change
Fundamentals
Return on Equity
11.43%
Trailing 12-Months
Asset Growth
3.24%
Trailing 12-Months
Company Description
First Horizon National
First Horizon Corporation operates as the bank holding company for First Horizon Bank that provides various financial services. The company operates through three segments: Regional Banking, Specialty Banking, and Corporate. It offers general banking services for consumers, businesses, financial institutions, and governments. The company also underwrites bank-eligible securities and other fixed-income securities eligible for underwriting by financial subsidiaries; sells loans and derivatives; and offers advisory services. In addition, it offers various services, such as mortgage banking; title insurance and loan-closing; brokerage; correspondent banking; nationwide check clearing and remittance processing; trust, fiduciary, and agency; equipment finance; and investment and financial advisory services. Further, the company sells mutual fund and retail insurance products; and credit cards. It operates approximately 500 banking offices in 22 states under the First Horizon Bank brand; and 400 banking centers in 12 states under the FHN Financial brand in the United States. The company was formerly known as First Horizon National Corporation and changed its name to First Horizon Corporation in November 2020. First Horizon Corporation was founded in 1864 and is headquartered in Memphis, Tennessee.
FHN Company Deck
FHN Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed solid operating momentum and improved profitability — highlighted by a 15.1% adjusted ROTCE, 6% YoY NII growth, strong C&I loan growth, expense discipline, and constructive capital actions — balanced against manageable headwinds including deposit competition, CRE balance headwinds, quarter-to-quarter fee income volatility, and mortgage/refi uncertainty. Management emphasized disciplined underwriting, targeted capital deployment, and maintaining guidance while noting market volatility risks.View all FHN earnings summariesFHN Stock 12 Month Forecast
Average Price Target
$26.61
▲(9.56% Upside)
Technical Analysis
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Ownership Overview
1.12% Insiders
22.14% Mutual Funds
18.85% Other Institutional Investors
29.53% Public Companies and
Individual Investors