Want to see CFR full AI Analyst Report?
CFR Stock Chart & Stats
$164.23
$2.77(1.72%)
At close: 4:00 PM EDT
$164.23
$2.77(1.72%)
Day’s Range― - ―
52-Week Range$119.00 - $169.09
Previous CloseN/A
Volume749.14K
Average Volume (3M)619.25K
Market Cap
$10.34B
Enterprise Value$14.52K
Total Cash (Recent Filing)$18.79B
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)15.7
Beta0.92
Next Earnings
Oct 22, 2026EPS Estimate
2.75Next Dividend Ex-DateN/A
Dividend Yield2.42%
Share Statistics
EPS (TTM)10.64
Shares Outstanding62,148,785
10 Day Avg. Volume607,931
30 Day Avg. Volume619,245
Financial Highlights & Ratios
PEG Ratio0.98
Price to Book (P/B)1.77
Price to Sales (P/S)2.78
P/FCF Ratio63.70
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$164.18Price Target Upside-0.03% Downside
Rating ConsensusHold
Number of Analyst Covering12
EPS Forecast (FY)10.85
Revenue Forecast (FY)$2.41B
Bulls Say, Bears Say
Bulls Say
NII And NIM GuidanceManagement narrowed and raised full‑year guidance for net interest income and expects NIM to improve ~10–13 bps, implying structurally stronger core interest earnings. Sustained NIM expansion plus targeted loan growth guidance supports durable net interest income and predictable earnings contribution over the next several quarters.
Branch-driven Customer AcquisitionBranch expansion has materially added households, deposits and loans and produced measurable EPS accretion. Durable physical footprint growth and high mortgage-driven customer acquisition strengthen deposit and loan franchises, increasing cross-sell potential and stabilizing funding and fee income over the medium term.
Capital Deployment And BuybacksActive repurchases under an existing authorization indicate management confidence and excess capital generation. Prudent buybacks, combined with ongoing securities purchases, reflect capital flexibility that supports shareholder returns while preserving capacity for lending and balance sheet reinvestment over coming quarters.
Bears Say
Sharp TTM Revenue DeclineA ~37% TTM revenue contraction and volatile cash flows reduce visibility on sustainable top-line trends and weaken predictability of funds available for lending, investment and shareholder returns. Even with solid margins, persistent revenue volatility complicates forecasting, capital allocation and long-term planning.
Rising Nonperforming AssetsA sizable QoQ increase in NPAs driven by a single multifamily CRE exposure signals asset-quality stress in CRE vintages. Resolution timing uncertainty and elevated NPAs can force higher provisions or losses, eroding earnings and capital if additional vintages or concentrations deteriorate.
Deposit Funding CompetitionRising deposit costs and aggressive competition for large balances pressure funding margins and require management to reprice or secure more expensive funding. If competitive pricing persists, it can compress NIM and offset interest-earning asset gains, reducing durable net interest income growth potential.
Cullen/Frost Bankers News
CFR FAQ
What was Cullen/frost Bankers’s price range in the past 12 months?
Cullen/frost Bankers lowest stock price was $119.00 and its highest was $169.09 in the past 12 months.
What is Cullen/frost Bankers’s market cap?
Cullen/frost Bankers’s market cap is $10.34B.
When is Cullen/frost Bankers’s upcoming earnings report date?
Cullen/frost Bankers’s upcoming earnings report date is Oct 22, 2026 which is in 80 days.
How were Cullen/frost Bankers’s earnings last quarter?
Cullen/frost Bankers released its earnings results on Jul 30, 2026. The company reported $2.7 earnings per share for the quarter, beating the consensus estimate of $2.553 by $0.147.
Is Cullen/frost Bankers overvalued?
According to Wall Street analysts Cullen/frost Bankers’s price is currently Overvalued.
Does Cullen/frost Bankers pay dividends?
Cullen/frost Bankers pays a Quarterly dividend of $1.03 which represents an annual dividend yield of 2.42%. See more information on Cullen/frost Bankers dividends here
What is Cullen/frost Bankers’s EPS estimate?
Cullen/frost Bankers’s EPS estimate is 2.75.
How many shares outstanding does Cullen/frost Bankers have?
Cullen/frost Bankers has 62,148,785 shares outstanding.
What happened to Cullen/frost Bankers’s price movement after its last earnings report?
Cullen/frost Bankers reported an EPS of $2.7 in its last earnings report, beating expectations of $2.553. Following the earnings report the stock price went down -2.061%.
Which hedge fund is a major shareholder of Cullen/frost Bankers?
Currently, no hedge funds are holding shares in CFR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Cullen/Frost Bankers Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$164.18 (-0.03% Downside)
$164.18 (-0.03% Downside)
Blogger Sentiment
Neutral
CFR Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 2.2M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $124.1K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▼ 1.2%
Last 30 Days ▲ 1.8%
Last 30 Days ▲ 1.8%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
25.06%
12-Months-Change
Fundamentals
Return on Equity
2.42%
Trailing 12-Months
Asset Growth
4.81%
Trailing 12-Months
Company Description
Cullen/frost Bankers
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services. It also provides consumer banking services, such as checking accounts, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, first mortgage loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds transmitting, and foreign exchange services; correspondent banking activities, including check clearing, transfer of funds, fixed income security services, and securities custody and clearance services. Further, it offers trust, investment, agency, and custodial services for individual and corporate clients; capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and support for international business activities, including foreign exchange, letters of credit, export-import financing, and other related activities. Additionally, the company offers insurance and securities brokerage services; holding of securities for investment purposes; and investment management services for mutual funds, institutions, and individuals. It serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.
CFR Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a broadly positive operating and financial picture: solid earnings and EPS growth, strong organic consumer and commercial growth, successful branch expansion, improved revenue and NIM guidance, and materially stronger noninterest income trends. Offsetting items include a QoQ rise in nonperforming assets driven by one multifamily CRE loan, an increase in unrealized securities losses, higher net charge-offs versus the prior quarter, and competitive pressures on deposit pricing and certain CRE deal structures. Management maintained constructive outlook and conservative credit commentary with targeted guidance for loan/deposit growth, expense control and buybacks.View all CFR earnings summariesCFR Stock 12 Month Forecast
Average Price Target
$164.18
▼(-0.03% Downside)
Technical Analysis
―
Commerce Bancshares
―
Old National Bancorp Capital
―
Popular
―
Zions Bancorporation National Association
―
Ownership Overview
1.10% Insiders
28.04% Mutual Funds
4.44% Other Institutional Investors
38.64% Public Companies and
Individual Investors