Wintrust Financial (WTFC)
NASDAQ:WTFC
Want to see WTFC full AI Analyst Report?
Total Valuation
Wintrust Financial has a market cap or net worth of $10.13B. The enterprise value is $10.88B.
Market Cap$10.13B
Enterprise Value$10.88B
Share Statistics
Wintrust Financial has 67,447,754 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding67,447,754
Owned by Insiders1.29%
Owned by Institutions23.48%
Financial Efficiency
Wintrust Financial’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 3.63%.
Return on Equity (ROE)0.11
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)3.63%
Return on Capital Employed (ROCE)0.05
Revenue Per Employee716.58K
Profits Per Employee139.56K
Employee Count5,903
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Wintrust Financial is 11.7. Wintrust Financial’s PEG ratio is 1.07.
PE Ratio11.7
PS Ratio2.21
PB Ratio1.29
Price to Fair Value1.29
Price to FCF10.88
Price to Operating Cash Flow5.88
PEG Ratio1.07
Income Statement
In the last 12 months, Wintrust Financial had revenue of 4.23B and earned 823.84M in profits. Earnings per share was 11.58.
Revenue4.23B
Gross Profit2.63B
Operating Income1.12B
Pretax Income1.12B
Net Income823.84M
EBITDA1.21B
Earnings Per Share (EPS)11.58
Cash Flow
In the last 12 months, operating cash flow was 1.72B and capital expenditures -36.24M, giving a free cash flow of 1.68B billion.
Operating Cash Flow1.72B
Free Cash Flow1.68B
Free Cash Flow per Share24.93
Dividends & Yields
Wintrust Financial pays an annual dividend of $0.5, resulting in a dividend yield of 1.4%
Dividend Per Share$0.5
Dividend Yield1.4%
Payout Ratio18.38%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.14
52-Week Price Change27.57%
50-Day Moving Average145.08
200-Day Moving Average138.93
Relative Strength Index (RSI)55.67
Average Volume (3m)437.38K
Important Dates
Wintrust Financial upcoming earnings date is Jul 22, 2026, After Close (Confirmed).
Last Earnings DateApr 20, 2026
Next Earnings DateJul 22, 2026
Ex-Dividend Date―
Financial Position
Wintrust Financial as a current ratio of 0.14, with Debt / Equity ratio of 58.88%
Current Ratio0.14
Quick Ratio0.14
Debt to Market Cap0.48
Net Debt to EBITDA3.33
Interest Coverage Ratio0.74
Taxes
In the past 12 months, Wintrust Financial has paid 294.56M in taxes.
Income Tax294.56M
Effective Tax Rate0.26
Enterprise Valuation
Wintrust Financial EV to EBITDA ratio is 11.08, with an EV/FCF ratio of 15.55.
EV to Sales3.16
EV to EBITDA11.08
EV to Free Cash Flow15.55
EV to Operating Cash Flow14.69
Balance Sheet
Wintrust Financial has $14.17B in cash and marketable securities with $4.34B in debt, giving a net cash position of $9.83B billion.
Cash & Marketable Securities$14.17B
Total Debt$4.34B
Net Cash$9.83B
Net Cash Per Share$145.73
Tangible Book Value Per Share$95.01
Margins
Gross margin is 62.85%, with operating margin of 26.44%, and net profit margin of 19.48%.
Gross Margin62.85%
Operating Margin26.44%
Pretax Margin26.44%
Net Profit Margin19.48%
EBITDA Margin28.53%
EBIT Margin26.43%
Analyst Forecast
The average price target for Wintrust Financial is $177.00, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$177.00
Price Target Upside19.46% Upside
Analyst ConsensusStrong Buy
Analyst Count9
Revenue Growth Forecast6.64%
EPS Growth Forecast17.78%