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PNFP Stock Chart & Stats
$102.60
$0.71(0.69%)
At close: 4:00 PM EDT
$102.60
$0.71(0.69%)
Day’s Range― - ―
52-Week Range$81.08 - $107.00
Previous CloseN/A
Volume136.48K
Average Volume (3M)1.34M
Market Cap
$15.90B
Enterprise Value$26.52K
Total Cash (Recent Filing)$6.17B
Total Debt (Recent Filing)$6.05B
Price to Earnings (P/E)12.9
Beta1.32
Next Earnings
Oct 20, 2026EPS Estimate
2.62Next Dividend Ex-DateN/A
Dividend Yield1.41%
Share Statistics
EPS (TTM)8.12
Shares Outstanding151,106,810
10 Day Avg. Volume1,423,727
30 Day Avg. Volume1,336,966
Financial Highlights & Ratios
PEG Ratio0.33
Price to Book (P/B)1.04
Price to Sales (P/S)2.51
P/FCF Ratio11.03
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$119.07Price Target Upside16.05% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering16
EPS Forecast (FY)10.19
Revenue Forecast (FY)$5.03B
Bulls Say, Bears Say
Bulls Say
Strong Free Cash FlowSustained, high free-cash-flow generation that closely tracks net income strengthens Pinnacle’s capacity to fund organic growth, pay dividends, invest in technology and absorb integration costs. Durable FCF improves capital flexibility and reduces reliance on external funding over the medium term.
Robust Loan And Earning-asset GrowthAccelerating loan and earning-asset growth drives long-term net interest income expansion and scale economies across commercial lending and treasury services. Consistent portfolio growth supports fee cross-sell, enhances deposit relationships, and underpins sustainable revenue expansion if credit quality remains disciplined.
Diversified Fee Income And Wealth MomentumDouble-digit fee growth across banking, wealth and capital-markets businesses reduces reliance on interest margins and smooths revenue cyclicality. A stronger wealth/fee base increases recurring, higher-margin revenue and supports long-term ROE resilience amid rate and balance-sheet cycles.
Bears Say
Net Interest Margin PressurePersistent NIM compression erodes core earnings power for a bank whose primary driver is net interest income. If funding costs or deposit betas remain elevated versus asset yields, margin recovery may lag loan growth, pressuring long-term profitability and return-on-equity targets.
Balance-sheet Expansion And Higher DebtRapid asset and debt growth raises leverage and funding complexity, increasing sensitivity to credit and liquidity shocks. Higher long-term debt issuance can raise interest expense and constrain capital buffers if earnings don't re-accelerate, making capital management and CET1 targets a sustained focus.
Ongoing Integration And Systems Conversion RiskLarge-scale merger integration and a major systems conversion present multi-quarter execution risk: customer disruption, delayed synergies, and elevated conversion costs can impair revenue and raise expenses. Successful execution is critical to realize projected efficiency and revenue synergies long-term.
Pinnacle Financial Partners News
PNFP FAQ
What was Pinnacle Financial Partners’s price range in the past 12 months?
Pinnacle Financial Partners lowest stock price was $81.08 and its highest was $107.00 in the past 12 months.
What is Pinnacle Financial Partners’s market cap?
Pinnacle Financial Partners’s market cap is $15.90B.
When is Pinnacle Financial Partners’s upcoming earnings report date?
Pinnacle Financial Partners’s upcoming earnings report date is Oct 20, 2026 which is in 79 days.
How were Pinnacle Financial Partners’s earnings last quarter?
Pinnacle Financial Partners released its earnings results on Jul 22, 2026. The company reported $2.5 earnings per share for the quarter, beating the consensus estimate of $2.458 by $0.042.
Is Pinnacle Financial Partners overvalued?
According to Wall Street analysts Pinnacle Financial Partners’s price is currently Undervalued.
Does Pinnacle Financial Partners pay dividends?
Pinnacle Financial Partners pays a Quarterly dividend of $0.5 which represents an annual dividend yield of 1.41%. See more information on Pinnacle Financial Partners dividends here
What is Pinnacle Financial Partners’s EPS estimate?
Pinnacle Financial Partners’s EPS estimate is 2.62.
How many shares outstanding does Pinnacle Financial Partners have?
Pinnacle Financial Partners has 151,106,810 shares outstanding.
What happened to Pinnacle Financial Partners’s price movement after its last earnings report?
Pinnacle Financial Partners reported an EPS of $2.5 in its last earnings report, beating expectations of $2.458. Following the earnings report the stock price went up 2.516%.
Which hedge fund is a major shareholder of Pinnacle Financial Partners?
Currently, no hedge funds are holding shares in PNFP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pinnacle Financial Partners Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$119.07 (16.05% Upside)
$119.07 (16.05% Upside)
Blogger Sentiment
Bullish
PNFP Sentiment 70%
Sector Average 57%
Sector Average 57%
Hedge Fund Trend
Increased
By 1.1M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $1.0M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.2%
Last 30 Days ▼ 2.9%
Last 30 Days ▼ 2.9%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
0.05%
12-Months-Change
Fundamentals
Return on Equity
1.41%
Trailing 12-Months
Asset Growth
135.50%
Trailing 12-Months
Company Description
Pinnacle Financial Partners
Pinnacle Financial Partners, Inc. functions as a bank holding company, overseeing Pinnacle Bank, which delivers a comprehensive range of banking solutions and services across the United States. The company facilitates various types of deposit accounts for its clients, including savings accounts, standard checking accounts (both interest-bearing and noninterest-bearing), money market accounts, and certificates of deposit. Its lending portfolio is extensive, covering commercial loans for purposes like equipment financing and working capital, along with commercial real estate loans for investment properties and business ventures backed by real estate. For individual clients, Pinnacle Bank offers secured and unsecured installment loans, term loans, lines of credit, residential first mortgage loans, and home equity loans and lines of credit. Additionally, it issues credit cards for both consumers and businesses. Beyond traditional banking, Pinnacle Financial Partners provides a suite of securities and other financial offerings, diverse investment products, and comprehensive brokerage and investment advisory programs. It also specializes in fiduciary and investment management services, catering to personal trusts, endowments, foundations, individual retirement accounts (IRAs), pensions, and custody arrangements. Further expanding its services, the company operates an insurance agency, predominantly focusing on property and casualty coverage. It also offers expert advice on mergers and acquisitions, and provides specialized advisory services for private debt, equity, mezzanine financing, and other middle-market transactions. For day-to-day banking needs, Pinnacle offers treasury management, telephone and online banking, mobile banking, debit cards, direct deposit, remote and mobile deposit capture options, automated teller machines (ATMs), and various cash management services. Its diverse clientele includes individuals, small to medium-sized businesses, and professional organizations. As of December 31, 2020, the company maintained a network of 114 offices: 48 in Tennessee, 36 in North Carolina, 20 in South Carolina, 9 in Virginia, and 1 in Georgia. Pinnacle Financial Partners, Inc. was established in 2000 and its main corporate office is located in Nashville, Tennessee.
PNFP Company Deck
PNFP Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple clear operating strengths — strong loan and deposit growth, double-digit year-to-date adjusted EPS growth, solid fee income momentum across core businesses, disciplined credit with improving NPAs, active talent recruiting and tangible progress on synergies — while acknowledging near-term margin pressure from market rates, liquidity repositioning and merger-related expenses. Management maintained full-year guidance, outlined specific drivers for H2 performance, and reiterated confidence in sustainable NII and earnings power as the merger integrates. The positive operating and capital proof points materially outweigh the manageable near-term headwinds highlighted.View all PNFP earnings summariesPNFP Stock 12 Month Forecast
Average Price Target
$119.07
▲(16.05% Upside)
Technical Analysis
Ownership Overview
1.11% Insiders
24.95% Mutual Funds
2.38% Other Institutional Investors
46.77% Public Companies and
Individual Investors