Claim 50% Off TipRanks Premium
- Unlock hedge fund-level data and powerful investing tools for smarter, sharper decisions
- Stay ahead of the market with the latest news and analysis and maximize your portfolio's potential
First Citizens BancShares ( (FCNCA) ) has shared an update.
First Citizens BancShares reported solid fourth-quarter 2025 performance, with net income rising to $580 million and adjusted net income reaching $648 million as loan growth—especially in its Global Fund Banking franchise—offset modest pressure on net interest margin. The bank returned $900 million to shareholders via buybacks, prepaid $2.5 billion of a Purchase Money Note largely funded by securities runoff, and managed a slight decline in total deposits alongside stable funding and credit quality, while integrating SVB Commercial into its Commercial Bank segment and absorbing higher technology, personnel and marketing costs as it scales its platforms.
The most recent analyst rating on (FCNCA) stock is a Buy with a $2390.00 price target. To see the full list of analyst forecasts on First Citizens BancShares stock, see the FCNCA Stock Forecast page.
Spark’s Take on FCNCA Stock
According to Spark, TipRanks’ AI Analyst, FCNCA is a Outperform.
The score is driven primarily by solid financial performance (strong profitability and free cash flow despite leverage and revenue softness) and favorable technical trend signals. Earnings call updates support the outlook via continued loan/deposit growth, capital strength, and buybacks, while increased charge-offs and segment caution cap upside. Valuation is reasonable on P/E, but the low dividend yield provides limited support.
To see Spark’s full report on FCNCA stock, click here.
More about First Citizens BancShares
First Citizens BancShares, Inc., parent of First-Citizens Bank & Trust Company, is a U.S. regional banking group headquartered in Raleigh, N.C., offering commercial and consumer banking, wealth management and treasury services, with notable exposure to Global Fund Banking and a growing nationwide footprint through branch acquisitions and a direct bank platform.
Average Trading Volume: 90,091
Technical Sentiment Signal: Buy
Current Market Cap: $26.03B
Learn more about FCNCA stock on TipRanks’ Stock Analysis page.