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Sachem Capital (SACH)
:SACH
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Sachem Capital (SACH) AI Stock Analysis

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SACH

Sachem Capital

(SACH)

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Neutral 46 (OpenAI - 5.2)
Rating:46Neutral
Price Target:
$0.83
▲(3.50% Upside)
Action:Reiterated
Date:08/06/26
The score is held down primarily by weak recent financial performance (TTM revenue decline, net losses, and negative operating/free cash flow). Technicals also remain soft with price below key moving averages and negative MACD. Offsetting factors include the high dividend yield and a potentially transformative industrial REIT transaction discussed on the earnings call, though governance dilution/control, leverage, reverse-split optics, and execution/closing uncertainty materially temper the upside.
Positive Factors
Scale from IRG contribution
Combining Sachem's capital business with IRG's large industrial portfolio creates meaningful scale and asset diversification. A $3.4B pro forma platform with 98 properties improves bargaining power, liquidity access and operational resilience versus a subscale mortgage REIT, supporting more stable cash flows over months to years.
Negative Factors
Concentrated control by IRG
Extremely concentrated economic and voting control limits influence of existing public shareholders and raises governance risk. Related-party arrangements and IRG's majority control create potential conflicts on fees, capital allocation and dividend policy, which can persist and affect minority returns over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Scale from IRG contribution
Combining Sachem's capital business with IRG's large industrial portfolio creates meaningful scale and asset diversification. A $3.4B pro forma platform with 98 properties improves bargaining power, liquidity access and operational resilience versus a subscale mortgage REIT, supporting more stable cash flows over months to years.
Read all positive factors

Sachem Capital (SACH) vs. SPDR S&P 500 ETF (SPY)

Sachem Capital Business Overview & Revenue Model

Company Description
Sachem Capital Corp. (SACH) is a real estate finance company organized as a real estate investment trust (REIT) that originates, underwrites, funds, services, and manages a portfolio of loans. The company primarily provides short-term, asset-backe...
How the Company Makes Money
Sachem Capital primarily makes money from the spread and fees generated by its real estate lending activities. The core revenue stream is interest income earned on its loan portfolio (typically short-term, real-estate-secured loans), which accrues...

Sachem Capital Earnings Call Summary

Earnings Call Date:May 18, 2026
(Q1-2026)
|
% Change Since: |
Next Earnings Date:Nov 11, 2026
Earnings Call Sentiment Neutral
The call presents a strategically meaningful transaction that creates a large, lease-driven industrial REIT with multiple growth levers, experienced operators, and a path to improved capital markets positioning. However, material concerns remain around concentrated IRG ownership and voting control (94.1% economic interest and ~51% voting power), an initially high pro forma leverage (~8x), a dilutive reverse 20:1 stock split and limited immediate economic interest for existing Sachem shareholders (~5.9%). The combination of clear strategic upside and significant governance, leverage and execution risks results in a balanced view.
Positive Updates
Creation of a Scaled Industrial REIT
Definitive contribution agreement to form IRG Realty Trust, Inc. (IRGT) — a publicly listed industrial REIT designed to be a scaled, lease-driven platform combining IRG's industrial portfolio with Sachem's capital solutions business.
Negative Updates
Concentrated Economic and Voting Control by IRG
IRG is expected to own approximately 94.1% of IRGT via newly created OP units and will receive Class B voting shares that initially provide ~51% of total voting power, resulting in concentrated control and potential governance influence over IRGT.
Read all updates
Q1-2026 Updates
Negative
Creation of a Scaled Industrial REIT
Definitive contribution agreement to form IRG Realty Trust, Inc. (IRGT) — a publicly listed industrial REIT designed to be a scaled, lease-driven platform combining IRG's industrial portfolio with Sachem's capital solutions business.
Read all positive updates
Company Guidance
Management guided that the contribution will create IRG Realty Trust (IRGT) as a UPREIT comprising 98 industrial properties with an implied enterprise value of $3.4 billion (based on 3/31/2026 values), pro forma ownership of ~94.1% by IRG and ~5.9% by existing Sachem shareholders, and Sachem stand‑alone common equity valued at $2.00 per share (premium to 30‑ and 90‑day VWAP); a 20:1 reverse split is expected (implying a post‑split reference price of ≈$40 assuming $2 at close), IRG will receive noneconomic Class B voting shares giving it ~51% voting power, and closing is targeted by year‑end 2026 subject to shareholder approval and customary conditions with Scotiabank arranging new credit facilities; pro forma metrics include Sachem’s ~$470 million of assets as of 3/31/2026, IRG’s platform of >200 properties totaling ~100 million sq ft and ~20% annual growth since 2015, a top‑10 tenant concentration of ≈30% of annualized base rent, anticipated leverage ~8x with a path to sub‑6x, IRGRA to manage operations with largely tenant‑reimbursable property costs, and multiple growth levers (lease‑up, mark‑to‑market rent, acquisitions and capital solutions) to drive recurring lease‑driven cash flow and NAV growth.

Sachem Capital Financial Statement Overview

Summary
Overall fundamentals are weak and volatile. The Income Statement score is low (38) due to ~26% TTM revenue decline and a return to net losses, while Cash Flow is very weak (29) with negative operating and free cash flow in TTM. The Balance Sheet is mixed (56): historically elevated leverage and negative TTM ROE, plus an unusual TTM shift to zero total debt that adds comparability uncertainty.
Income Statement
38
Negative
Balance Sheet
56
Neutral
Cash Flow
29
Negative
BreakdownTTMDec 2025Dec 2024Mar 2024Dec 2022Mar 2022
Income Statement
Total Revenue43.22M47.06M57.50M29.97M30.62M20.00M
Gross Profit35.22M46.01M35.16M29.97M30.62M20.00M
EBITDA5.43M32.22M-11.35M266.33K106.41K83.53K
Net Income-7.94M6.31M-39.57M15.90M20.91M13.32M
Balance Sheet
Total Assets472.90M460.05M491.98M620.89M565.66M417.96M
Cash, Cash Equivalents and Short-Term Investments29.62M11.86M19.58M12.60M48.29M102.57M
Total Debt306.26M277.84M268.19M345.89M284.39M194.46M
Total Liabilities314.11M285.11M310.32M390.82M347.95M237.88M
Stockholders Equity158.79M174.94M181.65M230.08M217.71M180.08M
Cash Flow
Free Cash Flow-2.01M2.50M12.81M21.86M11.57M26.98M
Operating Cash Flow-783.00K2.66M12.89M21.86M13.15M27.81M
Investing Cash Flow30.47M29.35M79.91M-72.49M-159.54M-166.00M
Financing Cash Flow-23.34M-39.15M-87.33M39.52M128.16M160.72M

Sachem Capital Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price0.80
Price Trends
50DMA
0.86
Positive
100DMA
0.97
Negative
200DMA
0.97
Negative
Market Momentum
MACD
>-0.01
Negative
RSI
62.28
Neutral
STOCH
90.20
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SACH, the sentiment is Neutral. The current price of 0.8 is below the 20-day moving average (MA) of 0.81, below the 50-day MA of 0.86, and below the 200-day MA of 0.97, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 62.28 is Neutral, neither overbought nor oversold. The STOCH value of 90.20 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for SACH.

Sachem Capital Risk Analysis

Sachem Capital disclosed 87 risk factors in its most recent earnings report. Sachem Capital reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Sachem Capital Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
67
Neutral
$46.39M9.7111.02%11.34%-12.38%-13.43%
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
57
Neutral
$108.26M16.577.07%17.70%-13.80%
56
Neutral
$175.82M11.563.78%14.13%-2.38%-35.43%
46
Neutral
$41.72M-3.31-4.70%20.00%69.76%71.12%
42
Neutral
$52.54M-0.54-15.12%15.04%-25.30%5.00%
32
Underperform
$35.34M-1.89-6.31%20.03%-22.88%-293.94%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
SACH
Sachem Capital
0.89
-0.18
-16.56%
LOAN
Manhattan Bridge Capital
4.05
-0.83
-16.97%
SEVN
Seven Hills Realty Trust
7.73
-1.72
-18.17%
LFT
Lument Finance Trust
0.70
-1.28
-64.83%
CHMI
Cherry Hill Mortgage
2.93
0.46
18.67%
GPMT
Granite Point Mortgage
1.06
-1.44
-57.57%

Sachem Capital Corporate Events

Dividends
Sachem Capital Declares Quarterly Common and Preferred Dividends
Positive
Jun 4, 2026
On June 4, 2026, Sachem Capital Corp. announced that its board of directors declared a quarterly dividend of $0.01 per common share, payable on June 30, 2026 to shareholders of record as of June 15, 2026. The move outlines the company’s late...
Business Operations and StrategyM&A TransactionsStock Split
Sachem Capital to Transform into IRG Industrial REIT
Positive
May 18, 2026
On May 17, 2026, Sachem Capital agreed a strategic contribution deal with Industrial Realty Group Global under which IRG will contribute 98 industrial properties valued at about $2.9 billion into a new operating partnership controlled by Sachem. I...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 06, 2026