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ZION Stock Chart & Stats
$62.73
-$0.72(-1.30%)
At close: 4:00 PM EST
$62.73
-$0.72(-1.30%)
Day’s Range― - ―
52-Week Range$46.19 - $67.99
Previous CloseN/A
Volume207.41K
Average Volume (3M)1.58M
Market Cap
$10.20B
Enterprise Value$9.67B
Total Cash (Recent Filing)$21.39B
Total Debt (Recent Filing)$2.35B
Price to Earnings (P/E)10.8
Beta1.17
Next Earnings
Jul 20, 2026EPS Estimate
1.56Next Dividend Ex-DateN/A
Dividend Yield2.97%
Share Statistics
EPS (TTM)6.47
Shares Outstanding147,091,810
10 Day Avg. Volume2,071,749
30 Day Avg. Volume1,581,950
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)1.20
Price to Sales (P/S)1.74
P/FCF Ratio8.78
Enterprise Value/Market Cap0.95
Enterprise Value/Revenue1.96
Enterprise Value/Gross Profit2.85
Enterprise Value/Ebitda7.19
Forecast
1Y Price Target
$70.69Price Target Upside12.69% Upside
Rating ConsensusHold
Number of Analyst Covering16
EPS Forecast (FY)6.49
Revenue Forecast (FY)$3.54B
Bulls Say, Bears Say
Bulls Say
Improved Leverage And Capital PostureDebt-to-equity declining to ~0.32 and stable CET1 (11.5%) materially strengthen Zions’ capital buffer. This durable improvement increases resilience to credit or rate shocks, preserves capacity for lending and targeted M&A, and reduces reliance on volatile wholesale funding over the medium term.
Strong Cash Generation And ConversionFCF converting ~91% of net income and a sharp rebound versus 2025 imply the business generates reliable internal liquidity. Durable cash conversion supports dividends, buybacks, reinvestment in capital markets and product launches, and provides flexibility to absorb episodic credit losses without immediate external financing.
Solid Profitability Plus Constructive NII GuidanceHealthy net margin (~19.5% TTM), positive operating‑leverage targets (100–150 bps FY2026) and explicit NII growth guidance (7–8% in a no‑rate‑change scenario) indicate structural drivers for sustaining earnings. Combined with fee income and capital markets investment, this supports multi‑channel revenue durability.
Bears Say
Material TTM Revenue DeclineA ~32% TTM revenue contraction is a significant structural headwind: it reduces scale benefits, makes margin gains harder to sustain, and increases reliance on margin expansion or one‑time items. Over 2–6 months this can constrain reinvestment and weaken momentum in fee and loan growth initiatives.
Rising Noninterest Expense And SeasonalityHigher noninterest expense, including seasonal compensation and increased marketing/technology/professional services, can erode operating leverage if persistent. If expense growth outpaces sustainable revenue recovery, margin and free cash flow improvements may be limited despite NII tailwinds.
CRE Pricing Pressure And Capital Drag From DeploymentPersistent CRE pricing pressure and a slight uptick in criticized C&I balances raise credit volatility in core markets. At the same time, planned acquisitions and recent shareholder returns have muted CET1 growth, meaning capital could be constrained as credit or integration risks materialize, limiting growth optionality.
Zions Bancorporation National Association News
ZION FAQ
What was Zions Bancorporation, National Association (N.A)’s price range in the past 12 months?
Zions Bancorporation, National Association (N.A) lowest stock price was $46.19 and its highest was $67.99 in the past 12 months.
What is Zions Bancorporation, National Association (N.A)’s market cap?
Zions Bancorporation, National Association (N.A)’s market cap is $10.20B.
When is Zions Bancorporation, National Association (N.A)’s upcoming earnings report date?
Zions Bancorporation, National Association (N.A)’s upcoming earnings report date is Jul 20, 2026 which is in 14 days.
How were Zions Bancorporation, National Association (N.A)’s earnings last quarter?
Zions Bancorporation, National Association (N.A) released its earnings results on Apr 20, 2026. The company reported $1.56 earnings per share for the quarter, beating the consensus estimate of $1.424 by $0.136.
Is Zions Bancorporation, National Association (N.A) overvalued?
According to Wall Street analysts Zions Bancorporation, National Association (N.A)’s price is currently Undervalued.
Does Zions Bancorporation, National Association (N.A) pay dividends?
Zions Bancorporation, National Association (N.A) pays a Quarterly dividend of $0.45 which represents an annual dividend yield of 2.97%. See more information on Zions Bancorporation, National Association (N.A) dividends here
What is Zions Bancorporation, National Association (N.A)’s EPS estimate?
Zions Bancorporation, National Association (N.A)’s EPS estimate is 1.56.
How many shares outstanding does Zions Bancorporation, National Association (N.A) have?
Zions Bancorporation, National Association (N.A) has 147,091,810 shares outstanding.
What happened to Zions Bancorporation, National Association (N.A)’s price movement after its last earnings report?
Zions Bancorporation, National Association (N.A) reported an EPS of $1.56 in its last earnings report, beating expectations of $1.424. Following the earnings report the stock price went down -1.633%.
Which hedge fund is a major shareholder of Zions Bancorporation, National Association (N.A)?
Currently, no hedge funds are holding shares in ZION
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Zions Bancorporation National Association Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$70.69 (12.69% Upside)
$70.69 (12.69% Upside)
Blogger Sentiment
Bullish
ZION Sentiment 70%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 226.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $297.7K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 0.9%
Last 30 Days ▲ 10.6%
Last 30 Days ▲ 10.6%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
30.70%
12-Months-Change
Fundamentals
Return on Equity
13.77%
Trailing 12-Months
Asset Growth
-0.04%
Trailing 12-Months
Company Description
Zions Bancorporation, National Association (N.A)
Headquartered in Salt Lake City, Utah, Zions Bancorporation, National Association is a long-standing financial institution, founded in 1873. Operating primarily across the western United States, it delivers a comprehensive suite of banking and financial services throughout Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company's diverse offerings encompass corporate banking, commercial banking (with a particular emphasis on small and medium-sized businesses), and commercial real estate financing. It also extends municipal and public finance services, retail banking (including residential mortgages), trust services, wealth management and private client banking, and capital markets products. As of December 31, 2020, Zions Bancorporation maintained a network of 422 branches, consisting of 273 owned and 149 leased locations. The institution, initially known as ZB, National Association, officially adopted its current name, Zions Bancorporation, National Association, in September 2018.
ZION Company Deck
ZION Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented stronger year‑over‑year financial performance, solid credit metrics, deposit growth at period‑end, capital strength and strategic progress in Capital Markets and product launches. The main near‑term headwinds are seasonal and quarter‑over‑quarter compressions in revenue and margin, higher compensation/expense seasonality, some deposit competition and localized CRE/C&I pricing pressure. Management provided constructive guidance for net interest income (7–8% upside in a no‑rate‑cut scenario), reiterated positive operating leverage for the year and highlighted strategic initiatives and potential regulatory capital tailwinds (Basel III end‑game). Overall, the positive YoY improvements, low credit losses and strategic momentum materially outweigh the QoQ softness and expense seasonality concerns.View all ZION earnings summariesZION Net revenue Breakdown
77.61% Net interest income
22.39% Noninterest income
ZION Stock 12 Month Forecast
Average Price Target
$70.69
▲(12.69% Upside)
Technical Analysis
Ownership Overview
1.27% Insiders
25.78% Mutual Funds
<0.01% Other Institutional Investors
45.46% Public Companies and
Individual Investors