The earnings call detailed several positive developments, such as improved financial flexibility, reduction in nonperforming loans, and revenue growth. However, significant challenges persist, particularly with the Naples project, nonaccrual loan balances, and a decline in book value. While there are signs of operational improvement, the impact of existing challenges balances the sentiment.

Company Guidance

During the third quarter of 2025, Sachem Capital Corp. made significant strides in fortifying its financial position and managing its portfolio. The company successfully repaid and delisted its 7.75% unsecured notes due September 30, 2025, using proceeds from a senior secured private placement and other financial resources, improving its financial flexibility. Gross unpaid principal balance of nonperforming loans decreased to $104.1 million from $119.6 million, with net amounts dropping from $102 million to $93 million. The REO net increased slightly by $300,000 or 1.5%. Interest and late fees collected on nonperforming loans totaled $2.35 million, comprising $1.95 million in interest income. The book value per share decreased by 2.8% to $2.47. The company’s Naples project remains a critical focus, with two cross-collateralized loans totaling $50.4 million, representing 13.4% of the mortgage loan portfolio. Sachem Capital continues to work on resolving these legacy assets while capitalizing on new loan opportunities, maintaining a robust pipeline, and focusing on single-family and multifamily residential assets in strong markets.

Improved Financial Flexibility

The company fully repaid and delisted SCCC 7.75% unsecured unsubordinated notes due September 30, 2025, enhancing financial flexibility and reflecting the strength of the balance sheet.

Reduction in Nonperforming Loans

Gross unpaid principal balance of nonperforming loans decreased by $15.5 million to $104.1 million from $119.6 million as of June 30, 2025.

Sequential Quarterly Revenue Growth

Total revenue for the quarter increased by 11.4% from $10.8 million in Q2 2025 to $12 million in Q3 2025.

Strong Performing Loan Yield

The effective interest rate on average performing loan balance was approximately 12.4%, consistent with the performing loan return profile.

Shem Creek Capital Investments

Generated $1.1 million in revenue for the quarter, offering attractive low-risk double-digit yields.

Sachem Capital (SACH) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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SACH Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Mar 26, 2026	2025 (Q4)	<0.01 / -	-0.96	―	―	―
Nov 05, 2025	2025 (Q3)	0.01 / 0.00	0.042	―	―
Aug 05, 2025	2025 (Q2)	0.02 / 0.02	-0.085	123.53% (+0.11)	―
May 01, 2025	2025 (Q1)	-0.06 / 0.00	0.077	―	―
Mar 27, 2025	2024 (Q4)	-0.31 / -0.96	-0.07	-1271.43% (-0.89)	―
Nov 14, 2024	2024 (Q3)	0.09 / 0.04	0.125	-66.40% (-0.08)	―
Aug 14, 2024	2024 (Q2)	0.11 / -0.09	0.113	-175.22% (-0.20)	―
May 10, 2024	2024 (Q1)	- / -	0.083	―	―
Apr 01, 2024	2023 (Q4)	0.11 / 0.08	0.083	-7.23% (>-0.01)	―
Nov 13, 2023	2023 (Q3)	0.11 / 0.13	0.11	13.64% (+0.01)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

SACH Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Nov 05, 2025	$1.06	$1.06	0.00%
Aug 05, 2025	$1.12	$1.14	+1.79%
May 01, 2025	$0.95	$0.93	-2.11%
Mar 27, 2025	$1.06	$0.96	-9.43%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Sachem Capital Corp. (SACH) report earnings?

Sachem Capital Corp. (SACH) is schdueled to report earning on Mar 26, 2026, After Close (Confirmed).

What is Sachem Capital Corp. (SACH) earnings time?

Sachem Capital Corp. (SACH) earnings time is at Mar 26, 2026, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is SACH EPS forecast?

SACH EPS forecast for the fiscal quarter 2025 (Q4) is <0.01.

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