Want to see FCNCA full AI Analyst Report?
FCNCA Stock Chart & Stats
$2030.16
-$26.86(-1.27%)
At close: 4:00 PM EST
$2030.16
-$26.86(-1.27%)
Day’s Range― - ―
52-Week Range$1,623.76 - $2,232.21
Previous CloseN/A
Volume11.60K
Average Volume (3M)74.07K
Market Cap
$23.93B
Enterprise Value$33.91B
Total Cash (Recent Filing)$24.62B
Total Debt (Recent Filing)$33.96B
Price to Earnings (P/E)12.0
Beta1.02
Next Earnings
Jul 23, 2026EPS Estimate
40.64Next Dividend Ex-DateN/A
Dividend Yield0.37%
Share Statistics
EPS (TTM)173.92
Shares Outstanding10,581,789
10 Day Avg. Volume101,440
30 Day Avg. Volume74,073
Financial Highlights & Ratios
PEG Ratio-1.04
Price to Book (P/B)1.19
Price to Sales (P/S)1.83
P/FCF Ratio12.81
Enterprise Value/Market Cap1.42
Enterprise Value/Revenue2.35
Enterprise Value/Gross Profit3.73
Enterprise Value/Ebitda9.76
Forecast
1Y Price Target
$2,228.57Price Target Upside9.77% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)177.83
Revenue Forecast (FY)$8.76B
Bulls Say, Bears Say
Bulls Say
Interest Rate EnvironmentA stronger jobs report and a 'hawkish cut' have led to increased bank exposure, benefiting FCNCA's stock performance.
Net Interest IncomeAnalysts expect a positive reaction in FCNCA's stock due to the potential for nearly 5% net interest income upside based on current rate expectations.
Stock RatingAnalysts have assigned an Outperform rating for FCNCA, reflecting confidence in its future performance.
Bears Say
Earnings EstimatesEarnings estimates for 4Q24E have been adjusted downward due to modestly lower net interest income and higher expenses.
Stock Price MovementFCNCA's stock experienced a 7% pullback, which may concern investors about short-term performance.
First Citizens BancShares News
FCNCA FAQ
What was First Citizens BancShares, Inc. Class A’s price range in the past 12 months?
First Citizens BancShares, Inc. Class A lowest stock price was $1623.76 and its highest was $2232.21 in the past 12 months.
What is First Citizens BancShares, Inc. Class A’s market cap?
First Citizens BancShares, Inc. Class A’s market cap is $23.93B.
When is First Citizens BancShares, Inc. Class A’s upcoming earnings report date?
First Citizens BancShares, Inc. Class A’s upcoming earnings report date is Jul 23, 2026 which is in 17 days.
How were First Citizens BancShares, Inc. Class A’s earnings last quarter?
First Citizens BancShares, Inc. Class A released its earnings results on Apr 23, 2026. The company reported $44.86 earnings per share for the quarter, beating the consensus estimate of $39.558 by $5.302.
Is First Citizens BancShares, Inc. Class A overvalued?
According to Wall Street analysts First Citizens BancShares, Inc. Class A’s price is currently Undervalued.
Does First Citizens BancShares, Inc. Class A pay dividends?
First Citizens BancShares, Inc. Class A pays a Quarterly dividend of $2.1 which represents an annual dividend yield of 0.37%. See more information on First Citizens BancShares, Inc. Class A dividends here
What is First Citizens BancShares, Inc. Class A’s EPS estimate?
First Citizens BancShares, Inc. Class A’s EPS estimate is 40.64.
How many shares outstanding does First Citizens BancShares, Inc. Class A have?
First Citizens BancShares, Inc. Class A has 10,581,789 shares outstanding.
What happened to First Citizens BancShares, Inc. Class A’s price movement after its last earnings report?
First Citizens BancShares, Inc. Class A reported an EPS of $44.86 in its last earnings report, beating expectations of $39.558. Following the earnings report the stock price went down -3.396%.
Which hedge fund is a major shareholder of First Citizens BancShares, Inc. Class A?
Currently, no hedge funds are holding shares in FCNCA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Citizens BancShares Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$2,228.57 (9.77% Upside)
$2,228.57 (9.77% Upside)
Blogger Sentiment
Neutral
FCNCA Sentiment 50%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 386.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $2.8M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.1%
Last 30 Days ▲ 12.8%
Last 30 Days ▲ 12.8%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
0.85%
12-Months-Change
Fundamentals
Return on Equity
10.19%
Trailing 12-Months
Asset Growth
3.12%
Trailing 12-Months
Company Description
First Citizens BancShares, Inc. Class A
First Citizens BancShares, Inc. (FCNCA) functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive suite of retail and commercial banking services to individuals, businesses, and professionals. Its deposit offerings encompass various account types, including checking, savings, money market, and certificates of deposit (time deposit accounts). The company's loan portfolio is extensive, featuring commercial credits for construction and land development, commercial mortgages, commercial and industrial (C&I) financing, and lease financing. It also provided Small Business Administration (SBA) Paycheck Protection Program (PPP) loans. For consumers, loan options span residential and revolving mortgages, construction and land development loans, auto financing, and various other personal lending products. Beyond core banking, First Citizens provides treasury management solutions, cardholder and merchant services, and comprehensive wealth management offerings. Its investment product suite encompasses annuities, discount brokerage, and access to third-party mutual funds, complemented by investment management and advisory services. Specialized services further extend to defined benefit and defined contribution plans, insurance, private banking, trust and fiduciary services, philanthropic advisement, and special asset management. Customers can access these diverse products and services through a robust branch network, alongside modern digital banking platforms, telephone banking, and extensive ATM networks. As of December 31, 2021, First Citizens maintained a physical presence with 529 branches spread across 19 states: Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. Founded in 1898, the company's corporate headquarters are situated in Raleigh, North Carolina.
FCNCA Company Deck
FCNCA Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a balanced picture: the firm delivered solid operational results (strong deposit growth, off-balance sheet inflows, record global fund banking production, expense discipline, and substantial buybacks/prepayments) and maintained or improved several guidance items. However, material headwinds persist from lower interest rates causing NII and NIM compression, some near-term credit concentration items and deposit composition volatility, and a deliberate moderation of buybacks to maintain capital buffers. Management emphasized disciplined capital and liquidity positioning and a confident strategic roadmap while noting ongoing macro uncertainty.View all FCNCA earnings summariesFCNCA Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$2,228.57
▲(9.77% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
Huntington Bancshares
―
Kb Financial Group
―
Regions Financial
―
Shinhan Financial Group Co
―
Citizens Financial
―
Ownership Overview
41.43% Insiders
25.41% Mutual Funds
0.02% Other Institutional Investors
21.18% Public Companies and
Individual Investors









