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Kb Financial Group (KB)
NYSE:KB
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Kb Financial Group (KB) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Feb 10, 2026
TBA (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
1.3
Last Year’s EPS
1.24
Same Quarter Last Year
Moderate Buy
Based on 1 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 30, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call presented a mixed picture with notable achievements in profit growth, ROE improvement, dividend increase, and capital adequacy. However, concerns such as flat net interest income, declining noninterest income, and potential administrative fines were highlighted. The sentiment reflects a cautious optimism as the company manages to maintain strong results amidst challenges.
Company Guidance
In the third quarter of 2025, KB Financial Group reported a net profit of KRW 1.686 trillion, marking a 16.6% year-on-year increase to KRW 5,121.7 billion cumulatively. The group maintained a stable NIM with a Q3 bank NIM of 1.74% and a group NIM of 1.96%, supported by strong core deposit growth. KBFG's nonbank business contributed 37% to the cumulative net profit, with significant fee income growth from subsidiaries like KB Securities and KB Asset Management. The group's cumulative net interest income was KRW 9,704.9 billion, and noninterest income saw a 1.1% year-on-year decrease. The group reported a Q3 cumulative general G&A increase of 2.8% year-on-year, maintaining a CIR of 37.2%. Provision for credit losses decreased by 44.4% quarter-on-quarter to KRW 364.5 billion. The group's capital adequacy was robust, with a BIS ratio of 16.28% and CET1 ratio of 13.83%. A Q3 cash dividend of KRW 931 per share was approved, totaling KRW 335.7 billion.
Strong Net Profit Growth
Group's net profit for the quarter reported KRW 1.686 trillion, with a 16.6% increase year-on-year, reaching KRW 5,121.7 billion.
Improved Return on Equity
Cumulative group ROE in Q3 was 12.78%, showing significant improvement over the previous year.
Increased Dividend
Board of Directors approved KRW 931 DPS, with total cash dividend amounting to KRW 335.7 billion, marking an increase of KRW 135 year-over-year.
Diversified Earnings Portfolio
Nonbank business accounts for 37% of cumulative Q3 net profit, highlighting a diversified earnings structure.
Stable NIM and Deposit Growth
Q3 bank NIM stood at 1.74%, and group NIM posted 1.96%, supported by a KRW 7.9 trillion growth in core deposits.
Cost Efficiency
Q3 cumulative general G&A posted a 2.8% increase year-over-year, supported by continuous cost efficiency efforts.
Improved Capital Adequacy
Estimated group BIS ratio posted 16.28% and CET1 ratio recorded 13.83%, securing one of the highest levels of capital adequacy in the industry.

Kb Financial Group (KB) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

KB Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 10, 2026
2025 (Q4)
1.30 / -
1.244
Oct 30, 2025
2025 (Q3)
3.12 / 3.14
2.9087.84% (+0.23)
Jul 24, 2025
2025 (Q2)
3.19 / 3.42
3.4050.41% (+0.01)
Apr 24, 2025
2025 (Q1)
3.01 / 3.06
1.91159.86% (+1.14)
Feb 05, 2025
2024 (Q4)
1.22 / 1.24
0.512142.97% (+0.73)
Oct 24, 2024
2024 (Q3)
2.83 / 2.91
2.6758.71% (+0.23)
Jul 23, 2024
2024 (Q2)
3.00 / 3.40
2.86218.97% (+0.54)
Apr 25, 2024
2024 (Q1)
1.93 / 1.91
2.929-34.76% (-1.02)
Feb 07, 2024
2023 (Q4)
0.89 / 0.51
0.768-33.33% (-0.26)
Oct 24, 2023
2023 (Q3)
2.58 / 2.67
2.28716.97% (+0.39)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

KB Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 30, 2025
$81.42$81.07-0.43%
Jul 24, 2025
$84.24$90.36+7.26%
Apr 24, 2025
$59.19$59.24+0.08%
Feb 05, 2025
$62.65$60.21-3.89%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Kb Financial Group (KB) report earnings?
Kb Financial Group (KB) is schdueled to report earning on Feb 10, 2026, TBA (Confirmed).
    What is Kb Financial Group (KB) earnings time?
    Kb Financial Group (KB) earnings time is at Feb 10, 2026, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is KB EPS forecast?
          KB EPS forecast for the fiscal quarter 2025 (Q4) is 1.3.
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