Zions Bancorporation, National Association (N.A) (ZION)
NASDAQ:ZION
Want to see ZION full AI Analyst Report?
ZION Stock Chart & Stats
$62.73
-$0.72(-1.30%)
At close: 4:00 PM EST
$62.73
-$0.72(-1.30%)
Day’s Range― - ―
52-Week Range$46.19 - $66.88
Previous CloseN/A
Volume207.41K
Average Volume (3M)1.45M
Market Cap
$9.77B
Enterprise Value$9.13B
Total Cash (Recent Filing)$21.39B
Total Debt (Recent Filing)$2.35B
Price to Earnings (P/E)10.1
Beta1.20
Next Earnings
Jul 20, 2026EPS Estimate
1.55Next Dividend Ex-DateN/A
Dividend Yield2.97%
Share Statistics
EPS (TTM)6.47
Shares Outstanding147,091,810
10 Day Avg. Volume1,614,753
30 Day Avg. Volume1,445,856
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)1.20
Price to Sales (P/S)1.74
P/FCF Ratio8.78
Enterprise Value/Market Cap0.93
Enterprise Value/Revenue1.85
Enterprise Value/Gross Profit2.69
Enterprise Value/Ebitda7.09
Forecast
1Y Price Target
$68.00Price Target Upside8.40% Upside
Rating ConsensusHold
Number of Analyst Covering15
EPS Forecast (FY)6.48
Revenue Forecast (FY)$3.53B
Bulls Say, Bears Say
Bulls Say
Improved Leverage And Capital PositionDebt-to-equity moving from prior highs to ~0.32 and a CET1 ratio near 11.5% materially strengthens the bank's capital buffer. This durable improvement increases resilience to credit shocks, supports regulatory flexibility, and permits opportunistic capital deployment over the next several quarters.
Strong Cash Generation And ConversionHigh free-cash-flow conversion (~91% of net income) and a rebound in FCF provide sustainable internal funding for dividends, buybacks or targeted acquisitions. Reliable cash conversion enhances strategic optionality and reduces reliance on volatile external funding over a multi-quarter horizon.
NII Growth Outlook, Loan Growth And Operating LeverageA management-guided structural lift in net interest income, combined with ongoing loan growth and targeted positive operating leverage, implies durable earnings power. If executed, rising NII plus controlled expense trends should sustainably expand core profitability over the next several quarters.
Bears Say
Material TTM Revenue ContractionA roughly 32% TTM revenue drop signals diminished top-line scale that can pressure long-term margin sustainability and reduces the cushion for cost absorption. Persistent revenue weakness would force repeated efficiency gains or higher risk-taking to restore growth over multiple quarters.
Rising Noninterest Expense And SeasonalityElevated and seasonal-driven noninterest expenses erode operating leverage if they persist. Recurring higher compensation, marketing and tech spend could offset NII improvements, limiting net margin gains and constraining capital available for strategic initiatives across the medium term.
CRE Pricing Pressure And C&I Watchlist RiskOngoing CRE pricing stress and rising criticized C&I balances raise the risk of higher provisions and weaker loan economics. For a regionally focused bank, persistently pressured CRE/C&I segments can impair asset quality and constrain lending growth and margins for several quarters.
Zions Bancorporation National Association News
ZION FAQ
What was Zions Bancorporation, National Association (N.A)’s price range in the past 12 months?
Zions Bancorporation, National Association (N.A) lowest stock price was $46.19 and its highest was $66.88 in the past 12 months.
What is Zions Bancorporation, National Association (N.A)’s market cap?
Zions Bancorporation, National Association (N.A)’s market cap is $9.77B.
When is Zions Bancorporation, National Association (N.A)’s upcoming earnings report date?
Zions Bancorporation, National Association (N.A)’s upcoming earnings report date is Jul 20, 2026 which is in 37 days.
How were Zions Bancorporation, National Association (N.A)’s earnings last quarter?
Zions Bancorporation, National Association (N.A) released its earnings results on Apr 20, 2026. The company reported $1.56 earnings per share for the quarter, beating the consensus estimate of $1.424 by $0.136.
Is Zions Bancorporation, National Association (N.A) overvalued?
According to Wall Street analysts Zions Bancorporation, National Association (N.A)’s price is currently Undervalued.
Does Zions Bancorporation, National Association (N.A) pay dividends?
Zions Bancorporation, National Association (N.A) pays a Quarterly dividend of $0.45 which represents an annual dividend yield of 2.97%. See more information on Zions Bancorporation, National Association (N.A) dividends here
What is Zions Bancorporation, National Association (N.A)’s EPS estimate?
Zions Bancorporation, National Association (N.A)’s EPS estimate is 1.55.
How many shares outstanding does Zions Bancorporation, National Association (N.A) have?
Zions Bancorporation, National Association (N.A) has 147,091,810 shares outstanding.
What happened to Zions Bancorporation, National Association (N.A)’s price movement after its last earnings report?
Zions Bancorporation, National Association (N.A) reported an EPS of $1.56 in its last earnings report, beating expectations of $1.424. Following the earnings report the stock price went down -1.633%.
Which hedge fund is a major shareholder of Zions Bancorporation, National Association (N.A)?
Currently, no hedge funds are holding shares in ZION
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Zions Bancorporation National Association Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$68.00 (8.40% Upside)
$68.00 (8.40% Upside)
Blogger Sentiment
Bullish
ZION Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 226.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $297.7K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 1.2%
Last 30 Days ▲ 2.5%
Last 30 Days ▲ 2.5%
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
40.22%
12-Months-Change
Fundamentals
Return on Equity
13.77%
Trailing 12-Months
Asset Growth
-0.04%
Trailing 12-Months
Company Description
Zions Bancorporation, National Association (N.A)
Headquartered in Salt Lake City, Utah, Zions Bancorporation, National Association is a long-standing financial institution, founded in 1873. Operating primarily across the western United States, it delivers a comprehensive suite of banking and financial services throughout Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company's diverse offerings encompass corporate banking, commercial banking (with a particular emphasis on small and medium-sized businesses), and commercial real estate financing. It also extends municipal and public finance services, retail banking (including residential mortgages), trust services, wealth management and private client banking, and capital markets products. As of December 31, 2020, Zions Bancorporation maintained a network of 422 branches, consisting of 273 owned and 149 leased locations. The institution, initially known as ZB, National Association, officially adopted its current name, Zions Bancorporation, National Association, in September 2018.
ZION Company Deck
ZION Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented stronger year‑over‑year financial performance, solid credit metrics, deposit growth at period‑end, capital strength and strategic progress in Capital Markets and product launches. The main near‑term headwinds are seasonal and quarter‑over‑quarter compressions in revenue and margin, higher compensation/expense seasonality, some deposit competition and localized CRE/C&I pricing pressure. Management provided constructive guidance for net interest income (7–8% upside in a no‑rate‑cut scenario), reiterated positive operating leverage for the year and highlighted strategic initiatives and potential regulatory capital tailwinds (Basel III end‑game). Overall, the positive YoY improvements, low credit losses and strategic momentum materially outweigh the QoQ softness and expense seasonality concerns.View all ZION earnings summariesZION Net revenue Breakdown
77.61% Net interest income
22.39% Noninterest income
ZION Stock 12 Month Forecast
Average Price Target
$68.00
▲(8.40% Upside)
Technical Analysis
Ownership Overview
1.27% Insiders
25.84% Mutual Funds
15.03% Other Institutional Investors
32.22% Public Companies and
Individual Investors