M&T Bank Corporation (MTB)
NYSE:MTB
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MTB Stock Chart & Stats
$218.79
-$1.60(-0.83%)
At close: 4:00 PM EST
$218.79
-$1.60(-0.83%)
Day’s Range― - ―
52-Week Range$174.76 - $239.00
Previous CloseN/A
Volume295.80K
Average Volume (3M)962.06K
Market Cap
$33.96B
Enterprise Value$34.33B
Total Cash (Recent Filing)$55.06B
Total Debt (Recent Filing)$19.03B
Price to Earnings (P/E)12.9
Beta0.86
Next Earnings
Jul 15, 2026EPS Estimate
4.66Next Dividend Ex-DateN/A
Dividend Yield2.76%
Share Statistics
EPS (TTM)17.84
Shares Outstanding146,445,050
10 Day Avg. Volume1,066,910
30 Day Avg. Volume962,062
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)1.13
Price to Sales (P/S)2.67
P/FCF Ratio11.50
Enterprise Value/Market Cap1.01
Enterprise Value/Revenue2.78
Enterprise Value/Gross Profit3.69
Enterprise Value/Ebitda8.28
Forecast
1Y Price Target
$230.27Price Target Upside5.25% Upside
Rating ConsensusHold
Number of Analyst Covering13
EPS Forecast (FY)18.69
Revenue Forecast (FY)$9.96B
Bulls Say, Bears Say
Bulls Say
Strong Profitability & Cash ConversionSustained high free cash flow (~96% of net income) and strong TTM profitability provide durable internal funding for dividends, buybacks and reinvestment. This cash conversion supports capital returns while giving flexibility to absorb credit stress without immediate external financing needs.
Fee Income MomentumConsistent 13% YoY fee growth signals durable diversification away from pure interest income. Higher, recurring fee streams (payments, wealth, treasury) reduce cyclic NII dependence, smoothing revenue through rate cycles and supporting stable PPNR and operating leverage over the medium term.
Improving Asset QualityMaterial reductions in criticized loans and lower net charge-offs demonstrate improving credit performance. Better asset quality lowers expected provisioning, enhances risk-weighted asset efficiency, and supports more reliable earnings and capital preservation across upcoming quarters.
Bears Say
CET1 Compression After BuybacksCapital cushion weakened materially after a sizable buyback, moving CET1 toward the bottom of management's operating range. Lower CET1 reduces capacity to absorb credit or market shocks and constrains capital-intensive growth or further repurchases until ratios are rebuilt, limiting strategic optionality.
Revenue & Margin VolatilityErratic revenue and margin patterns indicate earnings are sensitive to rate and credit cycles and business mix shifts. This increases forecasting risk for net interest income and margins, making consistent earnings delivery harder and heightening reliance on management execution to stabilize results.
Rising Operating Expenses; Weaker EfficiencyHigher recurring noninterest expenses and a materially worsened efficiency ratio reduce operating leverage and constrain margin improvement. If expense growth persists, it will erode the bank's ability to convert revenue gains into net income, pressuring long-term profitability unless productivity initiatives offset costs.
M&T Bank News
MTB FAQ
What was M&T Bank Corporation’s price range in the past 12 months?
M&T Bank Corporation lowest stock price was $174.76 and its highest was $239.00 in the past 12 months.
What is M&T Bank Corporation’s market cap?
M&T Bank Corporation’s market cap is $33.96B.
When is M&T Bank Corporation’s upcoming earnings report date?
M&T Bank Corporation’s upcoming earnings report date is Jul 15, 2026 which is in 29 days.
How were M&T Bank Corporation’s earnings last quarter?
M&T Bank Corporation released its earnings results on Apr 15, 2026. The company reported $4.13 earnings per share for the quarter, beating the consensus estimate of $4.017 by $0.113.
Is M&T Bank Corporation overvalued?
According to Wall Street analysts M&T Bank Corporation’s price is currently Undervalued.
Does M&T Bank Corporation pay dividends?
M&T Bank Corporation pays a Quarterly dividend of $1.5 which represents an annual dividend yield of 2.76%. See more information on M&T Bank Corporation dividends here
What is M&T Bank Corporation’s EPS estimate?
M&T Bank Corporation’s EPS estimate is 4.66.
How many shares outstanding does M&T Bank Corporation have?
M&T Bank Corporation has 146,445,050 shares outstanding.
What happened to M&T Bank Corporation’s price movement after its last earnings report?
M&T Bank Corporation reported an EPS of $4.13 in its last earnings report, beating expectations of $4.017. Following the earnings report the stock price went down -1.546%.
Which hedge fund is a major shareholder of M&T Bank Corporation?
Currently, no hedge funds are holding shares in MTB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
M&T Bank Stock Smart Score
Underperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$230.27 (5.25% Upside)
$230.27 (5.25% Upside)
Blogger Sentiment
Bullish
MTB Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 109.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $672.2K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days <0.1%
Last 30 Days ▲ 1.7%
Last 30 Days ▲ 1.7%
News Sentiment
Very Bearish
Bullish news 19%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
29.77%
12-Months-Change
Fundamentals
Return on Equity
10.25%
Trailing 12-Months
Asset Growth
2.10%
Trailing 12-Months
Company Description
M&T Bank Corporation
M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of financial solutions to both commercial enterprises and individual consumers. Its Business Banking division caters to small businesses and professionals, providing essential services such as deposit accounts, credit facilities, and treasury management solutions. The Commercial Banking arm extends its reach to middle-market and large corporate clients, supplying a robust suite of offerings including deposit products, commercial loans and leases, letters of credit, and sophisticated cash management tools. Dedicated to Commercial Real Estate, the company engages in the origination, sale, and servicing of commercial property loans, alongside offering deposit services tailored for this sector. The Discretionary Portfolio segment focuses on internal financial management, overseeing deposits, investment securities, residential real estate loans, and other assets, while also managing short- and long-term borrowed funds and foreign exchange operations. Through its Residential Mortgage Banking segment, M&T originates home loans for consumers, subsequently selling these loans in the secondary market. It also acquires servicing rights for loans initially originated by other institutions. The Retail Banking segment serves individual customers with a diverse array of financial products, including demand, savings, and time deposit accounts; various consumer installment loans such as automobile and recreational vehicle financing; home equity loans and lines of credit; credit cards; and investment vehicles like mutual funds and annuities. Beyond these, M&T Bank offers specialized financial services encompassing trust and wealth management, fiduciary and custodial services, insurance brokerage, institutional securities services, and investment management. Customers can access these services through an extensive network of physical banking offices, dedicated business banking centers, as well as via telephone, online platforms, and automated teller machines (ATMs). As of December 31, 2021, the corporation maintained 688 domestic banking locations across New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Additionally, it operates a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation, established in 1856, has its corporate headquarters situated in Buffalo, New York.
MTB Company Deck
MTB Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presents a balanced picture: meaningful positives include fee income momentum (13% YoY), strong commercial loan growth, notable improvement in asset quality (more than $700M reduction in criticized loans and net charge-offs falling to 31 bps), robust liquidity and a $1.25B share buyback. Offsetting these strengths are quarter-over-quarter declines in GAAP and operating EPS and net income, a modest decline in taxable-equivalent NII (‑2%), weaker mortgage banking revenues, a 3% drop in CRE balances (seasonally soft early in the quarter), and higher noninterest expenses that widened the efficiency ratio to 58.3%. Management reiterated unchanged full-year guidance and emphasized disciplined capital and underwriting. Overall, the positives and negatives are relatively balanced, with cautious optimism about sustaining performance while remaining selective on growth.View all MTB earnings summariesMTB Stock 12 Month Forecast
Average Price Target
$230.27
▲(5.25% Upside)
Technical Analysis
Fifth Third Bancorp
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Huntington Bancshares
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KeyCorp
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Regions Financial
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Citizens Financial
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Ownership Overview
0.36% Insiders
32.53% Mutual Funds
13.71% Other Institutional Investors
25.96% Public Companies and
Individual Investors