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Zions Bancorporation National Association (ZION)
NASDAQ:ZION
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Earnings Data
Report Date
Jan 21, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
1.15Last Year’s EPS
0.96Same Quarter Last Year
Based on 16 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Jan 22, 2019
|% Change Since: -1.25%
|Next Earnings Date:Oct 22, 2018
Earnings Call Sentiment|Neutral
The call presented a balanced view with significant improvements in financial performance, net interest margin expansion, and capital markets success. However, there were challenges with increased net loan losses, a rise in classified loan balances, and higher noninterest expenses.Company Guidance
During the Zions Bancorporation Q4 2024 earnings call, the company provided guidance that included several key financial metrics and expectations for 2025. They reported a 19% increase in adjusted pre-provision net revenue for the fourth quarter compared to the prior year, with net earnings for the year at $737 million or $4.95 per share. The net interest margin expanded to 3.05%, marking the fourth consecutive quarter of improvement. The efficiency ratio improved by 62%, and customer deposits increased on both an ending and average basis. Looking ahead to 2025, Zions anticipates continued improvement in profitability measures, with positive operating leverage and moderately increasing net interest income. They project a slight increase in period-end loan balances, driven by commercial loans, with a focus on disciplined expense management despite inflationary pressures.Improved Financial Performance
Fourth quarter adjusted pre-provision net revenue increased by 19% relative to the prior year quarter. Net earnings for the year were $737 million or $4.95 per share.
Net Interest Margin Expansion
The net interest margin expanded for the fourth consecutive quarter to 3.05%, compared to 3.03% in the prior quarter and 2.91% in the year ago quarter.
Capital Markets Success
The Capital Markets business experienced strong results, with a 36% increase for the full year compared to 2023.
Customer Deposit Growth
Customer deposits increased on both an ending and average basis in the fourth quarter and the full year, with stability in noninterest-bearing demand deposits.
Strong Loan Growth Outlook
Average loan growth was modest at 1.1% on a linked-quarter basis and 3.2% for the full year, with expectations for continued growth in 2025.
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Zions Bancorporation National Association (ZION) Earnings, Revenues Date & History
ZION Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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ZION Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Jan 21, 2025 | $59.03 | $58.09 | -1.59% |
| Oct 21, 2024 | $49.09 | $52.13 | +6.19% |
| Jul 22, 2024 | $48.68 | $51.68 | +6.16% |
| Apr 22, 2024 | $38.92 | $40.28 | +3.49% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Zions Bancorporation National Association (ZION) report earnings?
Zions Bancorporation National Association (ZION) is schdueled to report earning on Jan 21, 2025, TBA Not Confirmed.
What is Zions Bancorporation National Association (ZION) earnings time?
Zions Bancorporation National Association (ZION) earnings time is at Jan 21, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is ZION EPS forecast?
ZION EPS forecast for the fiscal quarter 2025 (Q1) is 1.15.
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