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Kb Financial Group Inc. (KB)
NYSE:KB
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Kb Financial Group (KB) Price & Analysis

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KB Stock Chart & Stats

$86.50
-$0.24(-0.42%)
At close: 4:00 PM EST
$86.50
-$0.24(-0.42%)

Bulls Say, Bears Say

Bulls Say
Record Fee IncomeA record noninterest income driven by securities and asset management indicates durable diversification away from pure NII. With nonbanking contributing ~72% of fees, the group gains more stable, fee-driven earnings that support ROE and reduce sensitivity to short-term rate swings over the next several months.
Improved ProfitabilitySustained ROE near 14% and solid quarterly net income reflect improved capital efficiency and underlying earnings power. Strong profitability supports internal capital build, funds shareholder returns, and provides a cushion against credit volatility, underpinning medium-term financial resilience.
Active Capital ManagementConsistent use of buybacks, large cancellations and meaningful dividends show disciplined capital allocation and an ability to return excess capital. This reduces share count, can enhance per-share metrics, and signals management prioritizes shareholder value while managing capital thresholds.
Bears Say
High LeverageElevated leverage versus peers increases sensitivity to funding and credit shocks and constrains strategic flexibility. High debt-to-equity amplifies capital volatility from FX, provisions or market stress and can force more conservative growth or higher capital retention over the medium term.
Weak Cash GenerationA return to negative operating and free cash flow after prior multi-year positivity signals weaker cash conversion. For a financial group, inconsistent cash generation impairs ability to self-fund growth, dividends or buybacks without relying on balance sheet actions or subsidiary distributions.
Capital Ratio SensitivityMaterial CET1 sensitivity to FX moves and dividend/buyback programs creates a structural constraint on capital deployment. Persistent FX volatility or ongoing aggressive returns could necessitate slower loan growth, higher RWA scrutiny, or capital raises, limiting strategic options over coming months.

Kb Financial Group News

KB FAQ

What was Kb Financial Group Inc.’s price range in the past 12 months?
Kb Financial Group Inc. lowest stock price was $76.31 and its highest was $119.71 in the past 12 months.
    What is Kb Financial Group Inc.’s market cap?
    Kb Financial Group Inc.’s market cap is $36.41B.
      When is Kb Financial Group Inc.’s upcoming earnings report date?
      Kb Financial Group Inc.’s upcoming earnings report date is Jul 28, 2026 which is in 23 days.
        How were Kb Financial Group Inc.’s earnings last quarter?
        Kb Financial Group Inc. released its earnings results on Apr 23, 2026. The company reported $3.577 earnings per share for the quarter, beating the consensus estimate of $3.313 by $0.264.
          Is Kb Financial Group Inc. overvalued?
          According to Wall Street analysts Kb Financial Group Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Kb Financial Group Inc. pay dividends?
            Kb Financial Group Inc. pays a Quarterly dividend of $0.759 which represents an annual dividend yield of 2.79%. See more information on Kb Financial Group Inc. dividends here
              What is Kb Financial Group Inc.’s EPS estimate?
              Kb Financial Group Inc.’s EPS estimate is 3.21.
                How many shares outstanding does Kb Financial Group Inc. have?
                Kb Financial Group Inc. has 354,687,740 shares outstanding.
                  What happened to Kb Financial Group Inc.’s price movement after its last earnings report?
                  Kb Financial Group Inc. reported an EPS of $3.577 in its last earnings report, beating expectations of $3.313. Following the earnings report the stock price went down -0.112%.
                    Which hedge fund is a major shareholder of Kb Financial Group Inc.?
                    Currently, no hedge funds are holding shares in KB
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Kb Financial Group Inc.

                      KB Financial Group Inc. is a prominent financial conglomerate offering a diverse array of banking and associated financial services to both individual consumers and corporate entities, both domestically in South Korea and across international markets. The company's operations are strategically organized into distinct divisions: Corporate Banking, Retail Banking, Other Banking Services, Securities Business, Non-life Insurance Business, Credit Card Business, and Life Insurance Business. It supplies various lending products, deposit accounts, and related financial instruments to a broad client base, including large corporations, small and medium-sized enterprises, home offices, and private households. Additionally, the group provides expert investment banking and brokerage services, alongside a comprehensive suite of life and non-life insurance products. Credit card facilities such as sales, cash advance services, and card loans, along with other support, are also part of its offering. KB Financial Group actively participates in securities and derivatives trading, manages funding initiatives, and conducts various ancillary financial activities. Its extensive portfolio further includes foreign exchange dealings, financial investment consultation, installment financing, financial leasing, real estate trust administration, capital infusion, debt collection and credit assessment, software advisory, development, and supply, investment guidance, claims processing, asset management, savings banking, information and communication technology solutions, and general business advisory services. The company was founded in 2008 and is headquartered in Seoul, South Korea.

                      Kb Financial Group (KB) Earnings & Revenues

                      KB Company Deck

                      KB Earnings Call

                      Q1 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call conveyed strong operational and financial momentum: record noninterest income and fee growth, improved ROE, modest NII and NIM expansion, robust shareholder returns including large share cancellations, and lower credit costs. These positives were tempered by capital pressure from FX volatility and large shareholder returns, weakened other operating profit (insurance), higher G&A due to taxes/bonuses, and some moderation in NPL coverage. Management emphasized conservative capital and provisioning stances and active RWA management to mitigate risks.View all KB earnings summaries
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                      Ownership Overview

                      0.53%<0.01%99.04%
                      Insiders
                      <0.01% Other Institutional Investors
                      99.04% Public Companies and
                      Individual Investors
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