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Wintrust Financial Corp (WTFC)
NASDAQ:WTFC
Total Valuation
Wintrust Financial has a market cap or net worth of $8.64B. The enterprise value is $13.15B.
Market Cap$8.64B
Enterprise Value$13.15B
Share Statistics
Wintrust Financial has 66,952,286 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding66,952,286
Owned by Insiders1.50%
Owned by Institutions0.47%
Financial Efficiency
Wintrust Financial’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 5.39%.
Return on Equity (ROE)0.11
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)5.39%
Return on Capital Employed (ROCE)0.08
Revenue Per Employee671.85K
Profits Per Employee117.74K
Employee Count5,903
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Wintrust Financial is 11.9. Wintrust Financial’s PEG ratio is 1.48.
PE Ratio11.9
PS Ratio2.00
PB Ratio1.25
Price to Fair Value1.25
Price to FCF12.50
Price to Operating Cash Flow9.84
PEG Ratio1.48
Income Statement
In the last 12 months, Wintrust Financial had revenue of 3.97B and earned 695.04M in profits. Earnings per share was 10.47.
Revenue3.97B
Gross Profit2.35B
Operating Income947.09M
Pretax Income947.09M
Net Income695.04M
EBITDA1.05B
Earnings Per Share (EPS)10.47
Cash Flow
In the last 12 months, operating cash flow was 878.10M and capital expenditures -36.27M, giving a free cash flow of 841.83M billion.
Operating Cash Flow878.10M
Free Cash Flow841.83M
Free Cash Flow per Share12.57
Dividends & Yields
Wintrust Financial pays an annual dividend of $0.5, resulting in a dividend yield of 1.51%
Dividend Per Share$0.5
Dividend Yield1.51%
Payout Ratio17.92%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.22
52-Week Price Change12.95%
50-Day Moving Average132.28
200-Day Moving Average123.32
Relative Strength Index (RSI)49.38
Average Volume (3m)494.17K
Important Dates
Wintrust Financial upcoming earnings date is Jan 21, 2026, After Close (Confirmed).
Last Earnings DateOct 20, 2025
Next Earnings DateJan 21, 2026
Ex-Dividend DateAug 07, 2025
Financial Position
Wintrust Financial as a current ratio of 0.17, with Debt / Equity ratio of 60.78%
Current Ratio0.17
Quick Ratio0.17
Debt to Market Cap0.60
Net Debt to EBITDA-0.60
Interest Coverage Ratio0.63
Taxes
In the past 12 months, Wintrust Financial has paid 252.04M in taxes.
Income Tax252.04M
Effective Tax Rate0.27
Enterprise Valuation
Wintrust Financial EV to EBITDA ratio is 6.99, with an EV/FCF ratio of 11.52.
EV to Sales1.85
EV to EBITDA6.99
EV to Free Cash Flow11.52
EV to Operating Cash Flow10.14
Balance Sheet
Wintrust Financial has $9.92B in cash and marketable securities with $4.33B in debt, giving a net cash position of $5.60B billion.
Cash & Marketable Securities$9.92B
Total Debt$4.33B
Net Cash$5.60B
Net Cash Per Share$83.57
Tangible Book Value Per Share$85.20
Margins
Gross margin is 61.52%, with operating margin of 23.88%, and net profit margin of 17.53%.
Gross Margin61.52%
Operating Margin23.88%
Pretax Margin23.88%
Net Profit Margin17.53%
EBITDA Margin26.40%
EBIT Margin23.88%
Analyst Forecast
The average price target for Wintrust Financial is $160.86, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$160.86
Price Target Upside24.66% Upside
Analyst ConsensusStrong Buy
Analyst Count9
Revenue Growth Forecast3.61%
EPS Growth Forecast13.93%