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CBSH Stock Chart & Stats
$59.00
-$0.09(-0.15%)
At close: 4:00 PM EDT
$59.00
-$0.09(-0.15%)
Day’s Range― - ―
52-Week Range$46.99 - $60.92
Previous Close$59
Volume1.14M
Average Volume (3M)1.28M
Market Cap
$8.37B
Enterprise Value$7.91K
Total Cash (Recent Filing)$8.97B
Total Debt (Recent Filing)$2.45B
Price to Earnings (P/E)14.2
Beta0.66
Next Earnings
Oct 20, 2026EPS Estimate
1.09Next Dividend Ex-DateN/A
Dividend Yield1.86%
Share Statistics
EPS (TTM)4.17
Shares Outstanding143,432,170
10 Day Avg. Volume1,283,366
30 Day Avg. Volume1,284,282
Financial Highlights & Ratios
PEG Ratio2.49
Price to Book (P/B)1.92
Price to Sales (P/S)3.40
P/FCF Ratio12.27
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$65.14Price Target Upside10.41% Upside
Rating ConsensusHold
Number of Analyst Covering7
EPS Forecast (FY)4.26
Revenue Forecast (FY)$1.99B
Bulls Say, Bears Say
Bulls Say
Strong Free Cash FlowCommerce generates exceptionally strong free cash flow (TTM ~ $1.87B), with FCF roughly matching reported earnings. This persistent cash conversion supports dividend capacity, internal investment, and capital returns, strengthening long-term financial flexibility and earnings quality.
Improving Leverage And CapitalLeverage has meaningfully declined over recent years while equity has risen, lowering balance-sheet risk and improving capital resilience. Sustained mid-teens ROE indicates effective capital deployment, supporting durable capacity to extend credit and absorb shocks without aggressive external financing.
High Margins And Diversified ModelConsistently strong margins reflect a profitable mix of net interest income and fee-based services. Combined with banking, treasury, and wealth channels, this diversified revenue base reduces reliance on any single income stream and supports stable long-term earnings even with cyclical loan growth.
Bears Say
Modest Revenue PullbackA recent TTM revenue decline (-1.7%) interrupts prior multi-year growth trends and could signal pressure on loan growth or fee volumes. If sustained, top-line softness would constrain operating leverage and slow the expansion of net interest income and fee-related earnings over the medium term.
Sizable Absolute DebtAlthough leverage ratios improved, the company still carries substantial absolute debt. High nominal debt increases sensitivity to funding costs and constrains flexibility for opportunistic investments or large shareholder returns if interest rates or funding spreads widen.
Securities-mark Driven Earnings VolatilityMaterial realized and mark-to-market moves tied to Visa shares and a large AFS repositioning indicate earnings can be affected by securities activity. Such portfolio rebalancing and one-offs can introduce volatility to reported earnings and capital metrics across quarters.
Commerce Bancshares News
CBSH FAQ
What was Commerce Bancshares’s price range in the past 12 months?
Commerce Bancshares lowest stock price was $46.98 and its highest was $60.92 in the past 12 months.
What is Commerce Bancshares’s market cap?
Commerce Bancshares’s market cap is $8.37B.
When is Commerce Bancshares’s upcoming earnings report date?
Commerce Bancshares’s upcoming earnings report date is Oct 20, 2026 which is in 57 days.
How were Commerce Bancshares’s earnings last quarter?
Commerce Bancshares released its earnings results on Jul 16, 2026. The company reported $1.1 earnings per share for the quarter, beating the consensus estimate of $1.059 by $0.041.
Is Commerce Bancshares overvalued?
According to Wall Street analysts Commerce Bancshares’s price is currently Undervalued.
Does Commerce Bancshares pay dividends?
Commerce Bancshares pays a Quarterly dividend of $0.275 which represents an annual dividend yield of 1.86%. See more information on Commerce Bancshares dividends here
What is Commerce Bancshares’s EPS estimate?
Commerce Bancshares’s EPS estimate is 1.09.
How many shares outstanding does Commerce Bancshares have?
Commerce Bancshares has 143,432,170 shares outstanding.
What happened to Commerce Bancshares’s price movement after its last earnings report?
Commerce Bancshares reported an EPS of $1.1 in its last earnings report, beating expectations of $1.059. Following the earnings report the stock price went up 2.132%.
Which hedge fund is a major shareholder of Commerce Bancshares?
Currently, no hedge funds are holding shares in CBSH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Commerce Bancshares Stock Smart Score
Underperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$65.14 (10.41% Upside)
$65.14 (10.41% Upside)
Blogger Sentiment
Bullish
CBSH Sentiment 60%
Sector Average 55%
Sector Average 55%
Hedge Fund Trend
Decreased
By 376.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $2.0M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▲ 1.0%
Last 30 Days ▼ 5.1%
Last 30 Days ▼ 5.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
2.48%
12-Months-Change
Fundamentals
Return on Equity
1.86%
Trailing 12-Months
Asset Growth
9.25%
Trailing 12-Months
Company Description
Commerce Bancshares
Commerce Bancshares, Inc. functions as the parent organization for Commerce Bank, delivering a comprehensive suite of financial products and services. These offerings span retail banking, mortgage services, corporate finance, investment solutions, trust administration, and asset management, catering to both individuals and businesses across the United States. Its operational structure is divided into three principal divisions: Consumer, Commercial, and Wealth Management. The Consumer division focuses on individual clients, providing essential banking services such as deposit accounts and a diverse range of personal loans. These include financing for automobiles, motorcycles, marine vehicles, tractor/trailers, recreational vehicles, fixed-rate and revolving home equity loans, and other personal credit products. This segment also facilitates patient healthcare funding, real estate loans, various indirect consumer financing options, personalized mortgage banking, installment lending, and consumer debit and credit cards. The Commercial segment offers robust support to businesses and institutional clients through corporate lending, equipment leasing, international banking, merchant and commercial card services, and secure securities safekeeping with bond accounting. It also manages specific business products, government deposit accounts, and extensive commercial cash management solutions. Additionally, this segment trades fixed-income securities to correspondent banks, corporate entities, public institutions, municipalities, and individual investors. Within the Wealth Management division, the company delivers traditional trust and estate planning, expert advisory and discretionary investment portfolio management, brokerage services, and exclusive private banking accounts. Beyond these core segments, Commerce Bancshares further offers private equity investment opportunities, securities brokerage, insurance agency functions, specialized lending, and additional leasing services. It also ensures convenient access to banking through its online and mobile platforms. The company maintains a significant physical presence with 287 branch locations distributed across Missouri, Kansas, Illinois, Oklahoma, and Colorado, complemented by several dedicated commercial offices. Established in 1865, Commerce Bancshares, Inc. is headquartered in Kansas City, Missouri.
CBSH Stock 12 Month Forecast
Average Price Target
$65.14
▲(10.41% Upside)
Technical Analysis
Ownership Overview
3.36% Insiders
20.05% Mutual Funds
7.01% Other Institutional Investors
43.01% Public Companies and
Individual Investors