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Total Valuation
M&T Bank has a market cap or net worth of $36.82B. The enterprise value is $53.61K.
Market Cap$36.82B
Enterprise Value$53.61K
Share Statistics
M&T Bank has 144,933,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding144,933,000
Owned by Insiders0.36%
Owned by Institutions0.28%
Financial Efficiency
M&T Bank’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 6.75%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)6.75%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee557.47K
Profits Per Employee129.12K
Employee Count22,080
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of M&T Bank is 13.4. M&T Bank’s PEG ratio is 0.73.
PE Ratio13.4
PS Ratio2.67
PB Ratio1.13
Price to Fair Value1.13
Price to FCF11.50
Price to Operating Cash Flow12.04
PEG Ratio0.73
Income Statement
In the last 12 months, M&T Bank had revenue of 12.31B and earned 2.85B in profits. Earnings per share was 17.10.
Revenue12.31B
Gross Profit9.19B
Operating Income3.69B
Pretax Income3.69B
Net Income2.85B
EBITDA3.96B
Earnings Per Share (EPS)17.10
Cash Flow
In the last 12 months, operating cash flow was 3.38B and capital expenditures -127.00M, giving a free cash flow of 3.25B billion.
Operating Cash Flow3.38B
Free Cash Flow3.25B
Free Cash Flow per Share22.44
Dividends & Yields
M&T Bank pays an annual dividend of $1.5, resulting in a dividend yield of 2.76%
Dividend Per Share$1.5
Dividend Yield2.76%
Payout Ratio35.10%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.83
52-Week Price Change31.42%
50-Day Moving Average224.76
200-Day Moving Average207.89
Relative Strength Index (RSI)66.39
Average Volume (3m)1.17M
Important Dates
M&T Bank upcoming earnings date is Oct 16, 2026, Before Open (Confirmed).
Last Earnings DateJul 15, 2026
Next Earnings DateOct 16, 2026
Ex-Dividend Date―
Financial Position
M&T Bank as a current ratio of 0.32, with Debt / Equity ratio of 16.51%
Current Ratio0.32
Quick Ratio0.32
Debt to Market Cap0.40
Net Debt to EBITDA-1.44
Interest Coverage Ratio1.04
Taxes
In the past 12 months, M&T Bank has paid 841.00M in taxes.
Income Tax841.00M
Effective Tax Rate0.23
Enterprise Valuation
M&T Bank EV to EBITDA ratio is 6.87, with an EV/FCF ratio of 9.51.
EV to Sales2.21
EV to EBITDA6.87
EV to Free Cash Flow9.51
EV to Operating Cash Flow9.06
Balance Sheet
M&T Bank has $55.06B in cash and marketable securities with $19.03B in debt, giving a net cash position of $36.03B billion.
Cash & Marketable Securities$55.06B
Total Debt$19.03B
Net Cash$36.03B
Net Cash Per Share$248.63
Tangible Book Value Per Share$126.44
Margins
Gross margin is 76.03%, with operating margin of 29.99%, and net profit margin of 23.16%.
Gross Margin76.03%
Operating Margin29.99%
Pretax Margin29.99%
Net Profit Margin23.16%
EBITDA Margin32.14%
EBIT Margin29.99%
Analyst Forecast
The average price target for M&T Bank is $257.88, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$257.88
Price Target Upside17.87% Upside
Analyst ConsensusHold
Analyst Count15
Revenue Growth Forecast0.50%
EPS Growth Forecast22.74%