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Kb Financial Group
(NYSE:KB)
Kb Financial Group (KB) vs. SPDR S&P 500 ETF (SPY)
Kb Financial Group Business Overview & Revenue Model
Kb Financial Group Earnings Call Summary
Kb Financial Group Financial Statement Overview
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 37.10T | 37.77T | 36.41T | 25.64T | 20.97T | 19.81T |
| Gross Profit | 18.30T | 18.06T | 16.30T | 14.56T | 15.81T | 14.01T |
| EBITDA | 8.75T | 7.90T | 6.99T | 6.27T | 7.09T | 5.83T |
| Net Income | 5.80T | 5.08T | 4.59T | 4.11T | 4.41T | 3.47T |
Balance Sheet | ||||||
| Total Assets | 10.00T> | 10.00T> | 10.00T> | 10.00T> | 10.00T> | 10.00T> |
| Cash, Cash Equivalents and Short-Term Investments | 10.00T> | 10.00T> | 10.00T> | 10.00T> | 92.05T | 88.54T |
| Total Debt | 10.00T> | 10.00T> | 10.00T> | 10.00T> | 10.00T> | 10.00T> |
| Total Liabilities | 10.00T> | 10.00T> | 10.00T> | 10.00T> | 10.00T> | 10.00T> |
| Stockholders Equity | 59.58T | 57.89T | 56.69T | 52.52T | 48.53T | 42.54T |
Cash Flow | ||||||
| Free Cash Flow | -9.63T | 3.39T | 3.43T | 4.26T | -2.50T | -9.02T |
| Operating Cash Flow | -9.08T | 4.02T | 4.11T | 4.76T | -2.03T | -8.41T |
| Investing Cash Flow | -1.70T | -3.83T | -3.52T | -19.64T | -3.86T | -10.99T |
| Financing Cash Flow | 9.28T | -1.98T | -1.24T | 15.18T | 10.82T | 25.26T |
Kb Financial Group Technical Analysis
Kb Financial Group Risk Analysis
Kb Financial Group Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | $45.75B | 14.35 | 12.20% | 3.14% | 0.15% | 11.62% | |
74 Outperform | $32.56B | 13.07 | 9.77% | 2.76% | -0.81% | 20.34% | |
69 Neutral | $41.19B | 10.61 | 10.33% | 2.79% | -4.64% | 24.98% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | $33.24B | 9.70 | ― | 2.86% | -4.88% | 4.84% | |
64 Neutral | $40.96B | 10.16 | 14.19% | 2.48% | 5.89% | 34.68% | |
62 Neutral | $19.82B | 9.08 | ― | 3.71% | -2.90% | 16.10% |
Kb Financial Group Corporate Events
On January 21, 2026, KB Financial Group Inc. announced that it will hold its FY2025 earnings conference on February 5, 2026, at 16:00 Korea time, providing a live webcast and conference call in both Korean and English with simultaneous interpretation. The session will cover the group’s FY2025 financial results followed by a Q&A segment accessible to investors by telephone, underscoring the company’s ongoing efforts to maintain transparent communication with global stakeholders and reinforce its positioning in the financial sector through structured disclosure of its annual performance.
The most recent analyst rating on (KB) stock is a Buy with a $97.00 price target. To see the full list of analyst forecasts on Kb Financial Group stock, see the KB Stock Forecast page.
On January 16, 2026, KB Financial Group Inc. disclosed that its largest shareholder, the Korean National Pension Service, modestly increased its stake in the company between November 14 and December 31, 2025, raising its holdings from 32,666,149 common shares (8.56% of outstanding stock) to 33,107,971 common shares (8.68% of the 381,462,103 total shares). The incremental purchase by the influential state pension fund slightly strengthens its position in KB Financial Group and may be interpreted by market participants as a sign of continued institutional confidence in the South Korean financial group’s long-term prospects, though the change does not materially alter the company’s overall ownership structure.
The most recent analyst rating on (KB) stock is a Buy with a $97.00 price target. To see the full list of analyst forecasts on Kb Financial Group stock, see the KB Stock Forecast page.
On January 9, 2026, KB Financial Group Inc. announced an update to its previously disclosed plan to cancel a portion of its treasury shares, confirming that it intends to cancel 5,564,253 common shares with an estimated book value of about KRW 660 billion. The cancellation, scheduled for January 15, 2026 subject to regulatory consultations, will reduce the total number of issued common shares without affecting the company’s paid-in capital, signaling a shareholder-friendly capital management move that may enhance earnings per share and potentially support valuation while remaining within the limits of profits available for dividends under Korean commercial law.
The most recent analyst rating on (KB) stock is a Hold with a $93.00 price target. To see the full list of analyst forecasts on Kb Financial Group stock, see the KB Stock Forecast page.
On January 9, 2026, KB Financial Group Inc. announced the termination of a trust agreement originally signed on July 24, 2025 with Hana Securities Co., Ltd. for the acquisition of treasury shares, following the scheduled expiration of the agreement’s term. The KRW 660 billion contract, which did not require an additional board resolution for termination, results in 5,564,253 treasury shares being returned to KB Financial Group’s corporate account in the form of cash and shares, to be held until a planned share cancellation date of January 15, 2026, subject to regulatory consultations. The move adds to the group’s existing treasury stock of 22,874,381 common shares (6.0% of outstanding shares) acquired from profits available for dividends and signals continued use of share buybacks and cancellations as a capital management tool, with potential implications for shareholder value and capital structure.
The most recent analyst rating on (KB) stock is a Hold with a $93.00 price target. To see the full list of analyst forecasts on Kb Financial Group stock, see the KB Stock Forecast page.
On December 9, 2025, KB Financial Group announced the record date for its annual general meeting of shareholders for the fiscal year 2025, set for December 31, 2025. This decision aligns with the company’s adherence to the Commercial Code and its Articles of Incorporation. The announcement is significant as it outlines the procedural steps for shareholder participation without closing the shareholder registry book, reflecting KB Financial Group’s compliance with the Electronic Registration of Shares Act.
The most recent analyst rating on (KB) stock is a Buy with a $100.00 price target. To see the full list of analyst forecasts on Kb Financial Group stock, see the KB Stock Forecast page.
On December 9, 2025, KB Financial Group Inc. announced that the record date for its annual cash dividends for fiscal year 2025 will be determined in February 2026, following a resolution by the Board of Directors. This decision, in accordance with the company’s Articles of Incorporation, highlights the importance of shareholders being registered by the announced record date to be eligible for dividends. The final details regarding the dividend distribution will be decided by the Board and approved at the annual general meeting of shareholders. This announcement is significant for stakeholders as it outlines the timeline and conditions for dividend eligibility, impacting shareholder planning and expectations.
The most recent analyst rating on (KB) stock is a Buy with a $100.00 price target. To see the full list of analyst forecasts on Kb Financial Group stock, see the KB Stock Forecast page.
On December 2, 2025, KB Securities Co., Ltd., a subsidiary of KB Financial Group Inc., declared an interim cash dividend of KRW 1,004 per common share, totaling KRW 300 billion. The dividend will be paid entirely to KB Financial Group Inc., which holds all common shares of KB Securities, with the record date set for December 23, 2025, and payment expected on December 30, 2025. This decision reflects the company’s robust financial health and commitment to returning value to its parent company, potentially strengthening its financial position and shareholder confidence.
The most recent analyst rating on (KB) stock is a Buy with a $100.00 price target. To see the full list of analyst forecasts on Kb Financial Group stock, see the KB Stock Forecast page.
On November 20, 2025, KB Financial Group announced a change in the shareholding structure, with the Korean National Pension Service increasing its stake from 8.28% to 8.56% of the total shares. This adjustment in share ownership reflects a strategic move by the largest shareholder, potentially impacting the company’s governance and future strategic decisions.
The most recent analyst rating on (KB) stock is a Buy with a $100.00 price target. To see the full list of analyst forecasts on Kb Financial Group stock, see the KB Stock Forecast page.
On November 14, 2025, KB Financial Group filed its third quarter business report for 2025 with the Financial Services Commission of Korea and the Korea Exchange. The report, prepared under Korean IFRS, highlights the company’s financial performance, showing a robust asset base of KRW 796 trillion as of September 30, 2025. This filing underscores KB Financial Group’s stable financial position and its adherence to regulatory standards, which is crucial for maintaining investor confidence and industry standing.
The most recent analyst rating on (KB) stock is a Buy with a $100.00 price target. To see the full list of analyst forecasts on Kb Financial Group stock, see the KB Stock Forecast page.
On October 29, 2025, the board of directors of Kookmin Bank, a subsidiary of KB Financial Group Inc., declared an interim cash dividend of KRW 2,480 per common share, amounting to a total of KRW 1,002,860,207,680. This dividend will be paid to KB Financial Group Inc., which holds all common shares of Kookmin Bank, with payment scheduled for November 14, 2025. This decision reflects the bank’s adherence to its Articles of Incorporation and demonstrates its commitment to returning value to its parent company.
The most recent analyst rating on (KB) stock is a Hold with a $88.00 price target. To see the full list of analyst forecasts on Kb Financial Group stock, see the KB Stock Forecast page.
On October 30, 2025, KB Financial Group announced its preliminary operating results for the third quarter of 2025, revealing a notable decline in operating revenue by 38.13% compared to the previous quarter. Despite this, the company experienced a 9.47% increase in net operating profit from the second quarter of 2025, indicating resilience in its core operations. The results, still subject to auditor review, highlight the company’s ability to maintain profitability amidst revenue challenges, which may reassure stakeholders of its strategic positioning in the competitive financial sector.
The most recent analyst rating on (KB) stock is a Hold with a $88.00 price target. To see the full list of analyst forecasts on Kb Financial Group stock, see the KB Stock Forecast page.
KB Financial Group Inc. has announced November 14, 2025, as the record date for its interim cash dividends for the third quarter of 2025. This decision, in line with Article 60 of its Articles of Incorporation, underscores the company’s commitment to returning value to its shareholders, with dividends determined based on the specified record date without closing the shareholders’ registry.
The most recent analyst rating on (KB) stock is a Hold with a $88.00 price target. To see the full list of analyst forecasts on Kb Financial Group stock, see the KB Stock Forecast page.
On October 30, 2025, KB Financial Group’s board of directors declared a quarterly cash dividend of KRW 930 per common share, totaling approximately KRW 335.7 billion, assuming 361,001,975 shares are outstanding. The record date for the dividend is set for November 14, 2025, with payment expected within a month, subject to adjustments based on the actual number of shares outstanding due to treasury share acquisitions.
The most recent analyst rating on (KB) stock is a Hold with a $88.00 price target. To see the full list of analyst forecasts on Kb Financial Group stock, see the KB Stock Forecast page.