Stable CET1 Ratio
Shinhan Financial Group maintained a stable CET1 ratio of 13.56% by the end of September 2025, despite challenges such as won depreciation and loan asset growth.
Dividend and Share Buyback
The board resolved on a cash dividend of KRW 570 per share for Q3, with expected shareholder returns of KRW 2.35 trillion for 2025, including KRW 1.1 trillion in cash dividends and KRW 1.25 trillion in share buybacks.
Interest Income Growth
The group reported a 2.9% Q-o-Q rise in interest income due to profitability-based asset growth and active margin control, with the bank's loan in won increasing by 2.7% Q-o-Q.
Improved Asset Quality Management
The bank's NPL coverage ratio improved by 12.17 percentage points Q-o-Q, supported by NPL sales and strengthened asset quality management.