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Radian Group Inc. (RDN)
NYSE:RDN
RDN Stock Chart & Stats
$34.52
-$0.21(-0.66%)
At close: 4:00 PM EST
$34.52
-$0.21(-0.66%)
Day’s Range― - ―
52-Week Range$29.32 - $38.84
Previous CloseN/A
Volume481.75K
Average Volume (3M)1.20M
Market Cap
$4.70B
Enterprise Value$5.81B
Total Cash (Recent Filing)$24.83M
Total Debt (Recent Filing)$1.13B
Price to Earnings (P/E)8.3
Beta0.70
Next Earnings
May 06, 2026EPS Estimate
1.22Next Dividend Ex-DateN/A
Dividend Yield2.78%
Share Statistics
EPS (TTM)1.16
Shares Outstanding136,272,420
10 Day Avg. Volume1,252,064
30 Day Avg. Volume1,202,482
Financial Highlights & Ratios
PEG Ratio1.53
Price to Book (P/B)1.04
Price to Sales (P/S)3.98
P/FCF Ratio14.76
Enterprise Value/Market Cap1.24
Enterprise Value/Revenue4.66
Enterprise Value/Gross Profit5.05
Enterprise Value/Ebitda6.66
Forecast
1Y Price Target
$42.33Price Target Upside22.62% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)4.72
Revenue Forecast (FY)$1.29B
Bulls Say, Bears Say
Bulls Say
High Profitability & ROERadian’s underwriting yields and investment income produce persistently high net margins and a mid‑teens/low‑teens ROE profile, supporting durable earnings power. Strong margins cushion earnings through mortgage cycles and provide capacity for reserves, dividends, and opportunistic capital returns.
Solid Capital & Regulatory CushionA well‑above‑required PMIERs cushion and materially reduced leverage give Radian regulatory and financial flexibility. The capital buffer supports dividend flows from the insurer, reinsurance usage and targeted buybacks while lowering solvency risk across housing cycles.
Strategic Diversification Via InigoAdding Inigo meaningfully diversifies Radian away from sole reliance on U.S. private mortgage insurance, creating multi-line underwriting capabilities and geographic reach. If integration preserves Inigo’s returns, the move should stabilize revenue cyclicality and improve long-term capital deployment options.
Bears Say
Volatile Cash GenerationRadian’s free cash flow has been uneven: a sharp negative operating/free cash flow year in 2024 followed by a rebound in 2025 highlights inconsistent cash conversion. This volatility constrains reliable funding for dividends, buybacks and organic investment, increasing execution risk over the medium term.
Rising Defaults & Claim InventoryAn increasing default inventory and higher new defaults raise provisioning needs and potential claim severity. Persistent or worsening credit trends would erode underwriting margins and capital over time, making credit performance a key driver of medium‑term profitability and reserve adequacy.
Post‑Acquisition Liquidity & Integration UncertaintyFunding the Inigo purchase materially reduced holding‑company liquidity, increasing near‑term reliance on subsidiary dividends and planned divestitures. Incomplete purchase accounting and integration tasks add earnings and amortization uncertainty, which can constrain capital actions until metrics and accounting are clarified.
Radian Group News
RDN FAQ
What was Radian Group Inc.’s price range in the past 12 months?
Radian Group Inc. lowest stock price was $29.32 and its highest was $38.84 in the past 12 months.
What is Radian Group Inc.’s market cap?
Radian Group Inc.’s market cap is $4.70B.
When is Radian Group Inc.’s upcoming earnings report date?
Radian Group Inc.’s upcoming earnings report date is May 06, 2026 which is in 65 days.
How were Radian Group Inc.’s earnings last quarter?
Radian Group Inc. released its earnings results on Feb 18, 2026. The company reported $1.16 earnings per share for the quarter, beating the consensus estimate of $1.075 by $0.085.
Is Radian Group Inc. overvalued?
According to Wall Street analysts Radian Group Inc.’s price is currently Undervalued.
Does Radian Group Inc. pay dividends?
Radian Group Inc. pays a Quarterly dividend of $0.255 which represents an annual dividend yield of 2.78%. See more information on Radian Group Inc. dividends here
What is Radian Group Inc.’s EPS estimate?
Radian Group Inc.’s EPS estimate is 1.22.
How many shares outstanding does Radian Group Inc. have?
Radian Group Inc. has 136,272,420 shares outstanding.
What happened to Radian Group Inc.’s price movement after its last earnings report?
Radian Group Inc. reported an EPS of $1.16 in its last earnings report, beating expectations of $1.075. Following the earnings report the stock price went up 1.394%.
Which hedge fund is a major shareholder of Radian Group Inc.?
Currently, no hedge funds are holding shares in RDN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Radian Group Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$42.33 (22.62% Upside)
$42.33 (22.62% Upside)
Blogger Sentiment
Bullish
RDN Sentiment 66%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 922.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $496.9K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 2.6%
Last 30 Days ▲ 5.9%
Last 30 Days ▲ 5.9%
Technicals
SMA
Negative
20 days / 200 days
Momentum
8.60%
12-Months-Change
Fundamentals
Return on Equity
12.72%
Trailing 12-Months
Asset Growth
-18.82%
Trailing 12-Months
Company Description
Radian Group Inc.
Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania.
RDN Company Deck
RDN Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong core operating performance across mortgage insurance — record in‑force, higher NIW, stable premium yields, solid ROE, double‑digit book value growth, favorable credit reserve development and meaningful capital returns. Management also announced a transformative acquisition (Inigo) funded with internal liquidity that they expect to be accretive and to materially expand revenue and returns. Key near‑term risks discussed include an increased default inventory (seasonal/seasoning driven), a temporary reduction in holding company liquidity post‑acquisition and incomplete purchase accounting/integration items for Inigo which limit short‑term visibility. Overall, positive financial momentum and strategic progress outweigh the manageable near‑term challenges.View all RDN earnings summariesRDN Stock 12 Month Forecast
Average Price Target
$42.33
▲(22.62% Upside)
Technical Analysis
Ownership Overview
0.95% Insiders
25.99% Mutual Funds
16.89% Other Institutional Investors
21.99% Public Companies and
Individual Investors