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Cullen/Frost Bankers (CFR)
NYSE:CFR
CFR Stock Chart & Stats
$129.31
$0.82(0.61%)
At close: 4:00 PM EST
$129.31
$0.82(0.61%)
Day’s Range― - ―
52-Week Range$100.31 - $146.44
Previous CloseN/A
Volume65.54K
Average Volume (3M)457.90K
Market Cap
$8.28B
Enterprise Value$12.78B
Total Cash (Recent Filing)$18.62B
Total Debt (Recent Filing)$4.82B
Price to Earnings (P/E)13.3
Beta0.85
Next Earnings
Jan 22, 2026EPS Estimate
2.45Next Dividend Ex-DateN/A
Dividend Yield3.05%
Share Statistics
EPS (TTM)2.67
Shares Outstanding63,941,100
10 Day Avg. Volume535,195
30 Day Avg. Volume457,900
Financial Highlights & Ratios
PEG Ratio-5.86
Price to Book (P/B)2.21
Price to Sales (P/S)3.02
P/FCF Ratio10.00
Enterprise Value/Market Cap1.54
Enterprise Value/Revenue4.41
Enterprise Value/Gross Profit5.97
Enterprise Value/Ebitda15.12
Forecast
1Y Price Target
$138.50Price Target Upside7.11% Upside
Rating ConsensusHold
Number of Analyst Covering8
EPS Forecast (FY)9.83
Revenue Forecast (FY)$2.27B
Bulls Say, Bears Say
Bulls Say
Branch ExpansionThe de novo branch expansion in Dallas and Austin is turning accretive earlier than expected, which should benefit deposit and loan growth for many years.
EarningsCFR reported 3Q25 EPS of $2.67, beating consensus of $2.37 by 13%, mainly due to a lower provision for credit losses and higher noninterest/fee income.
Financial GuidanceManagement reaffirmed and improved its 2025 guidance, with increased expectations for net interest income growth and noninterest income growth, and decreased net charge-offs.
Bears Say
Cullen/Frost Bankers News
CFR FAQ
What was Cullen/Frost Bankers’s price range in the past 12 months?
Cullen/Frost Bankers lowest stock price was $100.31 and its highest was $146.44 in the past 12 months.
What is Cullen/Frost Bankers’s market cap?
Cullen/Frost Bankers’s market cap is $8.28B.
When is Cullen/Frost Bankers’s upcoming earnings report date?
Cullen/Frost Bankers’s upcoming earnings report date is Jan 22, 2026 which is in 28 days.
How were Cullen/Frost Bankers’s earnings last quarter?
Cullen/Frost Bankers released its earnings results on Oct 30, 2025. The company reported $2.67 earnings per share for the quarter, beating the consensus estimate of $2.383 by $0.287.
Is Cullen/Frost Bankers overvalued?
According to Wall Street analysts Cullen/Frost Bankers’s price is currently Undervalued.
Does Cullen/Frost Bankers pay dividends?
Cullen/Frost Bankers pays a Quarterly dividend of $1 which represents an annual dividend yield of 3.05%. See more information on Cullen/Frost Bankers dividends here
What is Cullen/Frost Bankers’s EPS estimate?
Cullen/Frost Bankers’s EPS estimate is 2.45.
How many shares outstanding does Cullen/Frost Bankers have?
Cullen/Frost Bankers has 63,941,100 shares outstanding.
What happened to Cullen/Frost Bankers’s price movement after its last earnings report?
Cullen/Frost Bankers reported an EPS of $2.67 in its last earnings report, beating expectations of $2.383. Following the earnings report the stock price went up 1.669%.
Which hedge fund is a major shareholder of Cullen/Frost Bankers?
Currently, no hedge funds are holding shares in CFR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Cullen/Frost Bankers Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$138.50 (7.11% Upside)
$138.50 (7.11% Upside)
Blogger Sentiment
Bullish
CFR Sentiment 100%
Sector Average 69%
Sector Average 69%
Hedge Fund Trend
Increased
By 62.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $88.9K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.4%
Last 30 Days ▼ 6.7%
Last 30 Days ▼ 6.7%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-0.73%
12-Months-Change
Fundamentals
Return on Equity
14.68%
Trailing 12-Months
Asset Growth
2.99%
Trailing 12-Months
Company Description
Cullen/Frost Bankers
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that offers commercial and consumer banking services in Texas. It operates in two segments, Banking and Frost Wealth Advisors. The company offers commercial banking services to corporations and other business clients, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; commercial leasing; and treasury management services. It also provides consumer banking services, such as checking accounts, savings programs, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds, and foreign exchange services. Further, it acts as a correspondent for approximately 171 financial institutions; offers trust, investment, agency, and custodial services for individual and corporate clients; provides capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and supports international business activities. Additionally, the company offers insurance and securities brokerage services; and holds securities for investment purposes, as well as investment management services to Frost-managed mutual funds, institutions, and individuals. It operates approximately 157 financial centers and 1,650 ATMs. The company serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.
CFR Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted significant earnings growth, strong consumer and mortgage lending performance, and successful expansion efforts. However, challenges such as commercial real estate paydowns, rising expenses, and competitive market pressures were also noted. Despite these challenges, the strong positive metrics and achievements outweigh the negatives.View all CFR earnings summariesCFR Stock 12 Month Forecast
Average Price Target
$138.50
▲(7.11% Upside)
Technical Analysis
Comerica
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Commerce Bancshares
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Old National Bancorp Capital
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Popular
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Zions Bancorporation National Association
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Ownership Overview
1.29% Insiders
25.84% Mutual Funds
27.58% Other Institutional Investors
19.02% Public Companies and
Individual Investors