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Ridgepost Capital, Inc. (RPC)
NYSE:RPC
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Ridgepost Capital (RPC) AI Stock Analysis

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RPC

Ridgepost Capital

(NYSE:RPC)

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Neutral 68 (OpenAI - 5.2)
Rating:68Neutral
Price Target:
$10.00
â–²(27.39% Upside)
Action:Downgraded
Date:08/05/26
RPC’s score is driven primarily by a solid financial recovery and healthy recent cash generation, supported by constructive technical momentum. The main drag is valuation (high P/E) and the risk profile remains elevated due to higher leverage and historical earnings/cash-flow volatility, despite a generally positive earnings call and reiterated guidance.
Positive Factors
Recurring fee‑based revenue mix
A revenue mix dominated by management/advisory fees and rising fee‑related earnings (+10% YoY) supports predictable, recurring cash flows. This durable fee base reduces reliance on transaction timing, underpins margin stability, and strengthens the firm's ability to fund operations, dividends, and deleveraging over the next several quarters.
Negative Factors
Elevated post‑deal leverage
Acquisition funding materially raised leverage and borrowing costs, increasing interest expense and financial rigidity. Higher leverage constrains strategic flexibility, raises refinancing risk if markets tighten, and means near‑term cash flows must prioritize debt reduction, which can limit reinvestment or margin recovery until deleveraging is achieved.
Read all positive and negative factors
Positive Factors
Negative Factors
Recurring fee‑based revenue mix
A revenue mix dominated by management/advisory fees and rising fee‑related earnings (+10% YoY) supports predictable, recurring cash flows. This durable fee base reduces reliance on transaction timing, underpins margin stability, and strengthens the firm's ability to fund operations, dividends, and deleveraging over the next several quarters.
Read all positive factors

Ridgepost Capital (RPC) vs. SPDR S&P 500 ETF (SPY)

Ridgepost Capital Business Overview & Revenue Model

Company Description
P10, Inc. operates within the alternative asset management industry, specializing in delivering private market solutions. The firm's strategy is centered on cultivating long-term value by identifying opportunities that demonstrate significant pote...

Ridgepost Capital Earnings Call Summary

Earnings Call Date:Aug 05, 2026
(Q2-2026)
|
% Change Since: |
Next Earnings Date:Nov 05, 2026
Earnings Call Sentiment Positive
The call presented a predominately positive operational and financial picture: strong AUM growth (+25% YoY total AUM; +19% fee-paying AUM YoY), solid investment performance (double-digit net IRRs across strategies), healthy fundraising and deployment momentum (H1 2026 >$3B; trailing four-quarter ~$5B), durable fee mix and FRE growth (+10% FRE; +11% fee revenue), and tangible productivity gains from AI initiatives. Near-term headwinds are manageable and largely transaction-related: higher leverage and borrowing costs from the Stellus acquisition (pro forma ~2.8x), share dilution from deal consideration (~11.8M issued), modest near-term revenue recognition timing for Stellus (deployed-fee model), anticipated fundraising costs and hires tempering full-year FRE margin to the mid-40s, and an expected rise in cash taxes in 2027. Overall, the positives — recurring, fee-driven revenue growth, strong fund performance, robust fundraising, and efficiency gains — outweigh the near-term integration, leverage, and dilution challenges.
Positive Updates
AUM Milestone and Strong Fee-Paying AUM Growth
Total AUM surpassed $50 billion at period end, up more than $10 billion or ~25% year-over-year. Fee-paying AUM totaled nearly $35 billion, up 19% year-over-year, with fee-paying AUM CAGR through Q2 2026 at 20% (above the implied 15% CAGR needed to reach the firm's 2029 $50 billion fee-paying AUM target).
Negative Updates
Near-Term Leverage and Financing Costs from Stellus Acquisition
Ridgepost fully utilized its revolver to fund Stellus at a borrowing rate of 260 basis points plus SOFR; pro forma leverage was ~2.8x EBITDA at the end of Q2. Management's near-term focus is deleveraging back to mid-2x by year-end, but higher interest expense and leverage are near-term pressures.
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Q2-2026 Updates
Negative
AUM Milestone and Strong Fee-Paying AUM Growth
Total AUM surpassed $50 billion at period end, up more than $10 billion or ~25% year-over-year. Fee-paying AUM totaled nearly $35 billion, up 19% year-over-year, with fee-paying AUM CAGR through Q2 2026 at 20% (above the implied 15% CAGR needed to reach the firm's 2029 $50 billion fee-paying AUM target).
Read all positive updates
Company Guidance
Ridgepost reiterated full‑year 2026 guidance calling for a core fee rate of 103 bps and a fee‑related earnings (FRE) margin in the mid‑40s (Q2 FRE margin was 48%), with direct/secondary catch‑up fees expected at $6–8M; Q2 results included AUM surpassing $50B (fee‑paying AUM nearly $35B), AUM up ~ $10B or ~25% YoY, fee‑paying AUM up 19% YoY (fee‑paying AUM CAGR through Q2 2026 = 20%), FRE $39M (+10% YoY), fee‑related revenue $81M (+11% YoY), adjusted net income $0.24/share (vs $0.23), and an average core fee rate of 100 bps in Q2 (up 3 bps q/q); management and advisory fees generated ~ $80M (≈98% of fee‑related revenue), less than 2% of fee‑paying AUM is redeemable quarterly, and NOLs are expected to be fully utilized by year‑end (cash tax rate guidance: high single‑digit to low double‑digit in 2026, mid‑teens in 2027). Fundraising/deployment cadence targets remain unchanged: $1.1B raised and deployed in Q2, nearly $5B over the trailing four quarters, >$3B in H1 2026, and a $10B fundraising/deployment target for 2026–27 (TrueBridge ~ $1.5B raised/deployed in H1); post‑Stellus (closed June 22) metrics include issuance of 11.8M shares, ~130M fully diluted shares, pro‑forma leverage ~2.8x (target mid‑2x EBITDA by year‑end after deleveraging; $20M of debt already paid down in Q3), a $195M revolver funded at SOFR +260 bps, quarterly dividend $0.04/share, and a stated Stellus origination upside of capturing 10–20% of RCP sponsor deployments (~$5B/year) equal to $500M–$1B incremental annual commitments (RCP distributions through July 24 have more than doubled YoY and are >25% ahead of the same period in 2024).

Ridgepost Capital Financial Statement Overview

Summary
Profitability has recovered versus the 2023 loss and recent margins/cash generation are solid (TTM net income $23.5M; EBIT margin ~25.6%; FCF $40.7M close to net income at ~0.91x). Offsetting this, leverage is elevated (debt-to-equity ~1.15) and both earnings and cash flow have been historically volatile, limiting confidence in consistency.
Income Statement
78
Positive
Balance Sheet
62
Positive
Cash Flow
73
Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue304.70M297.35M296.45M241.73M198.36M150.53M
Gross Profit192.25M153.71M141.13M87.45M104.06M95.78M
EBITDA103.82M94.87M91.83M48.69M72.32M56.59M
Net Income23.47M19.50M18.70M-7.13M29.21M10.77M
Balance Sheet
Total Assets909.73M928.30M869.27M834.07M826.36M676.22M
Cash, Cash Equivalents and Short-Term Investments29.94M28.15M67.45M30.47M20.02M40.92M
Total Debt404.07M402.88M340.37M310.12M307.78M228.20M
Total Liabilities506.42M524.84M482.38M408.91M392.48M281.05M
Stockholders Equity351.24M351.36M347.00M385.59M393.14M395.16M
Cash Flow
Free Cash Flow40.72M18.11M96.59M46.22M60.21M48.86M
Operating Cash Flow44.80M22.99M100.97M47.69M61.67M49.02M
Investing Cash Flow-41.93M-42.75M-5.80M-2.25M-98.59M-47.40M
Financing Cash Flow-48.56M-19.67M-59.11M-42.87M22.93M29.08M

Ridgepost Capital Technical Analysis

Technical Analysis Sentiment
Positive
Last Price7.85
Price Trends
50DMA
8.28
Positive
100DMA
8.04
Positive
200DMA
8.77
Positive
Market Momentum
MACD
0.19
Positive
RSI
57.33
Neutral
STOCH
44.05
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For RPC, the sentiment is Positive. The current price of 7.85 is below the 20-day moving average (MA) of 8.72, below the 50-day MA of 8.28, and below the 200-day MA of 8.77, indicating a bullish trend. The MACD of 0.19 indicates Positive momentum. The RSI at 57.33 is Neutral, neither overbought nor oversold. The STOCH value of 44.05 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for RPC.

Ridgepost Capital Risk Analysis

Ridgepost Capital disclosed 50 risk factors in its most recent earnings report. Ridgepost Capital reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Ridgepost Capital Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
72
Outperform
$1.60B13.2211.04%9.27%25.04%13.84%
71
Outperform
$1.73B9.6014.08%11.82%8.54%-23.45%
68
Neutral
$965.53M35.847.74%1.48%4.43%89.95%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
66
Neutral
$1.11B9.5212.82%5.70%-5.17%-14.45%
63
Neutral
$1.08B19.475.50%17.78%117.29%-58.47%
62
Neutral
$728.23M-16.23-4.83%17.69%-50.21%-161.42%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
RPC
Ridgepost Capital
8.96
-3.58
-28.56%
CSWC
Capital Southwest
25.25
4.87
23.87%
NMFC
New Mountain Finance
7.79
-1.20
-13.38%
VRTS
Virtus Investment Partners
170.20
-16.46
-8.82%
GSBD
Goldman Sachs BDC
9.93
0.34
3.57%
TRIN
Trinity Capital
18.43
4.44
31.77%

Ridgepost Capital Corporate Events

Business Operations and StrategyDividendsFinancial DisclosuresM&A Transactions
Ridgepost Capital Reports Strong Q2 Results and Growth
Positive
Aug 5, 2026
On August 5, 2026, Ridgepost Capital reported strong financial results for the second quarter ended June 30, 2026, underscoring the durability of its fee-based model and broad investment platform. During the period, the firm surpassed $50 billion ...
Executive/Board ChangesShareholder Meetings
Ridgepost Capital Shareholders Reaffirm Board and Governance Structure
Positive
Jun 23, 2026
At Ridgepost Capital’s 2026 Annual Meeting of Stockholders held on June 18, 2026, shareholders elected three directors—Tracey Benford, David M. McCoy and Robert B. Stewart, Jr.—to terms expiring at the 2029 annual meeting, reaffi...
Business Operations and StrategyM&A TransactionsPrivate Placements and Financing
Ridgepost Capital Completes Stellus Capital Acquisition and Financing
Positive
Jun 22, 2026
On June 22, 2026, Ridgepost Capital completed its acquisition of Stellus Capital Management, a U.S. direct lender focused on sponsor-backed, lower-middle-market companies with about $4 billion in assets under management. Stellus’ partners wi...
Business Operations and StrategyStock BuybackDividendsFinancial Disclosures
Ridgepost Capital Announces Dividend Amid Record Fundraising
Positive
May 8, 2026
Ridgepost Capital, a Dallas-based private markets solutions provider, reported record fundraising for the first quarter ended March 31, 2026, with fee-paying assets under management reaching approximately $31 billion, an 18% year-over-year increas...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 05, 2026