Cullen/Frost Bankers (CFR)
NYSE:CFR
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CFR Stock Chart & Stats
$143.33
$0.82(0.61%)
At close: 4:00 PM EST
$143.33
$0.82(0.61%)
Day’s Range― - ―
52-Week Range$119.00 - $148.97
Previous CloseN/A
Volume65.54K
Average Volume (3M)500.11K
Market Cap
$8.75B
Enterprise Value$12.78B
Total Cash (Recent Filing)$638.78M
Total Debt (Recent Filing)$4.64B
Price to Earnings (P/E)12.7
Beta0.93
Next Earnings
Jul 23, 2026EPS Estimate
2.52Next Dividend Ex-DateN/A
Dividend Yield3.05%
Share Statistics
EPS (TTM)10.33
Shares Outstanding62,797,047
10 Day Avg. Volume497,475
30 Day Avg. Volume500,114
Financial Highlights & Ratios
PEG Ratio0.97
Price to Book (P/B)1.77
Price to Sales (P/S)2.78
P/FCF Ratio63.70
Enterprise Value/Market Cap1.46
Enterprise Value/Revenue4.59
Enterprise Value/Gross Profit5.72
Enterprise Value/Ebitda14.47
Forecast
1Y Price Target
$152.80Price Target Upside6.61% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering12
EPS Forecast (FY)10.51
Revenue Forecast (FY)$2.40B
Bulls Say, Bears Say
Bulls Say
Branch Expansion And Shareholder ReturnsDe novo branch expansion in major Texas markets is accretive to earnings and, together with expected incremental share buybacks as capital allows, could boost shareholder returns.
Credit QualityConservative underwriting, low levels of troubled loans, and robust capital ratios reduce credit-loss risk and support investor confidence.
Earnings BeatCore earnings exceeded expectations driven by steady loan growth and a stable net interest margin, supporting revenue momentum.
Bears Say
Expense Growth And Operating LeverageElevated non-interest spending to fund growth initiatives has weighed on reported results and could produce negative operating leverage if revenue growth slows.
Interest-rate Sensitivity And Guidance RiskGuidance that assumes steeper rate reductions than market pricing creates execution risk because net interest income is highly sensitive to the timing of rate moves.
Loan And Deposit Growth RiskLoan growth may be constrained by pay-downs on multifamily commercial real estate loans while deposit growth could be softer amid competitive pricing, pressuring revenue expansion.
Cullen/Frost Bankers News
CFR FAQ
What was Cullen/Frost Bankers’s price range in the past 12 months?
Cullen/Frost Bankers lowest stock price was $119.00 and its highest was $148.97 in the past 12 months.
What is Cullen/Frost Bankers’s market cap?
Cullen/Frost Bankers’s market cap is $8.75B.
When is Cullen/Frost Bankers’s upcoming earnings report date?
Cullen/Frost Bankers’s upcoming earnings report date is Jul 23, 2026 which is in 78 days.
How were Cullen/Frost Bankers’s earnings last quarter?
Cullen/Frost Bankers released its earnings results on Apr 30, 2026. The company reported $2.65 earnings per share for the quarter, beating the consensus estimate of $2.479 by $0.171.
Is Cullen/Frost Bankers overvalued?
According to Wall Street analysts Cullen/Frost Bankers’s price is currently Undervalued.
Does Cullen/Frost Bankers pay dividends?
Cullen/Frost Bankers pays a Quarterly dividend of $1 which represents an annual dividend yield of 3.05%. See more information on Cullen/Frost Bankers dividends here
What is Cullen/Frost Bankers’s EPS estimate?
Cullen/Frost Bankers’s EPS estimate is 2.52.
How many shares outstanding does Cullen/Frost Bankers have?
Cullen/Frost Bankers has 62,797,047 shares outstanding.
What happened to Cullen/Frost Bankers’s price movement after its last earnings report?
Cullen/Frost Bankers reported an EPS of $2.65 in its last earnings report, beating expectations of $2.479. Following the earnings report the stock price went up 1.492%.
Which hedge fund is a major shareholder of Cullen/Frost Bankers?
Currently, no hedge funds are holding shares in CFR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Cullen/Frost Bankers Stock Smart Score
Outperform
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Analyst Consensus
Moderate Buy
Average Price Target:
$152.80 (6.61% Upside)
$152.80 (6.61% Upside)
Blogger Sentiment
Bullish
CFR Sentiment 80%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 23.3K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▼ 0.9%
Last 30 Days ▲ 8.3%
Last 30 Days ▲ 8.3%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
32.40%
12-Months-Change
Fundamentals
Return on Equity
15.05%
Trailing 12-Months
Asset Growth
1.38%
Trailing 12-Months
Company Description
Cullen/Frost Bankers
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that offers commercial and consumer banking services in Texas. It operates in two segments, Banking and Frost Wealth Advisors. The company offers commercial banking services to corporations and other business clients, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; commercial leasing; and treasury management services. It also provides consumer banking services, such as checking accounts, savings programs, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds, and foreign exchange services. Further, it acts as a correspondent for approximately 171 financial institutions; offers trust, investment, agency, and custodial services for individual and corporate clients; provides capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and supports international business activities. Additionally, the company offers insurance and securities brokerage services; and holds securities for investment purposes, as well as investment management services to Frost-managed mutual funds, institutions, and individuals. It operates approximately 157 financial centers and 1,650 ATMs. The company serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.
CFR Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a generally positive picture: solid earnings and EPS growth, expanding loan pipeline and record new relationships, strong consumer franchise metrics and meaningful contribution from branch expansion. Credit metrics remain acceptable by historical standards and NIM improved. However, there are notable cautions: an increase in total problem loans (OAEM), larger unrealized losses on the investment portfolio, and some seasonal/linked-quarter deposit and expense volatility. On balance, the positive operational momentum and financial results outweigh the risks highlighted.View all CFR earnings summariesCFR Stock 12 Month Forecast
Average Price Target
$152.80
▲(6.61% Upside)
Technical Analysis
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Commerce Bancshares
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Old National Bancorp Capital
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Popular
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Zions Bancorporation National Association
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Ownership Overview
1.05% Insiders
25.37% Mutual Funds
5.86% Other Institutional Investors
40.81% Public Companies and
Individual Investors