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Wintrust Financial Corp (WTFC)
NASDAQ:WTFC
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Earnings Data
Report Date
Jan 21, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
2.48Last Year’s EPS
2.89Same Quarter Last Year
Strong Buy
Based on 9 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Oct 17, 2018
|% Change Since: -2.99%
|Next Earnings Date:Jul 17, 2018
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial results, including record net income and robust growth in loans and deposits. However, challenges such as muted mortgage activity and increased competition in loan markets were noted. The overall sentiment reflects cautious optimism with a positive outlook for continued growth in 2025.Company Guidance
During the Wintrust Financial Corporation's Q4 2024 earnings call, several key financial metrics and guidance for 2025 were discussed. The company reported a record net income of $695 million for the year, reflecting an 11.5% increase from 2023. For the fourth quarter alone, net income was approximately $185.4 million, with a net interest margin of 3.51%, aligning with expectations. Wintrust saw balanced growth in both loans and deposits, each increasing by about $1 billion during the quarter. The loan growth was 8% on an annualized basis, matching the previously guided mid- to high single-digit growth range. Additionally, nonperforming loans decreased, with the percentage of total loans dropping from 38 to 36 basis points. The company maintains a strong capital position, with total assets growing to $64.9 billion and risk-based capital ratios remaining stable. Looking ahead, Wintrust is optimistic about continued growth in 2025, with a focus on maintaining a stable margin and leveraging diverse business segments to navigate market conditions.Record Net Income
Wintrust reported a record net income of $695 million for the year, up 11.5% from 2023.
Loan and Deposit Growth
Loans and deposits both grew by approximately $1 billion in the fourth quarter, with an annualized loan growth rate of 8% and deposit growth of 9%.
Stable Net Interest Margin
The net interest margin was stable at 3.51% for the fourth quarter, consistent with the previous quarter.
Reduced Nonperforming Loans
Nonperforming loans decreased from 38 basis points to 36 basis points, showing improved credit performance.
Continued Growth in Wealth and Treasury Management
Both the wealth management and treasury management businesses exhibited steady growth.
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WTFC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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WTFC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Jan 21, 2025 | $136.92 | $133.29 | -2.65% |
| Oct 21, 2024 | $111.90 | $114.37 | +2.21% |
| Jul 17, 2024 | $110.93 | $105.40 | -4.99% |
| Apr 17, 2024 | $93.77 | $94.11 | +0.36% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Wintrust Financial Corp (WTFC) report earnings?
Wintrust Financial Corp (WTFC) is schdueled to report earning on Jan 21, 2025, TBA Not Confirmed.
What is Wintrust Financial Corp (WTFC) earnings time?
Wintrust Financial Corp (WTFC) earnings time is at Jan 21, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is WTFC EPS forecast?
WTFC EPS forecast for the fiscal quarter 2025 (Q1) is 2.48.
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