Education
About Us
Working with TipRanks
Follow Us
Citizens Financial (CFG)
NYSE:CFG
Total Valuation
Citizens Financial has a market cap or net worth of $27.67B. The enterprise value is $26.51B.
Market Cap$27.67B
Enterprise Value$26.51B
Share Statistics
Citizens Financial has 424,983,640 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding424,983,640
Owned by Insiders0.85%
Owned by Institutions20.67%
Financial Efficiency
Citizens Financial’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 4.25%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.25%
Return on Capital Employed (ROCE)0.05
Revenue Per Employee643.83K
Profits Per Employee105.75K
Employee Count17,315
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Citizens Financial is 16.8. Citizens Financial’s PEG ratio is 0.49.
PE Ratio16.8
PS Ratio2.26
PB Ratio0.96
Price to Fair Value0.96
Price to FCF0.00
Price to Operating Cash Flow9.85
PEG Ratio0.49
Income Statement
In the last 12 months, Citizens Financial had revenue of 11.15B and earned 1.83B in profits. Earnings per share was 3.90.
Revenue11.15B
Gross Profit7.78B
Operating Income2.33B
Pretax Income2.33B
Net Income1.83B
EBITDA2.69B
Earnings Per Share (EPS)3.90
Cash Flow
In the last 12 months, operating cash flow was 2.85B and capital expenditures -130.00M, giving a free cash flow of 2.72B billion.
Operating Cash Flow2.85B
Free Cash Flow2.72B
Free Cash Flow per Share6.40
Dividends & Yields
Citizens Financial pays an annual dividend of $0.46, resulting in a dividend yield of 2.89%
Dividend Per Share$0.46
Dividend Yield2.89%
Payout Ratio48.18%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.16
52-Week Price Change45.59%
50-Day Moving Average60.83
200-Day Moving Average50.45
Relative Strength Index (RSI)57.16
Average Volume (3m)5.45M
Important Dates
Citizens Financial upcoming earnings date is Apr 16, 2026, Before Open (Confirmed).
Last Earnings DateJan 21, 2026
Next Earnings DateApr 16, 2026
Ex-Dividend Date―
Financial Position
Citizens Financial as a current ratio of 1.04, with Debt / Equity ratio of 42.87%
Current Ratio1.04
Quick Ratio1.04
Debt to Market Cap0.45
Net Debt to EBITDA-0.54
Interest Coverage Ratio0.61
Taxes
In the past 12 months, Citizens Financial has paid 497.00M in taxes.
Income Tax497.00M
Effective Tax Rate0.21
Enterprise Valuation
Citizens Financial EV to EBITDA ratio is 8.82, with an EV/FCF ratio of 0.00.
EV to Sales2.13
EV to EBITDA8.82
EV to Free Cash Flow0.00
EV to Operating Cash Flow0.00
Balance Sheet
Citizens Financial has $47.65B in cash and marketable securities with $10.65B in debt, giving a net cash position of $36.99B billion.
Cash & Marketable Securities$47.65B
Total Debt$10.65B
Net Cash$36.99B
Net Cash Per Share$87.05
Tangible Book Value Per Share$41.76
Margins
Gross margin is 69.75%, with operating margin of 20.88%, and net profit margin of 16.42%.
Gross Margin69.75%
Operating Margin20.88%
Pretax Margin20.88%
Net Profit Margin16.42%
EBITDA Margin24.17%
EBIT Margin20.88%
Analyst Forecast
The average price target for Citizens Financial is $72.71, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$72.71
Price Target Upside11.69% Upside
Analyst ConsensusStrong Buy
Analyst Count17
Revenue Growth Forecast-3.93%
EPS Growth Forecast40.62%