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PNFP Stock Chart & Stats
$102.60
$0.71(0.69%)
At close: 4:00 PM EDT
$102.60
$0.71(0.69%)
Day’s Range― - ―
52-Week Range$81.08 - $110.33
Previous CloseN/A
Volume136.48K
Average Volume (3M)1.34M
Market Cap
$15.45B
Enterprise Value$26.52K
Total Cash (Recent Filing)$25.80B
Total Debt (Recent Filing)$11.10B
Price to Earnings (P/E)12.4
Beta1.26
Next Earnings
Oct 20, 2026EPS Estimate
2.62Next Dividend Ex-DateN/A
Dividend Yield1.72%
Share Statistics
EPS (TTM)8.18
Shares Outstanding151,112,640
10 Day Avg. Volume1,423,727
30 Day Avg. Volume1,336,966
Financial Highlights & Ratios
PEG Ratio0.33
Price to Book (P/B)1.04
Price to Sales (P/S)2.51
P/FCF Ratio11.03
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$120.21Price Target Upside17.17% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering15
EPS Forecast (FY)10.19
Revenue Forecast (FY)$5.03B
Bulls Say, Bears Say
Bulls Say
Loan And Earning-asset GrowthSustained, large quarterly loan and earning-asset growth expands core interest-earning volume and supports durable net interest income expansion. Consistent origination at scale also enables cross-sell opportunities across treasury and wealth products, underpinning multi-quarter revenue momentum if funded and underwritten prudently.
Strong Cash Conversion & Revenue GrowthHigh revenue growth with near-par free cash flow conversion indicates the business converts earnings into liquid resources reliably. That durable cash generation supports reinvestment, debt servicing (including recent senior note issuance), dividend capacity and funding of integration costs without immediate capital strain over the next several quarters.
Integration Progress, Talent & Synergy DeliveryActive producer hiring, high retention and improving tangible efficiency reflect concrete progress capturing merger revenue and cost synergies. This demonstrates managerial execution and strengthens distribution capacity, supporting sustainable fee income growth and the revenue-synergy targets that materially affect medium-term profitability.
Bears Say
Net Interest Margin CompressionCompression in NIM erodes the primary earnings driver for a commercial bank. Causes cited (lower SOFR, slower prepayments, interim higher-cost funding) can persist through funding rebalancing, meaning sustained pressure on core profitability and ROE unless asset yields or funding mix improve over several quarters.
Integration And Systems-conversion RiskA major systems conversion and continued repapering carry operational, client-retention and cost risks over many quarters. Execution missteps could delay synergy realization, increase nonrecurring expenses, and temporarily disrupt service or fee streams, making near-to-medium-term efficiency improvements contingent on flawless integration.
Elevated Leverage And Lower ROEHigher leverage alongside a materially lower ROE weakens the bank's risk/return profile versus historical norms. That dynamic reduces capital flexibility and raises reliance on margin or efficiency gains to restore returns, creating structural pressure on shareholder return metrics if margin recovery or synergy delivery falters.
Pinnacle Financial Partners News
PNFP FAQ
What was Pinnacle Financial Partners’s price range in the past 12 months?
Pinnacle Financial Partners lowest stock price was $81.08 and its highest was $110.33 in the past 12 months.
What is Pinnacle Financial Partners’s market cap?
Pinnacle Financial Partners’s market cap is $15.45B.
When is Pinnacle Financial Partners’s upcoming earnings report date?
Pinnacle Financial Partners’s upcoming earnings report date is Oct 20, 2026 which is in 56 days.
How were Pinnacle Financial Partners’s earnings last quarter?
Pinnacle Financial Partners released its earnings results on Jul 22, 2026. The company reported $2.5 earnings per share for the quarter, beating the consensus estimate of $2.458 by $0.042.
Is Pinnacle Financial Partners overvalued?
According to Wall Street analysts Pinnacle Financial Partners’s price is currently Undervalued.
Does Pinnacle Financial Partners pay dividends?
Pinnacle Financial Partners pays a Quarterly dividend of $0.5 which represents an annual dividend yield of 1.72%. See more information on Pinnacle Financial Partners dividends here
What is Pinnacle Financial Partners’s EPS estimate?
Pinnacle Financial Partners’s EPS estimate is 2.62.
How many shares outstanding does Pinnacle Financial Partners have?
Pinnacle Financial Partners has 151,112,640 shares outstanding.
What happened to Pinnacle Financial Partners’s price movement after its last earnings report?
Pinnacle Financial Partners reported an EPS of $2.5 in its last earnings report, beating expectations of $2.458. Following the earnings report the stock price went up 2.517%.
Which hedge fund is a major shareholder of Pinnacle Financial Partners?
Currently, no hedge funds are holding shares in PNFP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pinnacle Financial Partners Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$120.21 (17.17% Upside)
$120.21 (17.17% Upside)
Blogger Sentiment
Bullish
PNFP Sentiment 60%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 156.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $1.0M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.7%
Last 30 Days ▼ 6.1%
Last 30 Days ▼ 6.1%
Technicals
SMA
Positive
20 days / 200 days
Momentum
0.05%
12-Months-Change
Fundamentals
Return on Equity
1.72%
Trailing 12-Months
Asset Growth
135.50%
Trailing 12-Months
Company Description
Pinnacle Financial Partners
Pinnacle Financial Partners, Inc. functions as a bank holding company, overseeing Pinnacle Bank, which delivers a comprehensive range of banking solutions and services across the United States. The company facilitates various types of deposit accounts for its clients, including savings accounts, standard checking accounts (both interest-bearing and noninterest-bearing), money market accounts, and certificates of deposit. Its lending portfolio is extensive, covering commercial loans for purposes like equipment financing and working capital, along with commercial real estate loans for investment properties and business ventures backed by real estate. For individual clients, Pinnacle Bank offers secured and unsecured installment loans, term loans, lines of credit, residential first mortgage loans, and home equity loans and lines of credit. Additionally, it issues credit cards for both consumers and businesses. Beyond traditional banking, Pinnacle Financial Partners provides a suite of securities and other financial offerings, diverse investment products, and comprehensive brokerage and investment advisory programs. It also specializes in fiduciary and investment management services, catering to personal trusts, endowments, foundations, individual retirement accounts (IRAs), pensions, and custody arrangements. Further expanding its services, the company operates an insurance agency, predominantly focusing on property and casualty coverage. It also offers expert advice on mergers and acquisitions, and provides specialized advisory services for private debt, equity, mezzanine financing, and other middle-market transactions. For day-to-day banking needs, Pinnacle offers treasury management, telephone and online banking, mobile banking, debit cards, direct deposit, remote and mobile deposit capture options, automated teller machines (ATMs), and various cash management services. Its diverse clientele includes individuals, small to medium-sized businesses, and professional organizations. As of December 31, 2020, the company maintained a network of 114 offices: 48 in Tennessee, 36 in North Carolina, 20 in South Carolina, 9 in Virginia, and 1 in Georgia. Pinnacle Financial Partners, Inc. was established in 2000 and its main corporate office is located in Nashville, Tennessee.
PNFP Company Deck
PNFP Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple clear operating strengths — strong loan and deposit growth, double-digit year-to-date adjusted EPS growth, solid fee income momentum across core businesses, disciplined credit with improving NPAs, active talent recruiting and tangible progress on synergies — while acknowledging near-term margin pressure from market rates, liquidity repositioning and merger-related expenses. Management maintained full-year guidance, outlined specific drivers for H2 performance, and reiterated confidence in sustainable NII and earnings power as the merger integrates. The positive operating and capital proof points materially outweigh the manageable near-term headwinds highlighted.View all PNFP earnings summariesPNFP Stock 12 Month Forecast
Average Price Target
$120.21
▲(17.17% Upside)
Technical Analysis
Ownership Overview
0.99% Insiders
24.95% Mutual Funds
13.33% Other Institutional Investors
36.00% Public Companies and
Individual Investors