Pinnacle Financial Partners (PNFP)
NYSE:PNFP
PNFP Stock Chart & Stats
$84.86
$0.25(0.21%)
At close: 4:00 PM EST
$84.86
$0.25(0.21%)
Day’s Range― - ―
52-Week Range$81.08 - $120.46
Previous CloseN/A
Volume82.91K
Average Volume (3M)1.53M
Market Cap
$12.83B
Enterprise Value$5.47B
Total Cash (Recent Filing)$9.68B
Total Debt (Recent Filing)$2.53B
Price to Earnings (P/E)11.4
Beta1.28
Next Earnings
Apr 22, 2026EPS Estimate
2.31Next Dividend Ex-DateN/A
Dividend Yield0.95%
Share Statistics
EPS (TTM)2.24
Shares Outstanding151,200,000
10 Day Avg. Volume1,677,365
30 Day Avg. Volume1,530,901
Financial Highlights & Ratios
PEG Ratio-1.11
Price to Book (P/B)1.36
Price to Sales (P/S)3.06
P/FCF Ratio10.83
Enterprise Value/Market Cap0.43
Enterprise Value/Revenue1.94
Enterprise Value/Gross Profit3.07
Enterprise Value/Ebitda6.51
Forecast
1Y Price Target
$115.92Price Target Upside36.60% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering12
EPS Forecast (FY)10.28
Revenue Forecast (FY)$5.01B
Bulls Say, Bears Say
Bulls Say
Capital AllocationPotential regulatory relief and proceeds from selling non-core assets could fund additional share repurchases, enhancing per-share value and investor returns.
Market PositioningAnalyst notes the combined franchise operates in attractive markets with limited geographic overlap, which can support financial metrics above peers and lift valuation.
Recruiting-driven GrowthImplementing the acquired firm's recruiting-focused growth model can attract experienced bankers who bring client relationships and drive revenue expansion.
Bears Say
Deal Execution And Talent RiskDeal-related execution risks, including internal distractions that slow new client acquisition and competitors recruiting away talent, could reduce revenue momentum and pressure the share price.
Leadership Transition RiskLeadership transition favoring the acquired company's management may increase turnover risk among senior bankers and threaten the bank's growth trajectory.
Research Conflict Of InterestAnalyst highlights that the firm conducts business with companies it covers, creating potential conflicts of interest that could undermine research credibility and weigh on the stock.
Pinnacle Financial Partners News
PNFP FAQ
What was Pinnacle Financial Partners’s price range in the past 12 months?
Pinnacle Financial Partners lowest stock price was $81.08 and its highest was $120.45 in the past 12 months.
What is Pinnacle Financial Partners’s market cap?
Pinnacle Financial Partners’s market cap is $12.83B.
When is Pinnacle Financial Partners’s upcoming earnings report date?
Pinnacle Financial Partners’s upcoming earnings report date is Apr 22, 2026 which is in 26 days.
How were Pinnacle Financial Partners’s earnings last quarter?
Pinnacle Financial Partners released its earnings results on Jan 21, 2026. The company reported $2.24 earnings per share for the quarter, missing the consensus estimate of $2.264 by -$0.024.
Is Pinnacle Financial Partners overvalued?
According to Wall Street analysts Pinnacle Financial Partners’s price is currently Undervalued.
Does Pinnacle Financial Partners pay dividends?
Pinnacle Financial Partners pays a Quarterly dividend of $0.24 which represents an annual dividend yield of 0.95%. See more information on Pinnacle Financial Partners dividends here
What is Pinnacle Financial Partners’s EPS estimate?
Pinnacle Financial Partners’s EPS estimate is 2.31.
How many shares outstanding does Pinnacle Financial Partners have?
Pinnacle Financial Partners has 151,200,000 shares outstanding.
What happened to Pinnacle Financial Partners’s price movement after its last earnings report?
Pinnacle Financial Partners reported an EPS of $2.24 in its last earnings report, missing expectations of $2.264. Following the earnings report the stock price went down -4.099%.
Which hedge fund is a major shareholder of Pinnacle Financial Partners?
Currently, no hedge funds are holding shares in PNFP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pinnacle Financial Partners Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$115.92 (36.60% Upside)
$115.92 (36.60% Upside)
Blogger Sentiment
Bullish
PNFP Sentiment 66%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 92.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $94.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.6%
Last 30 Days ▼ 2.7%
Last 30 Days ▼ 2.7%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-22.42%
12-Months-Change
Fundamentals
Return on Equity
9.48%
Trailing 12-Months
Asset Growth
9.78%
Trailing 12-Months
Company Description
Pinnacle Financial Partners
Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services in the United States. The company accepts various deposits, including savings, checking, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts. Its loan products include commercial loans, such as equipment and working capital loans; commercial real estate loans comprising investment properties and business loans secured by real estate; and loans to individuals consisting of secured and unsecured installment and term loans, lines of credit, residential first mortgage loans, and home equity loans and lines of credit, as well as provides credit cards for consumers and businesses. The company also offers various securities and other financial products; investment products; brokerage and investment advisory programs; and fiduciary and investment management services, such as personal trust, endowments, foundations, individual retirement accounts, pensions, and custody. In addition, it provides insurance agency services primarily in the property and casualty area; merger and acquisition advisory services; and private debt, equity and mezzanine, and other middle-market advisory services. Further, the company offers treasury management, telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. It serves individuals, small to medium-sized businesses, and professional entities. As of December 31, 2020, the company operated 114 offices, including 48 in Tennessee, 36 in North Carolina, 20 in South Carolina, 9 in Virginia, and 1 in Georgia. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Nashville, Tennessee.
PNFP Company Deck
PNFP Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented multiple clear strengths: double-digit EPS and revenue growth at legacy firms, healthy loan and deposit growth, successful and rapid merger close with immediate integration activities, securities repositioning that improved liquidity and reduced PAA, and an articulated path to revenue and cost synergies. Near-term headwinds were also prominent: significant merger-related and nonrecurring expenses in 2026, an expected CET1 dip to ~10% in Q1, delayed year-one cost-synergy recognition (40% vs 50%), some concentrated credit charge-offs, and margin sensitivity to rate cuts and liquidity. On balance, management provided confidence in sustainable, people-driven growth (hiring engine, revenue synergies) and concrete actions to stabilize capital and liquidity, making the positives appear to outweigh the near-term challenges.View all PNFP earnings summariesPNFP Stock 12 Month Forecast
Average Price Target
$115.92
▲(36.60% Upside)
Technical Analysis
Ownership Overview
0.88% Insiders
3.48% Mutual Funds
0.79% Other Institutional Investors
71.67% Public Companies and Individual Investors