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Citizens Financial (CFG)
NYSE:CFG
CFG Stock Chart & Stats
$67.70
-$0.45(-1.01%)
At close: 4:00 PM EST
$67.70
-$0.45(-1.01%)
Day’s Range― - ―
52-Week Range$32.60 - $68.79
Previous CloseN/A
Volume559.02K
Average Volume (3M)5.11M
Market Cap
$29.01B
Enterprise Value$26.38B
Total Cash (Recent Filing)$47.65B
Total Debt (Recent Filing)$10.65B
Price to Earnings (P/E)17.5
Beta1.14
Next Earnings
Apr 16, 2026EPS Estimate
1.09Next Dividend Ex-DateN/A
Dividend Yield2.89%
Share Statistics
EPS (TTM)1.13
Shares Outstanding429,486,200
10 Day Avg. Volume5,272,354
30 Day Avg. Volume5,106,560
Financial Highlights & Ratios
PEG Ratio-4.10
Price to Book (P/B)0.81
Price to Sales (P/S)1.60
P/FCF Ratio10.50
Enterprise Value/Market Cap0.91
Enterprise Value/Revenue2.19
Enterprise Value/Gross Profit3.55
Enterprise Value/Ebitda9.96
Forecast
1Y Price Target
$72.71Price Target Upside7.40% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering17
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Capital AllocationExcess capital supports continued share repurchases and underpins analyst upgrades to valuation assumptions based on higher normalized return expectations.
Efficiency ProgramManagement's efficiency program aims to reduce operating costs, which should improve returns and complement revenue momentum from capital markets and fee businesses.
Net Interest Income GuidanceManagement set net interest income guidance above expectations, supporting a stronger revenue outlook and enhancing confidence in the bank's ability to reach return targets.
Bears Say
Analyst Coverage DisclosureA disclosure that some analysts are not registered under certain rules may raise questions about the formality and regulatory oversight of parts of the coverage.
Compensation ExpenseHigher compensation expenses have partly offset revenue gains from deposit growth, reducing profit upside.
Noncore Loan RunoffRunoff in the noncore loan portfolio is constraining overall loan growth and limiting potential net interest income expansion.
Citizens Financial News
CFG FAQ
What was Citizens Financial’s price range in the past 12 months?
Citizens Financial lowest stock price was $32.60 and its highest was $68.79 in the past 12 months.
What is Citizens Financial’s market cap?
Citizens Financial’s market cap is $29.01B.
When is Citizens Financial’s upcoming earnings report date?
Citizens Financial’s upcoming earnings report date is Apr 16, 2026 which is in 62 days.
How were Citizens Financial’s earnings last quarter?
Citizens Financial released its earnings results on Jan 21, 2026. The company reported $1.13 earnings per share for the quarter, beating the consensus estimate of $1.102 by $0.028.
Is Citizens Financial overvalued?
According to Wall Street analysts Citizens Financial’s price is currently Undervalued.
Does Citizens Financial pay dividends?
Citizens Financial pays a Quarterly dividend of $0.46 which represents an annual dividend yield of 2.89%. See more information on Citizens Financial dividends here
What is Citizens Financial’s EPS estimate?
Citizens Financial’s EPS estimate is 1.09.
How many shares outstanding does Citizens Financial have?
Citizens Financial has 429,486,200 shares outstanding.
What happened to Citizens Financial’s price movement after its last earnings report?
Citizens Financial reported an EPS of $1.13 in its last earnings report, beating expectations of $1.102. Following the earnings report the stock price went up 7.107%.
Which hedge fund is a major shareholder of Citizens Financial?
Currently, no hedge funds are holding shares in CFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Citizens Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$72.71 (7.40% Upside)
$72.71 (7.40% Upside)
Blogger Sentiment
Bullish
CFG Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 66.9K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.2%
Last 30 Days ▼ 1.5%
Last 30 Days ▼ 1.5%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
46.41%
12-Months-Change
Fundamentals
Return on Equity
7.24%
Trailing 12-Months
Asset Growth
4.06%
Trailing 12-Months
Company Description
Citizens Financial
Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
CFG Company Deck
CFG Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong execution and multiple areas of momentum: meaningful EPS and NII growth, record wealth performance, a rapidly scaling private bank with solid ROE, positive operating leverage, substantial non-core runoff, and a robust capital-return plan. Management provided constructive 2026 guidance (NII growth 10%–12%, fees +6%–8%, expenses +4.5%) and a clear medium-term ROTCE target (16%–18%). Headwinds are present but manageable: expenses slightly above prior guidance, quarter-to-quarter fee timing volatility, one-time Reimagine costs front-loaded in 2026, ongoing CRE/legacy portfolio work, and uncertainty around SCB/stress-test modeling. Overall, the positives substantially outweigh the challenges, with management confident in execution and a path to materially higher returns over the medium term.View all CFG earnings summariesCFG Revenue Breakdown
72.13% Net interest income
27.87% Noninterest income
CFG Stock 12 Month Forecast
Average Price Target
$72.71
▲(7.40% Upside)
Technical Analysis
Ownership Overview
0.85% Insiders
34.40% Mutual Funds
0.44% Other Institutional Investors
36.71% Public Companies and
Individual Investors