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MTB Stock Chart & Stats
$249.60
-$1.32(-0.53%)
At close: 4:00 PM EDT
$249.60
-$1.32(-0.53%)
Day’s Range― - ―
52-Week Range$174.76 - $255.95
Previous Close$248.28
Volume1.09M
Average Volume (3M)1.18M
Market Cap
$34.71B
Enterprise Value$53.61K
Total Cash (Recent Filing)$1.94B
Total Debt (Recent Filing)$18.18B
Price to Earnings (P/E)12.7
Beta0.87
Next Earnings
Oct 16, 2026EPS Estimate
4.94Next Dividend Ex-DateN/A
Dividend Yield2.5%
Share Statistics
EPS (TTM)18.96
Shares Outstanding144,416,260
10 Day Avg. Volume1,331,031
30 Day Avg. Volume1,175,991
Financial Highlights & Ratios
PEG Ratio0.76
Price to Book (P/B)1.08
Price to Sales (P/S)2.56
P/FCF Ratio11.03
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$261.91Price Target Upside4.93% Upside
Rating ConsensusHold
Number of Analyst Covering16
EPS Forecast (FY)19.34
Revenue Forecast (FY)$10.06B
Bulls Say, Bears Say
Bulls Say
Cash Generation & Earnings QualityTTM free cash flow roughly equaling net income and operating cash flow near $3.8B indicates durable cash conversion and earnings quality. This supports dividends, strategic investments and capital actions, providing resilience through credit cycles and funding stress over the next several quarters.
Broad-based Loan GrowthQuarterly loan growth across commercial, CRE, residential mortgage and consumer portfolios expands the interest-earning asset base and diversifies earning streams. Durable, multi-segment loan growth supports net interest income and reduces reliance on any single book, strengthening medium-term revenue stability.
Strong Liquidity And Active Securities ManagementA large securities and cash buffer (25% of assets) and an LCR above 100% provide meaningful funding resilience and flexibility to manage balance-sheet duration or buy high-yield securities. Active purchases at ~5% yields and modest duration (3.6 yrs) support sustainable NII in varying rate scenarios.
Bears Say
Capital Pressure / CET1 DeclineA QoQ CET1 drift to ~10.19% (driven by buybacks and rising RWAs) narrows regulatory and economic capital cushions. Operating in the lower part of a 10.0%–10.5% target range reduces flexibility for future buybacks or growth if credit stress emerges, increasing sensitivity to adverse scenarios over months.
Net Interest Margin PressureManagement’s guidance for modest NIM compression reflects lower incremental yields on new assets and deposit mix shifts. With an asset-sensitive balance sheet, persistent pressure on NIM from lower-yielding incremental loans or deposit remixing can structurally compress core earnings unless offset by fee growth or sustained expense efficiencies.
CRE Office Concentration RiskWhile overall CRE metrics improved, a substantial share of office exposures remains criticized (~24%), reflecting structural demand weakness in office real estate. Continued stress in this segment could lead to elevated provisions and slower credit recovery, posing medium-term downside to asset-quality and capital.
MTB FAQ
What was M&T Bank’s price range in the past 12 months?
M&T Bank lowest stock price was $174.76 and its highest was $255.95 in the past 12 months.
What is M&T Bank’s market cap?
M&T Bank’s market cap is $34.71B.
When is M&T Bank’s upcoming earnings report date?
M&T Bank’s upcoming earnings report date is Oct 16, 2026 which is in 53 days.
How were M&T Bank’s earnings last quarter?
M&T Bank released its earnings results on Jul 15, 2026. The company reported $5.32 earnings per share for the quarter, beating the consensus estimate of $4.661 by $0.659.
Is M&T Bank overvalued?
According to Wall Street analysts M&T Bank’s price is currently Undervalued.
Does M&T Bank pay dividends?
M&T Bank pays a Quarterly dividend of $1.5 which represents an annual dividend yield of 2.5%. See more information on M&T Bank dividends here
What is M&T Bank’s EPS estimate?
M&T Bank’s EPS estimate is 4.94.
How many shares outstanding does M&T Bank have?
M&T Bank has 144,416,260 shares outstanding.
What happened to M&T Bank’s price movement after its last earnings report?
M&T Bank reported an EPS of $5.32 in its last earnings report, beating expectations of $4.661. Following the earnings report the stock price went up 2.762%.
Which hedge fund is a major shareholder of M&T Bank?
Currently, no hedge funds are holding shares in MTB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
M&T Bank Stock Smart Score
Neutral
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9
10
Analyst Consensus
Hold
Average Price Target:
$261.91 (4.93% Upside)
$261.91 (4.93% Upside)
Blogger Sentiment
Bullish
MTB Sentiment 67%
Sector Average 55%
Sector Average 55%
Hedge Fund Trend
Decreased
By 35.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $779.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 2.0%
Last 30 Days ▼ 2.0%
Last 30 Days ▼ 2.0%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
32.70%
12-Months-Change
Fundamentals
Return on Equity
2.50%
Trailing 12-Months
Asset Growth
3.63%
Trailing 12-Months
Company Description
M&T Bank
M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of financial solutions to both commercial enterprises and individual consumers. Its Business Banking division caters to small businesses and professionals, providing essential services such as deposit accounts, credit facilities, and treasury management solutions. The Commercial Banking arm extends its reach to middle-market and large corporate clients, supplying a robust suite of offerings including deposit products, commercial loans and leases, letters of credit, and sophisticated cash management tools. Dedicated to Commercial Real Estate, the company engages in the origination, sale, and servicing of commercial property loans, alongside offering deposit services tailored for this sector. The Discretionary Portfolio segment focuses on internal financial management, overseeing deposits, investment securities, residential real estate loans, and other assets, while also managing short- and long-term borrowed funds and foreign exchange operations. Through its Residential Mortgage Banking segment, M&T originates home loans for consumers, subsequently selling these loans in the secondary market. It also acquires servicing rights for loans initially originated by other institutions. The Retail Banking segment serves individual customers with a diverse array of financial products, including demand, savings, and time deposit accounts; various consumer installment loans such as automobile and recreational vehicle financing; home equity loans and lines of credit; credit cards; and investment vehicles like mutual funds and annuities. Beyond these, M&T Bank offers specialized financial services encompassing trust and wealth management, fiduciary and custodial services, insurance brokerage, institutional securities services, and investment management. Customers can access these services through an extensive network of physical banking offices, dedicated business banking centers, as well as via telephone, online platforms, and automated teller machines (ATMs). As of December 31, 2021, the corporation maintained 688 domestic banking locations across New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Additionally, it operates a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation, established in 1856, has its corporate headquarters situated in Buffalo, New York.
MTB Company Deck
MTB Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a decisively positive operational quarter: record EPS, strong and broad-based loan growth (commercial, CRE, consumer), higher NII and fee income, improved efficiency and credit metrics, and ample liquidity. Management provided constructive guidance for continued loan and fee growth while acknowledging modest near-term pressures: slight NIM compression expected, elevated investments driving higher full-year expenses, a small CET1 ratio decline from buybacks and loan-driven RWA, and some remaining CRE concentration risk (office). Overall, positives (record earnings, credit improvement, revenue diversification and liquidity) significantly outweigh the manageable challenges, and management appears constructive and disciplined.View all MTB earnings summariesMTB Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$261.91
▲(4.93% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
Fifth Third Bancorp
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Huntington Bancshares
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KeyCorp
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Regions Financial
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Citizens Financial
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Ownership Overview
0.36% Insiders
32.64% Mutual Funds
13.69% Other Institutional Investors
25.78% Public Companies and
Individual Investors








