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Citizens Financial (CFG)
NYSE:CFG
Total Valuation
Citizens Financial has a market cap or net worth of $17.78B. The enterprise value is $28.90B.
Market Cap$17.78B
Enterprise Value$28.90B
Share Statistics
Citizens Financial has 433,649,100 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding433,649,100
Owned by Insiders0.85%
Owned by Institutions24.67%
Financial Efficiency
Citizens Financial’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 3.53%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)3.53%
Return on Capital Employed (ROCE)0.05
Revenue Per Employee713.08K
Profits Per Employee87.15K
Employee Count17,315
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Citizens Financial is 13.07. Citizens Financial’s PEG ratio is 1.29.
PE Ratio13.07
PS Ratio0.00
PB Ratio0.82
Price to Fair Value0.81
Price to FCF13.72
Price to Operating Cash Flow10.76
PEG Ratio1.29
Income Statement
In the last 12 months, Citizens Financial had revenue of 12.35B and earned 1.51B in profits. Earnings per share was 3.04.
Revenue12.35B
Gross Profit7.11B
Operating Income1.89B
Pretax Income1.89B
Net Income1.51B
EBITDA2.39B
Earnings Per Share (EPS)3.04
Cash Flow
In the last 12 months, operating cash flow was 1.23B and capital expenditures -126.00M, giving a free cash flow of 1.11B billion.
Operating Cash Flow1.23B
Free Cash Flow1.11B
Free Cash Flow per Share2.56
Dividends & Yields
Citizens Financial pays an annual dividend of $0.42, resulting in a dividend yield of 4.1%
Dividend Per Share$0.42
Dividend Yield4.1%
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.33
52-Week Price Change21.04%
50-Day Moving Average38.72
200-Day Moving Average41.85
Relative Strength Index (RSI)50.62
Average Volume (3m)4.38M
Important Dates
Citizens Financial upcoming earnings date is Jul 16, 2025, TBA Not Confirmed.
Last Earnings DateApr 16, 2025
Next Earnings DateJul 16, 2025
Ex-Dividend DateApr 30, 2025
Financial Position
Citizens Financial as a current ratio of 0.25, with Debt / Equity ratio of 64.51%
Current Ratio0.25
Quick Ratio0.25
Debt to Market Cap0.63
Net Debt to EBITDA0.49
Interest Coverage Ratio0.41
Taxes
In the past 12 months, Citizens Financial has paid 379.00M in taxes.
Income Tax379.00M
Effective Tax Rate0.20
Enterprise Valuation
Citizens Financial EV to EBITDA ratio is 8.75, with an EV/FCF ratio of 11.12.
EV to Sales1.69
EV to EBITDA8.75
EV to Free Cash Flow11.12
EV to Operating Cash Flow10.44
Balance Sheet
Citizens Financial has $46.32B in cash and marketable securities with $12.31B in debt, giving a net cash position of -$34.01B billion.
Cash & Marketable Securities$46.32B
Total Debt$12.31B
Net Cash-$34.01B
Net Cash Per Share-$78.43
Tangible Book Value Per Share$35.33
Margins
Gross margin is 100.00%, with operating margin of 15.29%, and net profit margin of 12.22%.
Gross Margin100.00%
Operating Margin15.29%
Pretax Margin15.29%
Net Profit Margin12.22%
EBITDA Margin19.32%
EBIT Margin15.29%
Analyst Forecast
The average price target for Citizens Financial is $46.78, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$46.78
Price Target Upside15.65% Upside
Analyst ConsensusModerate Buy
Analyst Count18
Revenue Growth Forecast-2.37%
EPS Growth Forecast13.92%