Regions Financial Corp. (RF)
NYSE:RF
Want to see RF full AI Analyst Report?
RF Stock Chart & Stats
$28.13
-$0.14(-0.59%)
At close: 4:00 PM EST
$28.13
-$0.14(-0.59%)
Day’s Range― - ―
52-Week Range$21.40 - $31.53
Previous CloseN/A
Volume2.40M
Average Volume (3M)10.73M
Market Cap
$24.41B
Enterprise Value$27.64B
Total Cash (Recent Filing)$3.44B
Total Debt (Recent Filing)$6.34B
Price to Earnings (P/E)11.2
Beta1.06
Next Earnings
Jul 17, 2026EPS Estimate
0.63Next Dividend Ex-DateN/A
Dividend Yield3.74%
Share Statistics
EPS (TTM)2.43
Shares Outstanding853,379,500
10 Day Avg. Volume10,647,620
30 Day Avg. Volume10,729,255
Financial Highlights & Ratios
PEG Ratio0.58
Price to Book (P/B)1.25
Price to Sales (P/S)2.47
P/FCF Ratio11.02
Enterprise Value/Market Cap1.13
Enterprise Value/Revenue2.87
Enterprise Value/Gross Profit3.79
Enterprise Value/Ebitda9.46
Forecast
1Y Price Target
$30.07Price Target Upside6.90% Upside
Rating ConsensusHold
Number of Analyst Covering14
EPS Forecast (FY)2.61
Revenue Forecast (FY)$7.83B
Bulls Say, Bears Say
Bulls Say
Fee Diversification And GrowthRegions is building durable, fee-based revenue pillars—wealth, treasury and capital markets—that grew materially in the quarter and management guides adjusted noninterest income +3%–5% for 2026. Persistent fee expansion reduces reliance on interest margins and supports more stable long-term earnings regardless of short rate moves.
Capital Returns With Solid CET1 BufferThe bank is returning capital while maintaining an estimated CET1 ~10.7% (pro forma fully implemented ~10.4%) and targeting an operating CET1 midpoint within 9.25%–9.75%. This indicates sustained capital generation and flexibility to fund buybacks/dividends while meeting regulatory expectations, supporting long-term shareholder returns.
Loan Growth And Improving Credit QualityLoans show steady growth with high-quality origination: most new lending to existing customers and two‑thirds investment-grade. Coupled with falling NPLs and improving charge-off trends, this supports sustainable net interest income and lower credit volatility over the medium term, strengthening earnings durability.
Bears Say
NIM Compression And Spread PressurePersistently compressed asset spreads and paydowns of higher‑yielding loans drove NIM below expectations. Given competitive dynamics and tighter spreads in IG C&I, margin pressure is a structural risk to net interest income for several quarters unless spread normalization or strong asset repricing occurs.
Securities Repositioning Loss And Duration TradeThe realized $40M loss to extend duration is a strategic move with a multiyear payback, but it crystallizes near-term earnings impairment and increases duration exposure. If rates move unfavorably, this repositioning could pressure capital and earnings beyond the stated payback window.
Remaining Workout Credits And Elevated Charge-off GuidanceOngoing workouts in office, multifamily and other portfolios mean residual credit risk persists. Management's 40–50 bps NCO guidance and a declining allowance highlight potential for credit-related earnings volatility and incremental provisions that could constrain capital and net income over the coming quarters.
Regions Financial News
RF FAQ
What was Regions Financial Corp.’s price range in the past 12 months?
Regions Financial Corp. lowest stock price was $21.40 and its highest was $31.53 in the past 12 months.
What is Regions Financial Corp.’s market cap?
Regions Financial Corp.’s market cap is $24.41B.
When is Regions Financial Corp.’s upcoming earnings report date?
Regions Financial Corp.’s upcoming earnings report date is Jul 17, 2026 which is in 30 days.
How were Regions Financial Corp.’s earnings last quarter?
Regions Financial Corp. released its earnings results on Apr 17, 2026. The company reported $0.62 earnings per share for the quarter, beating the consensus estimate of $0.597 by $0.023.
Is Regions Financial Corp. overvalued?
According to Wall Street analysts Regions Financial Corp.’s price is currently Undervalued.
Does Regions Financial Corp. pay dividends?
Regions Financial Corp. pays a Quarterly dividend of $0.265 which represents an annual dividend yield of 3.74%. See more information on Regions Financial Corp. dividends here
What is Regions Financial Corp.’s EPS estimate?
Regions Financial Corp.’s EPS estimate is 0.63.
How many shares outstanding does Regions Financial Corp. have?
Regions Financial Corp. has 853,379,500 shares outstanding.
What happened to Regions Financial Corp.’s price movement after its last earnings report?
Regions Financial Corp. reported an EPS of $0.62 in its last earnings report, beating expectations of $0.597. Following the earnings report the stock price went up 0.752%.
Which hedge fund is a major shareholder of Regions Financial Corp.?
Currently, no hedge funds are holding shares in RF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Regions Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$30.07 (6.90% Upside)
$30.07 (6.90% Upside)
Blogger Sentiment
Bullish
RF Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.1M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $195.7K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 1.1%
Last 30 Days ▼ 1.1%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
38.29%
12-Months-Change
Fundamentals
Return on Equity
11.78%
Trailing 12-Months
Asset Growth
0.56%
Trailing 12-Months
Company Description
Regions Financial Corp.
Regions Financial Corporation (RF) operates as a financial holding company, delivering a comprehensive array of banking and related services to both individual consumers and corporate entities. The firm's operations are strategically divided into three principal divisions: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment specializes in commercial banking solutions. Its extensive offerings include various lending options such as commercial and industrial loans, commercial real estate financing, and investor real estate credit. Furthermore, it provides equipment lease financing, manages diverse deposit products, and offers sophisticated capital markets services like securities underwriting and placement, loan syndication, foreign exchange, derivatives, and merger and acquisition advisory, along with other consulting services. This segment primarily serves corporate clients, middle-market businesses, and developers and investors in commercial real estate. Focusing on individual customers, the Consumer Bank segment delivers a range of personal financial products. These include residential first mortgages, home equity lines of credit and loans, consumer credit cards, and other personal lending facilities, in addition to deposit accounts. The Wealth Management division offers extensive financial planning and asset management services. Its provisions encompass credit-related products, retirement and savings solutions, trust and investment management, and estate planning expertise. Its diverse clientele includes individuals, businesses, governmental organizations, and non-profit entities. Beyond these core banking functions, Regions Financial Corporation also provides investment and insurance products, facilitates the syndication of corporate funds for low-income housing tax credits, and engages in various other specialized financing activities. As of March 1, 2022, the company maintained a significant physical presence, operating through a network of 1,300 banking branches and approximately 2,000 automated teller machines across the Southern, Midwestern, and Texas regions of the United States. Regions Financial Corporation was established in 1971 and its corporate headquarters are located in Birmingham, Alabama.
RF Company Deck
RF Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a largely constructive picture: solid earnings and profitability, loan and deposit growth, improving credit metrics, disciplined expense management, continued capital returns and clear technology transformation progress. Headwinds included quarter-to-quarter NIM compression, a modest decline in noninterest income, a $40 million securities repositioning loss, and a small set of remaining workout credits. Management provided confident, reiterated guidance for NII and noninterest income ranges and outlined actions to support margin and growth, suggesting the positives materially outweigh the manageable negatives.View all RF earnings summariesRF Stock 12 Month Forecast
Average Price Target
$30.07
▲(6.90% Upside)
Technical Analysis
Fifth Third Bancorp
―
First Citizens BancShares
―
Huntington Bancshares
―
KeyCorp
―
Citizens Financial
―
Ownership Overview
0.29% Insiders
24.35% Mutual Funds
10.66% Other Institutional Investors
29.76% Public Companies and
Individual Investors