Pinnacle Financial Partners (PNFP)
NYSE:PNFP
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Total Valuation
Pinnacle Financial Partners has a market cap or net worth of $14.77B. The enterprise value is $7.64B.
Market Cap$14.77B
Enterprise Value$7.64B
Share Statistics
Pinnacle Financial Partners has 151,106,810 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding151,106,810
Owned by Insiders1.18%
Owned by Institutions13.99%
Financial Efficiency
Pinnacle Financial Partners’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 6.71%.
Return on Equity (ROE)0.09
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)6.71%
Return on Capital Employed (ROCE)0.08
Revenue Per Employee348.36K
Profits Per Employee76.51K
Employee Count8,389
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Pinnacle Financial Partners is 11.5. Pinnacle Financial Partners’s PEG ratio is 0.32.
PE Ratio11.5
PS Ratio2.51
PB Ratio1.04
Price to Fair Value1.04
Price to FCF11.03
Price to Operating Cash Flow4.41
PEG Ratio0.32
Income Statement
In the last 12 months, Pinnacle Financial Partners had revenue of 2.92B and earned 642.10M in profits. Earnings per share was 8.15.
Revenue2.92B
Gross Profit1.93B
Operating Income779.88M
Pretax Income779.88M
Net Income642.10M
EBITDA837.81M
Earnings Per Share (EPS)8.15
Cash Flow
In the last 12 months, operating cash flow was 1.71B and capital expenditures -20.21M, giving a free cash flow of 1.69B billion.
Operating Cash Flow1.71B
Free Cash Flow1.69B
Free Cash Flow per Share11.16
Dividends & Yields
Pinnacle Financial Partners pays an annual dividend of $0.24, resulting in a dividend yield of 0.95%
Dividend Per Share$0.24
Dividend Yield0.95%
Payout Ratio11.90%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.30
52-Week Price Change-6.70%
50-Day Moving Average93.25
200-Day Moving Average92.87
Relative Strength Index (RSI)55.72
Average Volume (3m)1.26M
Important Dates
Pinnacle Financial Partners upcoming earnings date is Jul 21, 2026, After Close (Confirmed).
Last Earnings DateApr 22, 2026
Next Earnings DateJul 21, 2026
Ex-Dividend Date―
Financial Position
Pinnacle Financial Partners as a current ratio of 1.07, with Debt / Equity ratio of 41.45%
Current Ratio1.07
Quick Ratio1.07
Debt to Market Cap0.34
Net Debt to EBITDA-1.25
Interest Coverage Ratio0.63
Taxes
In the past 12 months, Pinnacle Financial Partners has paid 137.78M in taxes.
Income Tax137.78M
Effective Tax Rate0.18
Enterprise Valuation
Pinnacle Financial Partners EV to EBITDA ratio is 7.52, with an EV/FCF ratio of 9.47.
EV to Sales2.15
EV to EBITDA7.52
EV to Free Cash Flow9.47
EV to Operating Cash Flow8.30
Balance Sheet
Pinnacle Financial Partners has $6.17B in cash and marketable securities with $6.05B in debt, giving a net cash position of $120.00M billion.
Cash & Marketable Securities$6.17B
Total Debt$6.05B
Net Cash$120.00M
Net Cash Per Share$0.79
Tangible Book Value Per Share$67.14
Margins
Gross margin is 68.66%, with operating margin of 26.69%, and net profit margin of 21.97%.
Gross Margin68.66%
Operating Margin26.69%
Pretax Margin26.69%
Net Profit Margin21.97%
EBITDA Margin28.67%
EBIT Margin26.69%
Analyst Forecast
The average price target for Pinnacle Financial Partners is $116.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$116.00
Price Target Upside19.51% Upside
Analyst ConsensusModerate Buy
Analyst Count14
Revenue Growth Forecast39.90%
EPS Growth Forecast16.82%