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Cullen/Frost Bankers (CFR)
NYSE:CFR
CFR Stock Chart & Stats
Day’s Range― - ―
52-Week Range$100.31 - $147.64
Previous CloseN/A
Volume65.54K
Average Volume (3M)484.29K
Market Cap
$8.24B
Enterprise Value$12.63B
Total Cash (Recent Filing)$17.62B
Total Debt (Recent Filing)$4.67B
Price to Earnings (P/E)13.8
Beta0.97
Next Earnings
Oct 23, 2025EPS Estimate
2.38Last Dividend Ex-Date
Aug 29, 2025Dividend Yield3.01%
Share Statistics
EPS (TTM)2.39
Shares Outstanding64,325,290
10 Day Avg. Volume445,963
30 Day Avg. Volume484,288
Financial Highlights & Ratios
PEG Ratio-5.86
Price to Book (P/B)2.21
Price to Sales (P/S)3.02
P/FCF Ratio10.00
Enterprise Value/Market Cap1.53
Enterprise Value/Revenue4.40
Enterprise Value/Gross Profit6.07
Enterprise Value/Ebitda15.58
Forecast
1Y Price Target
$139.64Price Target Upside7.69% Upside
Rating ConsensusHold
Number of Analyst Covering11
Bulls Say, Bears Say
Bulls Say
Financial PerformanceCullen/Frost Bankers has shown strong financial performance with EPS beating consensus expectations by 4% due to a wider net interest margin and solid loan growth.
Growth StrategyCullen/Frost Bankers is expanding its branch presence in Dallas and Austin, which is expected to significantly contribute to future deposit and loan growth.
Market PositionCFR is well positioned to take market share driven by its branch expansion strategy and strong calling effort.
Bears Say
Earnings ForecastThe 2025 earnings per share estimate has been lowered due to higher expenses and slower loan growth.
Valuation ConcernsMaintain NEUTRAL solely based on valuation.
Cullen/Frost Bankers News
CFR FAQ
What was Cullen/Frost Bankers’s price range in the past 12 months?
Cullen/Frost Bankers lowest stock price was $100.31 and its highest was $147.64 in the past 12 months.
What is Cullen/Frost Bankers’s market cap?
Cullen/Frost Bankers’s market cap is $8.24B.
When is Cullen/Frost Bankers’s upcoming earnings report date?
Cullen/Frost Bankers’s upcoming earnings report date is Oct 23, 2025 which is in 43 days.
How were Cullen/Frost Bankers’s earnings last quarter?
Cullen/Frost Bankers released its earnings results on Jul 31, 2025. The company reported $2.39 earnings per share for the quarter, beating the consensus estimate of $2.305 by $0.085.
Is Cullen/Frost Bankers overvalued?
According to Wall Street analysts Cullen/Frost Bankers’s price is currently Undervalued.
Does Cullen/Frost Bankers pay dividends?
Cullen/Frost Bankers pays a Quarterly dividend of $1 which represents an annual dividend yield of 3.01%. See more information on Cullen/Frost Bankers dividends here
What is Cullen/Frost Bankers’s EPS estimate?
Cullen/Frost Bankers’s EPS estimate is 2.38.
How many shares outstanding does Cullen/Frost Bankers have?
Cullen/Frost Bankers has 64,325,290 shares outstanding.
What happened to Cullen/Frost Bankers’s price movement after its last earnings report?
Cullen/Frost Bankers reported an EPS of $2.39 in its last earnings report, beating expectations of $2.305. Following the earnings report the stock price went down -4.947%.
Which hedge fund is a major shareholder of Cullen/Frost Bankers?
Currently, no hedge funds are holding shares in CFR
Cullen/Frost Bankers Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$139.64 (7.69% Upside)
$139.64 (7.69% Upside)
Blogger Sentiment
Bullish
CFR Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 55.1K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 6.0%
Last 30 Days ▼ 2.7%
Last 30 Days ▼ 2.7%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
25.09%
12-Months-Change
Fundamentals
Return on Equity
15.34%
Trailing 12-Months
Asset Growth
5.25%
Trailing 12-Months
Company Description
Cullen/Frost Bankers
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that offers commercial and consumer banking services in Texas. It operates in two segments, Banking and Frost Wealth Advisors. The company offers commercial banking services to corporations and other business clients, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; commercial leasing; and treasury management services. It also provides consumer banking services, such as checking accounts, savings programs, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds, and foreign exchange services. Further, it acts as a correspondent for approximately 171 financial institutions; offers trust, investment, agency, and custodial services for individual and corporate clients; provides capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and supports international business activities. Additionally, the company offers insurance and securities brokerage services; and holds securities for investment purposes, as well as investment management services to Frost-managed mutual funds, institutions, and individuals. It operates approximately 157 financial centers and 1,650 ATMs. The company serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.
CFR Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance with significant growth in earnings, loans, and deposits. The expansion strategy is yielding positive results, and the company has successfully improved its net interest margin. However, there are challenges with increased competition in lending and a rise in problem loans. Despite these challenges, the positive highlights significantly outweigh the lowlights, indicating a strong market position and positive future outlook.View all CFR earnings summariesCFR Stock 12 Month Forecast
Average Price Target
$139.64
▲(7.69% Upside)
Technical Analysis
Comerica
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Old National Bancorp Capital
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Popular
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Zions Bancorporation National Association
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Ownership Overview
1.29% Insiders
25.68% Mutual Funds
26.57% Other Institutional Investors
20.12% Public Companies and
Individual Investors