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CFR Stock Chart & Stats
$143.33
$0.82(0.61%)
At close: 4:00 PM EST
$143.33
$0.82(0.61%)
Day’s Range― - ―
52-Week Range$119.00 - $157.69
Previous CloseN/A
Volume65.54K
Average Volume (3M)521.69K
Market Cap
$9.74B
Enterprise Value$13.15B
Total Cash (Recent Filing)$638.78M
Total Debt (Recent Filing)$4.64B
Price to Earnings (P/E)15.3
Beta0.88
Next Earnings
Jul 30, 2026EPS Estimate
2.55Next Dividend Ex-DateN/A
Dividend Yield3.05%
Share Statistics
EPS (TTM)10.33
Shares Outstanding62,797,047
10 Day Avg. Volume418,940
30 Day Avg. Volume521,693
Financial Highlights & Ratios
PEG Ratio0.98
Price to Book (P/B)1.77
Price to Sales (P/S)2.78
P/FCF Ratio63.70
Enterprise Value/Market Cap1.35
Enterprise Value/Revenue4.72
Enterprise Value/Gross Profit5.89
Enterprise Value/Ebitda14.89
Forecast
1Y Price Target
$154.67Price Target Upside7.91% Upside
Rating ConsensusHold
Number of Analyst Covering11
EPS Forecast (FY)10.62
Revenue Forecast (FY)$2.40B
Bulls Say, Bears Say
Bulls Say
High Profitability And Earnings QualitySustained high TTM margins and strong reported earnings quality indicate the franchise can generate healthy operating profits across cycles. This provides durable internal funding for growth, supports dividend capacity, and offers a cushion versus credit or rate shocks over the next several quarters.
Strong Cash Generation And FCF ConversionNear one-to-one free cash flow conversion demonstrates high earnings quality and reliable internal financing. Consistent FCF supports branch investment, capital returns, and reserve building without immediate reliance on external funding, strengthening medium-term financial flexibility.
Branch-Driven Relationship And Pipeline GrowthRecord new relationships and an expanding loan pipeline reflect effective regional customer acquisition and commercial traction. Branch expansion coupled with relationship growth underpins sustainable deposit funding and organic loan origination, supporting revenue and franchise scale over the coming quarters.
Bears Say
Rising Problem LoansA material sequential increase in problem loans signals concentrated near-term credit stress in specific portfolios. If resolutions are delayed or losses larger than anticipated, reserve builds and charge-offs could reduce earnings power and constrain capital deployment for growth over the next several quarters.
Larger Unrealized AFS LossesSubstantial unrealized marks on the AFS portfolio increase sensitivity to interest rates and reduce tangible capital cushions if marks persist or are realized. This can limit strategic flexibility and require longer-term portfolio management to avoid capital strain during adverse rate movements.
Recent Revenue WeaknessA decline in trailing revenue suggests pressure on top-line drivers (fees, noninterest income or loan yield mix). Sustained revenue contraction would erode operating leverage and could force expense trade-offs or slower branch/relationship investments, weakening medium-term growth momentum.
Cullen/Frost Bankers News
CFR FAQ
What was Cullen/frost Bankers’s price range in the past 12 months?
Cullen/frost Bankers lowest stock price was $119.00 and its highest was $157.69 in the past 12 months.
What is Cullen/frost Bankers’s market cap?
Cullen/frost Bankers’s market cap is $9.74B.
When is Cullen/frost Bankers’s upcoming earnings report date?
Cullen/frost Bankers’s upcoming earnings report date is Jul 30, 2026 which is in 18 days.
How were Cullen/frost Bankers’s earnings last quarter?
Cullen/frost Bankers released its earnings results on Apr 30, 2026. The company reported $2.65 earnings per share for the quarter, beating the consensus estimate of $2.479 by $0.171.
Is Cullen/frost Bankers overvalued?
According to Wall Street analysts Cullen/frost Bankers’s price is currently Undervalued.
Does Cullen/frost Bankers pay dividends?
Cullen/frost Bankers pays a Quarterly dividend of $1.03 which represents an annual dividend yield of 3.05%. See more information on Cullen/frost Bankers dividends here
What is Cullen/frost Bankers’s EPS estimate?
Cullen/frost Bankers’s EPS estimate is 2.55.
How many shares outstanding does Cullen/frost Bankers have?
Cullen/frost Bankers has 62,797,047 shares outstanding.
What happened to Cullen/frost Bankers’s price movement after its last earnings report?
Cullen/frost Bankers reported an EPS of $2.65 in its last earnings report, beating expectations of $2.479. Following the earnings report the stock price went up 1.492%.
Which hedge fund is a major shareholder of Cullen/frost Bankers?
Currently, no hedge funds are holding shares in CFR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Cullen/Frost Bankers Stock Smart Score
Neutral
1
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5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$154.67 (7.91% Upside)
$154.67 (7.91% Upside)
Blogger Sentiment
Bullish
CFR Sentiment 75%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 2.2M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $124.1K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
12.35%
12-Months-Change
Fundamentals
Return on Equity
15.05%
Trailing 12-Months
Asset Growth
1.38%
Trailing 12-Months
Company Description
Cullen/frost Bankers
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services. It also provides consumer banking services, such as checking accounts, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, first mortgage loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds transmitting, and foreign exchange services; correspondent banking activities, including check clearing, transfer of funds, fixed income security services, and securities custody and clearance services. Further, it offers trust, investment, agency, and custodial services for individual and corporate clients; capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and support for international business activities, including foreign exchange, letters of credit, export-import financing, and other related activities. Additionally, the company offers insurance and securities brokerage services; holding of securities for investment purposes; and investment management services for mutual funds, institutions, and individuals. It serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.
CFR Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a generally positive picture: solid earnings and EPS growth, expanding loan pipeline and record new relationships, strong consumer franchise metrics and meaningful contribution from branch expansion. Credit metrics remain acceptable by historical standards and NIM improved. However, there are notable cautions: an increase in total problem loans (OAEM), larger unrealized losses on the investment portfolio, and some seasonal/linked-quarter deposit and expense volatility. On balance, the positive operational momentum and financial results outweigh the risks highlighted.View all CFR earnings summariesCFR Stock 12 Month Forecast
Average Price Target
$154.67
▲(7.91% Upside)
Technical Analysis
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Commerce Bancshares
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Old National Bancorp Capital
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Popular
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Zions Bancorporation National Association
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Ownership Overview
1.09% Insiders
27.75% Mutual Funds
0.24% Other Institutional Investors
43.50% Public Companies and
Individual Investors









