Strong Net Profit Growth
Group's net profit for the quarter reported KRW 1.686 trillion, with a 16.6% increase year-on-year, reaching KRW 5,121.7 billion.
Improved Return on Equity
Cumulative group ROE in Q3 was 12.78%, showing significant improvement over the previous year.
Increased Dividend
Board of Directors approved KRW 931 DPS, with total cash dividend amounting to KRW 335.7 billion, marking an increase of KRW 135 year-over-year.
Diversified Earnings Portfolio
Nonbank business accounts for 37% of cumulative Q3 net profit, highlighting a diversified earnings structure.
Stable NIM and Deposit Growth
Q3 bank NIM stood at 1.74%, and group NIM posted 1.96%, supported by a KRW 7.9 trillion growth in core deposits.
Cost Efficiency
Q3 cumulative general G&A posted a 2.8% increase year-over-year, supported by continuous cost efficiency efforts.
Improved Capital Adequacy
Estimated group BIS ratio posted 16.28% and CET1 ratio recorded 13.83%, securing one of the highest levels of capital adequacy in the industry.