Radian Group Inc (RDN)
NYSE:RDN
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RDN Stock Chart & Stats
$35.37
-$0.21(-0.66%)
At close: 4:00 PM EST
$35.37
-$0.21(-0.66%)
Day’s Range― - ―
52-Week Range$31.50 - $38.84
Previous CloseN/A
Volume481.75K
Average Volume (3M)1.15M
Market Cap
$4.83B
Enterprise Value$5.89B
Total Cash (Recent Filing)$87.98M
Total Debt (Recent Filing)$1.15B
Price to Earnings (P/E)9.1
Beta0.68
Next Earnings
Aug 05, 2026EPS Estimate
1.32Next Dividend Ex-DateN/A
Dividend Yield2.78%
Share Statistics
EPS (TTM)4.13
Shares Outstanding132,975,190
10 Day Avg. Volume1,088,479
30 Day Avg. Volume1,145,284
Financial Highlights & Ratios
PEG Ratio1.53
Price to Book (P/B)1.04
Price to Sales (P/S)3.98
P/FCF Ratio14.76
Enterprise Value/Market Cap1.22
Enterprise Value/Revenue4.22
Enterprise Value/Gross Profit4.82
Enterprise Value/Ebitda7.00
Forecast
1Y Price Target
$42.20Price Target Upside19.31% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)5.15
Revenue Forecast (FY)$1.74B
Bulls Say, Bears Say
Bulls Say
Diversification From Inigo AcquisitionThe Inigo acquisition meaningfully diversifies Radian beyond mortgage MI into global specialty insurance, immediately adding scale and new premium pools. This structural revenue mix reduces single-market concentration, provides cross-selling optionality, and creates a broader underwriting platform that supports steadier earnings over multiple cycles.
Improving Returns & Book Value GrowthSustained ROE improvement and double-digit book value growth reflect durable underwriting discipline and capital-efficient operations. For an insurance franchise, rising book and ROE indicate the business can generate attractive long-term shareholder returns from core premiums, underwriting profits and retained earnings compounding over time.
Disciplined Capital ManagementClear, actionable capital plans—regular dividends, sizable buybacks, and a roadmap to reduce holding-company leverage—signal durable financial stewardship. Maintaining liquidity while returning capital supports investor alignment and provides flexibility to support underwriting and strategic initiatives without jeopardizing regulatory cushions or operating needs.
Bears Say
Volatile Cash GenerationLarge swings in operating cash flow and one-year negative cash performance reflect timing of reserves, claim payments and working capital, undermining predictability of internally generated funds. That volatility can constrain sustainable dividends, buybacks or reinvestment and raises reliance on capital markets during stressed periods.
Rising Claim Severity TrendAn upward trend in claim severity—driven by higher-balance loans and portfolio mix—directly pressures loss ratios and underwriting margins. If severity continues, the company must raise pricing, tighten underwriting, or accept lower underwriting returns, reducing structural profitability in the mortgage insurance franchise over coming quarters.
Near-term Refinancing & Holding-co LeverageA material refinancing need in 2027 and elevated holding-company leverage create execution risk: tighter credit markets or higher rates would increase funding costs or force asset dispositions. This structural liability timing can limit capital-return capacity and requires careful liquidity and debt-term management to preserve standalone financial flexibility.
Radian Group News
RDN FAQ
What was Radian Group Inc’s price range in the past 12 months?
Radian Group Inc lowest stock price was $31.50 and its highest was $38.84 in the past 12 months.
What is Radian Group Inc’s market cap?
Radian Group Inc’s market cap is $4.83B.
When is Radian Group Inc’s upcoming earnings report date?
Radian Group Inc’s upcoming earnings report date is Aug 05, 2026 which is in 72 days.
How were Radian Group Inc’s earnings last quarter?
Radian Group Inc released its earnings results on May 06, 2026. The company reported $1.27 earnings per share for the quarter, beating the consensus estimate of $1.205 by $0.065.
Is Radian Group Inc overvalued?
According to Wall Street analysts Radian Group Inc’s price is currently Undervalued.
Does Radian Group Inc pay dividends?
Radian Group Inc pays a Quarterly dividend of $0.255 which represents an annual dividend yield of 2.78%. See more information on Radian Group Inc dividends here
What is Radian Group Inc’s EPS estimate?
Radian Group Inc’s EPS estimate is 1.32.
How many shares outstanding does Radian Group Inc have?
Radian Group Inc has 132,975,190 shares outstanding.
What happened to Radian Group Inc’s price movement after its last earnings report?
Radian Group Inc reported an EPS of $1.27 in its last earnings report, beating expectations of $1.205. Following the earnings report the stock price went up 5.29%.
Which hedge fund is a major shareholder of Radian Group Inc?
Currently, no hedge funds are holding shares in RDN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Radian Group Stock Smart Score
Outperform
1
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8
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$42.20 (19.31% Upside)
$42.20 (19.31% Upside)
Blogger Sentiment
Bullish
RDN Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.4M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▼ 5.5%
Last 30 Days ▼ 5.5%
News Sentiment
Bullish
Bullish news 79%
Bearish news 20%
Bearish news 20%
Technicals
SMA
Positive
20 days / 200 days
Momentum
11.17%
12-Months-Change
Fundamentals
Return on Equity
12.01%
Trailing 12-Months
Asset Growth
18.00%
Trailing 12-Months
Company Description
Radian Group Inc
Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania.
RDN Company Deck
RDN Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple strong operating and financial outcomes — notably the successful acquisition of Inigo, substantial consolidated revenue growth (+58% YoY), higher adjusted EPS (+22% YoY), improved return on equity (+130 bps), book value growth (+10% YoY), robust mortgage portfolio metrics, and immediate capital returns (share repurchases and dividends). Challenges discussed were generally manageable and expected given the acquisition and market cycle: partial-period contribution from Inigo, a softening pricing environment in some specialty lines, some GAAP one-time impacts, rising claim severity trends to monitor, and short-term liquidity/leverage items (revolver outstanding and a 2027 debt maturity). Overall, positives and strategic advances materially outweigh the manageable risks and near-term items, supporting a constructive outlook for the combined company.View all RDN earnings summariesRDN Stock 12 Month Forecast
Average Price Target
$42.20
▲(19.31% Upside)
Technical Analysis
Ownership Overview
1.24% Insiders
25.36% Mutual Funds
20.03% Other Institutional Investors
19.23% Public Companies and
Individual Investors