Rush Enterprises A (RUSHA) AI Stock Analysis

• Market Cap: $4.02B
• Dividend Yield: 1.44%
• Average Volume (3M): 467.74K
• Price to Earnings (P/E): 14.4
• Beta (1Y): 1.07
• Revenue Growth: -2.81%
• EPS Growth: -6.88%
• Country: US
• Employees: 7,827
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Auto - Dealerships
• EPS (TTM): 0.90
• Shares Outstanding: 61,244,698
• 10 Day Avg. Volume: 433,623
• 30 Day Avg. Volume: 467,742
• PEG Ratio: -1.42
• Price to Book (P/B): 2.02
• Price to Sales (P/S): 0.56
• P/FCF Ratio: 23.23
• Enterprise Value/Market Cap: 1.42
• Enterprise Value/Revenue: 0.74
• Enterprise Value/Gross Profit: 3.89
• Enterprise Value/Ebitda: 9.62
• 1Y Price Target: $60.00
• Price Target Upside: 18.67% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2

• Rating: 61 Neutral
• Price Target: $57.00 ▲(12.74% Upside)

Rush Enterprises A's overall stock score is driven by stable financial performance and reasonable valuation, despite challenges in cash flow and bearish technical indicators. The earnings call provided a balanced view with both positive and negative aspects, reflecting cautious sentiment.

Rush Enterprises A Business Overview & Revenue Model

Company Description

Rush Enterprises, Inc., through its subsidiaries, operates as an integrated retailer of commercial vehicles and related services in the United States. The company operates a network of commercial vehicle dealerships under the Rush Truck Centers name. Its Rush Truck Centers primarily sell commercial vehicles manufactured by Peterbilt, International, Hino, Ford, Isuzu, IC Bus, or Blue Bird. The company also provides new and used commercial vehicles, and aftermarket parts, as well as service and repair, financing, and leasing and rental services; and offers property and casualty insurance, including collision and liability insurance on commercial vehicles, cargo insurance, and credit life insurance to its commercial vehicle customers. In addition, it provides equipment installation and repair, parts installation, and paint and body repair services; new vehicle pre-delivery inspection, truck modification, and natural gas fuel system installation services; body, chassis upfitting, and component installation services, as well as sells tires for use on commercial vehicles, new and used trailers, and vehicle telematics products; and manufactures compressed natural gas fuel systems and related component parts for commercial vehicles. The company serves regional and national fleets, corporations, local and state governments, and owner operators. It operates a network of centers located in the states of Alabama, Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Missouri, Nevada, Nebraska, New Mexico, North Carolina, Ohio, Oklahoma, Pennsylvania, Tennessee, Texas, Utah, and Virginia. Rush Enterprises, Inc. was incorporated in 1965 and is headquartered in New Braunfels, Texas.

How the Company Makes Money

Rush Enterprises generates revenue primarily through the sale of new and used trucks, which is a significant portion of its earnings. The company also earns income from its parts and service operations, which include maintenance, repairs, and aftermarket products. Additionally, Rush Enterprises has established key partnerships with major truck manufacturers, allowing it to offer a diverse range of products that cater to various customer needs. The company's revenue model is bolstered by its ability to provide financing options for customers, further enhancing its sales capabilities. Overall, the combination of vehicle sales, parts, services, and strategic partnerships contributes to Rush Enterprises' strong financial performance.

Rush Enterprises A Financial Statement Overview

Summary

Rush Enterprises exhibits strong financial health with effective cash flow management and stable profitability margins. While revenue growth has slightly decreased in the recent period, the company's balance sheet remains solid, supported by a balanced leverage and strong equity position.

Income Statement

Rush Enterprises demonstrates solid profitability metrics with a gross profit margin of 18.8% and a net profit margin of 3.76% for TTM. However, the revenue growth rate is slightly negative for the TTM period, indicating a minor contraction in total revenue compared to the previous annual period.

Balance Sheet

The company has a healthy equity ratio of 46.2% for TTM, reflecting a robust capital structure. The debt-to-equity ratio stands at 0.61, indicating moderate leverage, but the return on equity of 13.51% suggests effective utilization of equity to generate profits.

Cash Flow

There is a significant improvement in free cash flow, with a growth rate of 207.8% in the TTM period, reflecting enhanced cash generation. The operating cash flow to net income ratio of 3.2x underscores strong cash flow relative to earnings.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	7.69B	7.80B	7.93B	7.10B	5.13B	4.74B
Gross Profit	1.47B	1.53B	1.59B	1.49B	1.09B	875.47M
EBITDA	593.50M	705.94M	736.90M	702.81M	477.10M	330.10M
Net Income	286.64M	304.15M	347.06M	391.38M	241.41M	114.89M
Balance Sheet
Total Assets	4.72B	4.62B	4.36B	3.82B	3.12B	2.99B
Cash, Cash Equivalents and Short-Term Investments	211.11M	228.13M	183.72M	201.04M	148.15M	312.05M
Total Debt	1.75B	1.73B	1.81B	1.44B	1.15B	1.22B
Total Liabilities	2.54B	2.46B	2.47B	2.06B	1.65B	1.72B
Stockholders Equity	2.15B	2.14B	1.87B	1.74B	1.47B	1.27B
Cash Flow
Free Cash Flow	402.39M	186.50M	-73.17M	51.34M	255.17M	626.78M
Operating Cash Flow	885.19M	619.55M	295.71M	294.40M	422.35M	762.98M
Investing Cash Flow	-516.67M	-445.58M	-387.03M	-240.93M	-432.90M	-127.46M
Financing Cash Flow	-324.75M	-129.32M	73.96M	-690.00K	-153.34M	-505.10M

Rush Enterprises A Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 50.56
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For RUSHA, the sentiment is Negative. The current price of 50.56 is below the 20-day moving average (MA) of 51.21, below the 50-day MA of 54.79, and below the 200-day MA of 53.97, indicating a bearish trend. The MACD of -1.12 indicates Negative momentum. The RSI at 36.76 is Neutral, neither overbought nor oversold. The STOCH value of 23.60 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for RUSHA.

Rush Enterprises A Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ABG	―	$4.71B	8.56	15.19%	―	8.39%	40.35%
GPI	―	$5.49B	11.75	15.72%	0.47%	19.75%	-10.74%
RUSHB	―	$4.02B	15.85	13.79%	1.34%	-2.81%	-6.88%
Sector *	―	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
RUSHA	―	$4.02B	14.44	13.79%	1.44%	-2.81%	-6.88%
SAH	―	$2.20B	17.38	12.51%	1.84%	9.09%	-33.59%
AN	―	$7.30B	11.48	27.16%	―	6.06%	-1.71%

Rush Enterprises A Corporate Events

Rush Enterprises Extends Credit Agreement with Wells Fargo

On September 30, 2025, Rush Enterprises, Inc. and its subsidiaries entered into a Fourth Amendment to their Credit Agreement with Wells Fargo Bank and other lenders. This amendment extends the expiration date of the Credit Agreement to September 30, 2028, and modifies certain provisions related to the company’s Canadian subsidiary. The amendment allows the Administrative Agent to terminate commitments in the event of a default, while Rush Enterprises retains the right to terminate commitments at any time. An upfront fee of $350,000 was paid to the Administrative Agent.

The most recent analyst rating on (RUSHA) stock is a Hold with a $57.00 price target. To see the full list of analyst forecasts on Rush Enterprises A stock, see the RUSHA Stock Forecast page.

Rush Enterprises Hosts Investor Presentation Meeting

Rush Enterprises, Inc. has announced that its senior management will be meeting with current and potential investors and business analysts, utilizing an Investor Presentation that will be available on their website. The company reserves the right to remove this presentation at any time, and it will not be considered filed under the Securities Exchange Act unless specifically stated.

The most recent analyst rating on (RUSHA) stock is a Buy with a $60.00 price target. To see the full list of analyst forecasts on Rush Enterprises A stock, see the RUSHA Stock Forecast page.

Rush Enterprises A: Mixed Signals in Earnings Call

Rush Enterprises A’s recent earnings call painted a picture of a company navigating a mixed landscape. While the firm celebrated strong performances in its aftermarket operations and leasing sectors, it also acknowledged significant challenges such as a persistent freight recession, declining Class 8 truck sales, and regulatory uncertainties. This blend of positive achievements and looming hurdles suggests a cautiously optimistic outlook.

Rush Enterprises Reports Q2 2025 Earnings Amid Market Challenges

Rush Enterprises, Inc., a leading provider of commercial vehicle solutions, operates the largest network of commercial vehicle dealerships in North America, offering a comprehensive range of services from sales to aftermarket support. In the second quarter of 2025, Rush Enterprises reported revenues of $1.9 billion and a net income of $72.4 million, with earnings per diluted share at $0.90. Despite challenging market conditions, the company declared a cash dividend of $0.19 per share, marking a 5.6% increase from the previous quarter.

Rush Enterprises Reports Strong Q2 2025 Performance

Rush Enterprises reported second-quarter 2025 revenues of $1.931 billion and a net income of $72.4 million, despite challenging market conditions impacting the commercial vehicle industry. The company declared a quarterly cash dividend of $0.19 per share, a 5.6% increase from the previous quarter, and noted strong performance in aftermarket services, with a focus on operational efficiency and strategic priorities. While new Class 8 truck sales declined due to market dynamics and past fleet deliveries, medium-duty vehicle sales saw growth, driven by demand in the lease and rental segment. The company remains cautiously optimistic about future demand, despite ongoing economic and regulatory uncertainties.

The most recent analyst rating on (RUSHA) stock is a Buy with a $60.00 price target. To see the full list of analyst forecasts on Rush Enterprises A stock, see the RUSHA Stock Forecast page.