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MTB Stock Chart & Stats
$249.60
-$1.32(-0.53%)
At close: 4:00 PM EDT
$249.60
-$1.32(-0.53%)
Day’s Range― - ―
52-Week Range$174.76 - $255.00
Previous Close$248.28
Volume1.09M
Average Volume (3M)1.18M
Market Cap
$35.70B
Enterprise Value$53.61K
Total Cash (Recent Filing)$55.06B
Total Debt (Recent Filing)$19.03B
Price to Earnings (P/E)13.3
Beta0.87
Next Earnings
Oct 16, 2026EPS Estimate
4.92Next Dividend Ex-DateN/A
Dividend Yield2.44%
Share Statistics
EPS (TTM)17.84
Shares Outstanding144,933,000
10 Day Avg. Volume1,331,031
30 Day Avg. Volume1,175,991
Financial Highlights & Ratios
PEG Ratio0.73
Price to Book (P/B)1.13
Price to Sales (P/S)2.67
P/FCF Ratio11.50
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$260.28Price Target Upside4.28% Upside
Rating ConsensusHold
Number of Analyst Covering17
EPS Forecast (FY)19.24
Revenue Forecast (FY)$10.05B
Bulls Say, Bears Say
Bulls Say
Cash Generation & ProfitabilityConsistent trailing‑12M earnings ($2.93B) with free cash flow of ~$3.25B (~96% of net income) shows durable cash generation and operating efficiency. This underpins dividend capacity, capital returns and reinvestment while providing buffer to absorb cyclical credit stress over months.
Diversified Fee Income & Sub‑servicingGrowing, diversified non‑interest revenues—trust, service charges and distributions—combined with new sub‑servicing wins (214k loans, ~$35M incremental H2 revenue) reduce reliance on NII, smoothing earnings through rate cycles and supporting structural revenue resilience.
Strong Liquidity & Securities PositioningLarge liquid asset buffer ($53.9B, ~25% of assets), LCR ~106% and active securities management (purchases at ~5% yields, portfolio duration ~3.6 years) provide funding flexibility and protect net interest income and lending capacity across funding cycles.
Bears Say
Thin CET1 CushionCET1 at ~10.19% and recent decline from buybacks and RWA growth narrows regulatory capital headroom. Operating in the lower 10–10.5% range limits balance‑sheet flexibility, constrains future buybacks/dividends during stress, and raises sensitivity to credit or market shocks.
CRE Concentration Risk (office Exposure)Material CRE concentration, with a meaningful portion of office loans criticized (~24% of office CRE criticized), creates idiosyncratic credit risk. A sector downturn or delayed recovery could raise provisions and impair asset quality over the next several quarters given concentrated exposure.
Revenue & Margin Variability; NIM PressureHistorical revenue and margin volatility, plus guidance for modest NIM compression as new assets yield less and deposit remixing continues, imply earnings sensitivity to rate and deposit dynamics. Combined with elevated strategic investments, this pressures sustainable operating leverage.
MTB FAQ
What was M&T Bank’s price range in the past 12 months?
M&T Bank lowest stock price was $174.76 and its highest was $255.00 in the past 12 months.
What is M&T Bank’s market cap?
M&T Bank’s market cap is $35.70B.
When is M&T Bank’s upcoming earnings report date?
M&T Bank’s upcoming earnings report date is Oct 16, 2026 which is in 75 days.
How were M&T Bank’s earnings last quarter?
M&T Bank released its earnings results on Jul 15, 2026. The company reported $5.32 earnings per share for the quarter, beating the consensus estimate of $4.661 by $0.659.
Is M&T Bank overvalued?
According to Wall Street analysts M&T Bank’s price is currently Undervalued.
Does M&T Bank pay dividends?
M&T Bank pays a Quarterly dividend of $1.5 which represents an annual dividend yield of 2.44%. See more information on M&T Bank dividends here
What is M&T Bank’s EPS estimate?
M&T Bank’s EPS estimate is 4.92.
How many shares outstanding does M&T Bank have?
M&T Bank has 144,933,000 shares outstanding.
What happened to M&T Bank’s price movement after its last earnings report?
M&T Bank reported an EPS of $5.32 in its last earnings report, beating expectations of $4.661. Following the earnings report the stock price went up 2.762%.
Which hedge fund is a major shareholder of M&T Bank?
Currently, no hedge funds are holding shares in MTB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
M&T Bank Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$260.28 (4.28% Upside)
$260.28 (4.28% Upside)
Blogger Sentiment
Bullish
MTB Sentiment 83%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 109.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $928.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 0.7%
Last 30 Days ▲ 7.6%
Last 30 Days ▲ 7.6%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
32.70%
12-Months-Change
Fundamentals
Return on Equity
2.44%
Trailing 12-Months
Asset Growth
3.63%
Trailing 12-Months
Company Description
M&T Bank
M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of financial solutions to both commercial enterprises and individual consumers. Its Business Banking division caters to small businesses and professionals, providing essential services such as deposit accounts, credit facilities, and treasury management solutions. The Commercial Banking arm extends its reach to middle-market and large corporate clients, supplying a robust suite of offerings including deposit products, commercial loans and leases, letters of credit, and sophisticated cash management tools. Dedicated to Commercial Real Estate, the company engages in the origination, sale, and servicing of commercial property loans, alongside offering deposit services tailored for this sector. The Discretionary Portfolio segment focuses on internal financial management, overseeing deposits, investment securities, residential real estate loans, and other assets, while also managing short- and long-term borrowed funds and foreign exchange operations. Through its Residential Mortgage Banking segment, M&T originates home loans for consumers, subsequently selling these loans in the secondary market. It also acquires servicing rights for loans initially originated by other institutions. The Retail Banking segment serves individual customers with a diverse array of financial products, including demand, savings, and time deposit accounts; various consumer installment loans such as automobile and recreational vehicle financing; home equity loans and lines of credit; credit cards; and investment vehicles like mutual funds and annuities. Beyond these, M&T Bank offers specialized financial services encompassing trust and wealth management, fiduciary and custodial services, insurance brokerage, institutional securities services, and investment management. Customers can access these services through an extensive network of physical banking offices, dedicated business banking centers, as well as via telephone, online platforms, and automated teller machines (ATMs). As of December 31, 2021, the corporation maintained 688 domestic banking locations across New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Additionally, it operates a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation, established in 1856, has its corporate headquarters situated in Buffalo, New York.
MTB Company Deck
MTB Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a decisively positive operational quarter: record EPS, strong and broad-based loan growth (commercial, CRE, consumer), higher NII and fee income, improved efficiency and credit metrics, and ample liquidity. Management provided constructive guidance for continued loan and fee growth while acknowledging modest near-term pressures: slight NIM compression expected, elevated investments driving higher full-year expenses, a small CET1 ratio decline from buybacks and loan-driven RWA, and some remaining CRE concentration risk (office). Overall, positives (record earnings, credit improvement, revenue diversification and liquidity) significantly outweigh the manageable challenges, and management appears constructive and disciplined.View all MTB earnings summariesMTB Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$260.28
▲(4.28% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
Fifth Third Bancorp
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Huntington Bancshares
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KeyCorp
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Regions Financial
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Citizens Financial
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Ownership Overview
0.36% Insiders
32.52% Mutual Funds
3.05% Other Institutional Investors
36.57% Public Companies and
Individual Investors








