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SouthState Corporation Reports Strong Q4 Results, Boosts Shareholder Returns

Story Highlights
  • SouthState delivered strong Q4 2025 results, with EPS up, solid loan and deposit growth, healthy returns, and resilient credit and capital metrics.
  • The board reinforced its shareholder-return strategy by approving a larger stock repurchase plan and declaring a $0.60 per-share dividend for Q1 2026.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
SouthState Corporation Reports Strong Q4 Results, Boosts Shareholder Returns

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SouthState Corporation ( (SSB) ) has issued an update.

On January 22, 2026, SouthState Bank Corporation reported unaudited results for the fourth quarter and full year ended December 31, 2025, highlighting strong profitability and balance sheet growth. Fourth-quarter diluted earnings per share rose 32% year over year to $2.46 (adjusted $2.47), net income reached $247.7 million, and returns on average assets and tangible common equity were 1.47% and 19.1%, respectively. Loans and deposits each grew at an 8% annualized rate in the quarter, while tangible book value per share increased 10% from a year earlier despite a higher dividend and repurchase of 2.4% of outstanding shares. Net interest income slipped 3% from the prior quarter to $581 million amid a modest decline in loan yields, but noninterest income improved, credit costs remained low with net charge-offs at 0.09% of average loans, and capital ratios stayed strong. Reflecting confidence in its performance and capital strength, the board on January 21, 2026 authorized a new stock repurchase plan for up to 5.56 million shares, replacing a prior, smaller authorization, and declared a first-quarter 2026 cash dividend of $0.60 per share, payable February 13, 2026 to shareholders of record on February 6, 2026, further signaling ongoing commitment to shareholder returns.

The most recent analyst rating on (SSB) stock is a Buy with a $112.00 price target. To see the full list of analyst forecasts on SouthState Corporation stock, see the SSB Stock Forecast page.

Spark’s Take on SSB Stock

According to Spark, TipRanks’ AI Analyst, SSB is a Outperform.

SouthState Corporation’s strong financial performance and positive earnings call are the most significant factors driving the score. The stock’s reasonable valuation and technical indicators support a stable outlook, though rising deposit costs and a large loan charge-off present minor risks.

To see Spark’s full report on SSB stock, click here.

More about SouthState Corporation

SouthState Bank Corporation, headquartered in Winter Haven, Florida and listed on the NYSE under ticker SSB, operates as a regional banking company offering loans, deposit products, and related financial services, including correspondent banking and capital markets activities, with a focus on generating strong returns and maintaining a solid capital position following its Independent Financial acquisition.

Average Trading Volume: 793,153

Technical Sentiment Signal: Strong Buy

Current Market Cap: $9.74B

For detailed information about SSB stock, go to TipRanks’ Stock Analysis page.

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