Rush Enterprises B (RUSHB) AI Stock Analysis

• Market Cap: $4.08B
• Dividend Yield: 1.39%
• Average Volume (3M): 34.59K
• Price to Earnings (P/E): 15.8
• Beta (1Y): 0.95
• Revenue Growth: -1.95%
• EPS Growth: -10.89%
• Country: US
• Employees: 7,827
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Auto - Dealerships
• EPS (TTM): 0.83
• Shares Outstanding: 16,437,908
• 10 Day Avg. Volume: 33,451
• 30 Day Avg. Volume: 34,590
• PEG Ratio: -1.42
• Price to Book (P/B): 2.02
• Price to Sales (P/S): 0.56
• P/FCF Ratio: 23.23
• Enterprise Value/Market Cap: 1.45
• Enterprise Value/Revenue: 0.77
• Enterprise Value/Gross Profit: 3.98
• Enterprise Value/Ebitda: 9.62
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): 3.15
• Revenue Forecast (FY): $7.33B

• Rating: 62 Neutral
• Price Target: $54.00 ▲(3.77% Upside)

Rush Enterprises B's overall stock score is driven by a mixed financial performance with stable profitability and strong cash flow generation. Technical analysis indicates bearish momentum, which is a concern. Valuation is reasonable, and the earnings call highlights resilience despite industry challenges. The company should focus on improving sales growth and operational efficiency to enhance future performance.

Positive Factors

Strong Aftermarket Performance

The robust aftermarket segment provides a stable revenue stream, cushioning against volatility in new vehicle sales and enhancing long-term profitability.

Record Leasing Revenue

Growth in leasing revenue indicates a successful diversification strategy, providing a steady income stream and reducing dependence on new vehicle sales.

Cash Flow Generation

Strong cash flow generation enhances financial flexibility, allowing for reinvestment in growth opportunities and shareholder returns.

Negative Factors

Decreased New Truck Sales

Declining new truck sales highlight challenges in core revenue streams, potentially affecting long-term growth and market share.

Economic and Regulatory Uncertainty

Regulatory and economic uncertainties can disrupt customer purchasing decisions, affecting sales and operational planning over the long term.

Freight Industry Challenges

Persistent freight industry challenges can suppress demand for new trucks, impacting revenue and necessitating strategic adjustments.

Rush Enterprises B Business Overview & Revenue Model

Company Description

Rush Enterprises B (RUSHB) is a diversified company primarily engaged in the sale and service of commercial vehicles, including heavy-duty trucks and buses. The company operates a network of dealerships and service centers across the United States, catering to a wide range of customers in sectors such as transportation, logistics, and construction. Rush Enterprises B also offers parts, financing, and vehicle leasing services, making it a comprehensive provider in the commercial vehicle market.

How the Company Makes Money

Rush Enterprises B generates revenue through multiple key streams, including the sale of new and used commercial vehicles, which constitutes a significant portion of its income. The company also earns money from its service and parts departments, where it provides maintenance and repair services for vehicles, ensuring a steady flow of income from existing customers. Additionally, Rush Enterprises B offers financing options and leasing services, allowing them to capture revenue from interest and fees associated with these financial products. Strategic partnerships with leading manufacturers of commercial vehicles further enhance their market position and contribute to their earnings through increased sales volume and access to exclusive products.

Rush Enterprises B Financial Statement Overview

Summary

Rush Enterprises B shows a mixed financial performance. Revenue growth is challenged, but the company maintains stable profitability margins. The balance sheet is strong with manageable leverage and good return on equity. Cash flow generation is robust, though there is room for improvement in cash flow efficiency.

Income Statement

The income statement shows a decline in revenue growth with a negative rate of -0.2% TTM, indicating potential challenges in sales. Gross profit margin is stable at 19.32%, but net profit margin has decreased to 3.57% TTM, reflecting reduced profitability. EBIT and EBITDA margins have also declined, suggesting pressure on operational efficiency.

Balance Sheet

The balance sheet reflects a moderate debt-to-equity ratio of 0.57 TTM, indicating manageable leverage. Return on equity is healthy at 12.64%, showing effective use of equity to generate profits. The equity ratio is stable, suggesting a balanced capital structure.

Cash Flow

Cash flow analysis reveals strong free cash flow growth of 151.60% TTM, indicating improved cash generation. The operating cash flow to net income ratio is 0.55, suggesting efficient conversion of earnings into cash. However, the free cash flow to net income ratio of 0.45 indicates room for improvement in cash flow relative to profits.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	7.67B	7.80B	7.93B	7.10B	5.13B	4.74B
Gross Profit	1.49B	1.53B	1.59B	1.49B	1.09B	875.47M
EBITDA	616.59M	705.94M	736.90M	702.81M	477.10M	338.80M
Net Income	274.20M	304.15M	347.06M	391.38M	241.41M	114.89M
Balance Sheet
Total Assets	4.55B	4.62B	4.36B	3.82B	3.12B	2.99B
Cash, Cash Equivalents and Short-Term Investments	242.00M	228.13M	183.72M	201.04M	148.15M	312.05M
Total Debt	1.52B	1.73B	1.81B	1.44B	1.15B	1.22B
Total Liabilities	2.32B	2.46B	2.47B	2.06B	1.65B	1.72B
Stockholders Equity	2.21B	2.14B	1.87B	1.74B	1.47B	1.27B
Cash Flow
Free Cash Flow	693.58M	186.50M	-73.17M	51.34M	255.17M	626.78M
Operating Cash Flow	1.14B	619.55M	295.71M	294.40M	422.35M	762.98M
Investing Cash Flow	-469.97M	-445.58M	-387.03M	-240.93M	-432.90M	-127.46M
Financing Cash Flow	-614.19M	-129.32M	73.96M	-690.00K	-153.34M	-505.10M

Rush Enterprises B Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 52.04
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For RUSHB, the sentiment is Neutral. The current price of 52.04 is above the 20-day moving average (MA) of 50.69, below the 50-day MA of 54.14, and below the 200-day MA of 54.65, indicating a neutral trend. The MACD of -0.83 indicates Negative momentum. The RSI at 54.73 is Neutral, neither overbought nor oversold. The STOCH value of 89.09 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for RUSHB.

Rush Enterprises B Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ABG	67 Neutral	$4.54B	8.20	15.49%	―	8.07%	60.95%
GPI	66 Neutral	$5.16B	14.38	12.27%	0.50%	19.45%	-24.27%
RUSHA	65 Neutral	$4.04B	15.39	12.76%	1.42%	-1.95%	-10.89%
RUSHB	62 Neutral	$4.08B	15.82	12.76%	1.39%	-1.95%	-10.89%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
SAH	61 Neutral	$2.15B	16.96	12.51%	1.84%	9.09%	-33.59%
AN	55 Neutral	$7.85B	12.67	27.16%	―	6.06%	-1.71%

Rush Enterprises B Corporate Events

Rush Enterprises Reports Resilient Q3 Amid Market Challenges

Rush Enterprises, Inc. is the largest network of commercial vehicle dealerships in North America, offering a comprehensive range of services from sales to aftermarket support and leasing. In its third-quarter 2025 earnings report, Rush Enterprises announced revenues of $1.9 billion and a net income of $66.7 million, alongside a dividend declaration of $0.19 per share. The company faced challenging market conditions, particularly in new Class 8 truck sales, but saw strength in its diversified business model, including aftermarket services and leasing. Key financial metrics showed a slight decline in total revenues and net income compared to the previous year, attributed to increased legal reserves and insurance costs. Despite these challenges, the company maintained strong aftermarket performance and stable leasing operations. Looking forward, Rush Enterprises remains cautiously optimistic, focusing on its diversified customer base and operational discipline to navigate ongoing industry challenges.