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Regions Financial Corp. (RF)
:RF
Earnings Data
Report Date
Jul 18, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.56Last Year’s EPS
0.53Same Quarter Last Year
Moderate Buy
Based on 11 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 17, 2025
|% Change Since: 4.43%
|Next Earnings Date:Jul 18, 2025
Earnings Call Sentiment|Neutral
The earnings call highlighted strong earnings, an increase in pre-tax pre-provision income, and stable non-interest income with growth in deposits. However, challenges included a decline in net interest income, lower loan balances, and increased provisions for credit losses. The sentiment is balanced between positive financial performance and concerns over macroeconomic conditions and market volatility.Company Guidance
During the Regions Financial Corporation's first-quarter earnings call for Fiscal Year 2025, the company reported strong financial results, including quarterly earnings of $465 million and adjusted earnings of $487 million. The earnings per share stood at $0.51, with an adjusted earnings per share of $0.54. The company achieved a 21% year-over-year increase in pretax pre-provision income, amounting to $745 million, and generated a return on tangible common equity of 18%. Despite a slight decline in average loans by 1%, the company saw a 1% increase in average deposit balances and a 3% rise in ending balances. Net interest income experienced a linked quarter decline of 3% but is projected to grow by 3% in the second quarter. The company maintained a strong capital position with an estimated common equity tier one ratio of 10.8%, executing $242 million in share repurchases and paying $226 million in common dividends. Additionally, Regions Financial adjusted its full-year guidance for net interest income growth to between 1% and 4%, and for adjusted non-interest income to grow between 1% and 3% compared to 2024. The company also forecasted flat to a 2% increase in full-year adjusted non-interest expenses, aiming for positive operating leverage in the range of 50 to 150 basis points.Strong Quarterly Earnings
Reported strong quarterly earnings of $465 million, resulting in earnings per share of $0.51 and adjusted earnings of $487 million with adjusted earnings per share of $0.54.
Increase in Pre-Tax Pre-Provision Income
Delivered pretax pre-provision income of $745 million, a 21% increase year over year.
Return on Tangible Common Equity
Generated a return on tangible common equity of 18%, highest among peers in the last four years.
Growth in Deposit Balances
Average deposit balances grew 1% quarter-over-quarter, with ending balances increasing by 3%.
Stable Non-Interest Income
Adjusted non-interest income remained stable, with new records in treasury and wealth management revenue.
Capital Position and Share Repurchase
Ended the quarter with an estimated common equity tier one ratio of 10.8% and executed $242 million in share repurchases.
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RF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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RF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 17, 2025 | $19.17 | $19.31 | +0.73% |
| Jan 17, 2025 | $24.26 | $23.94 | -1.32% |
| Oct 18, 2024 | $23.51 | $23.35 | -0.68% |
| Jul 19, 2024 | $21.42 | $21.42 | 0.00% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Regions Financial Corp. (RF) report earnings?
Regions Financial Corp. (RF) is schdueled to report earning on Jul 18, 2025, TBA Not Confirmed.
What is Regions Financial Corp. (RF) earnings time?
Regions Financial Corp. (RF) earnings time is at Jul 18, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is RF EPS forecast?
RF EPS forecast for the fiscal quarter 2025 (Q2) is 0.56.
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