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Pinnacle Financial Partners (PNFP)
NASDAQ:PNFP
Total Valuation
Pinnacle Financial Partners has a market cap or net worth of $7.58B. The enterprise value is $10.73B.
Market Cap$7.58B
Enterprise Value$10.73B
Share Statistics
Pinnacle Financial Partners has 77,563,950 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding77,563,950
Owned by Insiders1.86%
Owned by Institutions29.51%
Financial Efficiency
Pinnacle Financial Partners’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 4.90%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.90%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee793.82K
Profits Per Employee132.14K
Employee Count3,595
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Pinnacle Financial Partners is 12.9. Pinnacle Financial Partners’s PEG ratio is -1.11.
PE Ratio12.9
PS Ratio3.06
PB Ratio1.36
Price to Fair Value1.36
Price to FCF10.83
Price to Operating Cash Flow8.71
PEG Ratio-1.11
Income Statement
In the last 12 months, Pinnacle Financial Partners had revenue of 2.85B and earned 475.06M in profits. Earnings per share was 6.01.
Revenue2.85B
Gross Profit1.40B
Operating Income581.21M
Pretax Income581.21M
Net Income475.06M
EBITDA679.79M
Earnings Per Share (EPS)6.01
Cash Flow
In the last 12 months, operating cash flow was 861.37M and capital expenditures -92.19M, giving a free cash flow of 769.18M billion.
Operating Cash Flow861.37M
Free Cash Flow769.18M
Free Cash Flow per Share9.92
Dividends & Yields
Pinnacle Financial Partners pays an annual dividend of $0.24, resulting in a dividend yield of 0.96%
Dividend Per Share$0.24
Dividend Yield0.96%
Payout Ratio12.27%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.35
52-Week Price Change7.10%
50-Day Moving Average100.52
200-Day Moving Average107.84
Relative Strength Index (RSI)52.99
Average Volume (3m)1.48M
Important Dates
Pinnacle Financial Partners upcoming earnings date is Oct 21, 2025, After Close (Confirmed).
Last Earnings DateJul 15, 2025
Next Earnings DateOct 21, 2025
Ex-Dividend DateAug 01, 2025
Financial Position
Pinnacle Financial Partners as a current ratio of 0.21, with Debt / Equity ratio of 37.07%
Current Ratio0.21
Quick Ratio0.21
Debt to Market Cap0.29
Net Debt to EBITDA-1.19
Interest Coverage Ratio0.44
Taxes
In the past 12 months, Pinnacle Financial Partners has paid 106.15M in taxes.
Income Tax106.15M
Effective Tax Rate0.18
Enterprise Valuation
Pinnacle Financial Partners EV to EBITDA ratio is 11.67, with an EV/FCF ratio of 9.83.
EV to Sales2.78
EV to EBITDA11.67
EV to Free Cash Flow9.83
EV to Operating Cash Flow8.77
Balance Sheet
Pinnacle Financial Partners has $9.37B in cash and marketable securities with $2.46B in debt, giving a net cash position of -$6.91B billion.
Cash & Marketable Securities$9.37B
Total Debt$2.46B
Net Cash-$6.91B
Net Cash Per Share-$89.07
Tangible Book Value Per Share$59.65
Margins
Gross margin is 54.43%, with operating margin of 20.37%, and net profit margin of 16.65%.
Gross Margin54.43%
Operating Margin20.37%
Pretax Margin20.37%
Net Profit Margin16.65%
EBITDA Margin23.82%
EBIT Margin20.37%
Analyst Forecast
The average price target for Pinnacle Financial Partners is $110.75, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$110.75
Price Target Upside13.24% Upside
Analyst ConsensusModerate Buy
Analyst Count13
Revenue Growth Forecast10.19%
EPS Growth Forecast48.39%