Kb Financial Group Inc. (KB)
NYSE:KB
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Earnings Data
Report Date
Jul 28, 2026TBA (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
3.22Last Year’s EPS
3.42Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call conveyed strong operational and financial momentum: record noninterest income and fee growth, improved ROE, modest NII and NIM expansion, robust shareholder returns including large share cancellations, and lower credit costs. These positives were tempered by capital pressure from FX volatility and large shareholder returns, weakened other operating profit (insurance), higher G&A due to taxes/bonuses, and some moderation in NPL coverage. Management emphasized conservative capital and provisioning stances and active RWA management to mitigate risks.Company Guidance
Strong shareholder returns and capital actions
Board approved immediate cancellation of ~14.26 million treasury shares (~3.8% of issued shares) — largest single cancellation in industry by value; total issued shares reduced 15.2% vs 10 years ago. Q1 quarterly cash dividend KRW 1,143/share (KRW 405.4bn) and second round of buybacks/cancellations of KRW 600bn (completed initial KRW 600bn purchase of a KRW 1.2tr H1 plan). Q1 DPS up KRW 231, a 25.3% YoY increase.
Record noninterest income and fee growth
Noninterest income KRW 1,650.9bn, up 27.8% YoY — highest quarterly noninterest income in group history. Net fee & commission income KRW 1,359.3bn, up 45.5% YoY (~KRW 425.3bn increase), driven by securities, asset management and bank WM/trust fees. Nonbanking subsidiaries account for ~72% of group fee income.
Solid profitability and capital generation
Net income KRW 1,892.4bn for Q1 2026. Group ROE improved to 13.94%, up 0.9 percentage points YoY, showing enhanced profitability and capital efficiency.
Net interest income and NIM improvement
Net interest income KRW 3,334.8bn, up 2.2% YoY. KBFG NIM 1.99% and bank NIM 1.77% (bank NIM +2bps QoQ, KBFG NIM +4bps QoQ) supported by KRW 9.8tn increase in bank core deposits and funding mix optimization.
AUM and asset management momentum
Securities AUM +55.9% QoQ and asset management AUM +18.4% QoQ, strengthening capital markets-related fee base and RORWA efficiency.
Improved credit metrics and lower provisioning
Provision for credit losses KRW 493.2bn, down 24.8% YoY (KRW 162.4bn lower) largely due to base effects and conservative risk management. Group credit cost ratio declined 14bps YoY to 40bps.
Cost efficiency maintained despite higher operating income
G&A expenses KRW 1,764.9bn but combined with record total operating income (~KRW 5tr) led to a CIR of 35.4%, indicating maintained cost efficiency amid top-line growth.
RWA management and measured growth
Group RWA KRW 366tn (+KRW 9tn, +2.5% vs year-end); excluding FX impact RWA increase limited to KRW 4tn (+1.1% YoY). Management reiterates qualitative growth and efficient capital/RWA allocation toward higher-return businesses.
KB Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
KB Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 23, 2026 | $106.76 | $106.64 | -0.11% |
Feb 05, 2026 | $94.64 | $96.16 | +1.61% |
Oct 30, 2025 | $81.42 | $81.07 | -0.43% |
Jul 24, 2025 | $84.24 | $90.36 | +7.26% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Kb Financial Group Inc. (KB) report earnings?
Kb Financial Group Inc. (KB) is schdueled to report earning on Jul 28, 2026, TBA (Confirmed).
What is Kb Financial Group Inc. (KB) earnings time?
Kb Financial Group Inc. (KB) earnings time is at Jul 28, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is KB EPS forecast?
KB EPS forecast for the fiscal quarter 2026 (Q2) is 3.22.