Sachem Capital (SACH) AI Stock Analysis

• Market Cap: $47.48M
• Dividend Yield: 19.8%
• Average Volume (3M): 228.30K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.56
• Revenue Growth: -63.70%
• EPS Growth: -325.57%
• Country: US
• Employees: 28
• Sector: N/A
• Sector Strength: N/A
• Industry: REIT - Mortgage
• EPS (TTM): 0.00
• Shares Outstanding: 47,691,120
• 10 Day Avg. Volume: 162,710
• 30 Day Avg. Volume: 228,300
• PEG Ratio: <0.01
• Price to Book (P/B): 0.35
• Price to Sales (P/S): 1.11
• P/FCF Ratio: 5.00
• Enterprise Value/Market Cap: 6.31
• Enterprise Value/Revenue: 92.79
• Enterprise Value/Gross Profit: 121.10
• Enterprise Value/Ebitda: -14.99
• 1Y Price Target: $2.00
• Price Target Upside: 81.82% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 47 Neutral
• Price Target: ―

Sachem Capital's low overall score is primarily due to its negative financial performance, with significant losses and declining equity. Despite efforts to stabilize through diversification and expense cuts, the company faces challenges with high non-performing loans and macroeconomic pressures. Its technical indicators suggest a bearish trend, and valuation metrics indicate financial distress despite a high dividend yield. Positive steps in corporate strategy provide some hope but require cautious optimism.

Sachem Capital Business Overview & Revenue Model

Company Description

Sachem Capital Corp. is a real estate finance company that specializes in originating, underwriting, funding, servicing, and managing a portfolio of short-term loans secured by first mortgage liens on real property located primarily in the Northeastern United States and Florida. The company focuses on financing the acquisition, renovation, rehabilitation, development, and improvement of residential and commercial properties.

How the Company Makes Money

Sachem Capital makes money primarily through the interest and fees earned on its loan portfolio. The company's revenue model is based on originating and servicing short-term loans secured by real estate. These loans are typically structured with higher interest rates due to their short-term nature and the risk profile of borrowers. In addition to interest income, Sachem Capital earns origination fees and other related fees. The company's ability to generate revenue is significantly influenced by its access to capital markets, the real estate market conditions in its primary operating regions, and its expertise in underwriting and loan servicing.

Sachem Capital Financial Statement Overview

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Cash Flow

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Income Statement
Total Revenue
Gross Profit
EBITDA
Net Income
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Total Assets
Cash, Cash Equivalents and Short-Term Investments
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Sachem Capital Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 1.10
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SACH, the sentiment is Negative. The current price of 1.1 is above the 20-day moving average (MA) of 1.03, above the 50-day MA of 1.02, and above the 200-day MA of 1.02, indicating a bearish trend. The MACD of <0.01 indicates Positive momentum. The RSI at 45.32 is Neutral, neither overbought nor oversold. The STOCH value of 5.99 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SACH.

Sachem Capital Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	―	―	―	―	―	―	―
LOAN	76 Outperform	$56.16M	10.61	12.23%	9.28%	-8.80%	-5.99%
SEVN	66 Neutral	$203.39M	8.79	5.72%	13.82%	-18.06%	-18.94%
LFT	57 Neutral	$76.45M	15.10	4.14%	23.03%	-31.69%	-72.10%
CHMI	54 Neutral	$101.40M	143.75	4.55%	21.65%	22.14%	―
GPMT	49 Neutral	$116.62M	-1.68	-9.11%	7.97%	-28.13%	62.49%
SACH	47 Neutral	$47.48M	-1.27	-16.33%	19.80%	-63.70%	-325.57%

Sachem Capital Corporate Events

Sachem Capital Secures New $50 Million Credit Facility

On March 20, 2025, Sachem Capital Corp. entered into a new $50 million revolving credit facility with Needham Bank, replacing its previous $65 million facility. This new agreement involves SN Holdings, a wholly-owned subsidiary, as the borrower, and includes provisions for asset liens and collateral requirements. The facility is set to expire on March 2, 2026, with a potential one-year extension. The company also reported its financial results for 2024, showing a decline in revenue to $57.5 million from $64.7 million in 2023, primarily due to fewer loan originations and reduced interest income. Operating costs increased significantly, leading to a net loss of $43.9 million for the year, compared to a net income of $12.1 million in 2023. Total assets decreased to $492 million, and shareholders’ equity fell to $181.7 million by year-end 2024.