The earnings call presents a strong financial performance in core mortgage insurance operations, with record levels and positive credit trends. However, challenges in other business lines, particularly due to market volatility and interest rate impacts, create some areas of concern.

Company Guidance -

Q3 2025

During Radian Group's Second Quarter 2025 Conference Call, the company reported strong financial metrics, including a net income of $142 million and a return on equity of 12.5%. The book value per share increased by 12% year-over-year, reaching $33.18. The primary mortgage insurance in force rose to a record high of $277 billion, while the persistency rate remained strong at 84%. The company generated $318 million in total revenues, with $234 million coming from net premiums earned. The portfolio default rate decreased to 2.27%, with cures exceeding new defaults. Radian Guaranty paid $200 million in dividends to the parent company, contributing to a PMIERs cushion of $2 billion. Radian Group repurchased 13.5 million shares in the first half of 2025, with available holding company liquidity standing at $784 million. The company anticipates further capital returns, supported by strong statutory net income, while maintaining flexibility with an undrawn credit facility of $275 million.

Strong Financial Performance

Radian reported net income of $142 million in Q2 2025, with a return on equity of 12.5%. Book value per share grew by 12% year-over-year to $33.18.

Record Mortgage Insurance in Force

Primary mortgage insurance in force reached an all-time high of $277 billion. New insurance written was $14.3 billion, marking a 3% increase compared to the same period last year.

Positive Credit Performance

Cures exceeded new defaults during the quarter, with a decrease in total defaults to approximately 22,000 loans. The portfolio default rate decreased by 6 basis points.

Substantial Capital Return

Radian repurchased approximately 13.5 million shares in the first half of 2025, surpassing combined repurchases of 2023 and 2024, contributing to a total capital return of more than $500 million.

Radian Group (RDN) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

RDN Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 29, 2025	2025 (Q3)	0.98 / -	1.03	―	―	―
Jul 30, 2025	2025 (Q2)	0.98 / 1.01	0.99	2.02% (+0.02)
Apr 30, 2025	2025 (Q1)	0.96 / 0.99	1.03	-3.88% (-0.04)
Feb 05, 2025	2024 (Q4)	0.92 / 1.09	0.96	13.54% (+0.13)
Nov 06, 2024	2024 (Q3)	0.91 / 1.03	1.04	-0.96% (-0.01)
Jul 31, 2024	2024 (Q2)	0.88 / 0.99	0.91	8.79% (+0.08)
May 01, 2024	2024 (Q1)	0.84 / 1.03	0.98	5.10% (+0.05)
Feb 07, 2024	2023 (Q4)	0.86 / 0.96	1.05	-8.57% (-0.09)
Nov 01, 2023	2023 (Q3)	0.80 / 1.04	1.31	-20.61% (-0.27)
Aug 02, 2023	2023 (Q2)	0.79 / 0.91	1.36	-33.09% (-0.45)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

RDN Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 30, 2025	$33.51	$32.61	-2.69%
Apr 30, 2025	$31.70	$32.32	+1.96%
Feb 05, 2025	$33.71	$33.10	-1.81%
Nov 06, 2024	$33.82	$33.11	-2.10%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Radian Group Inc. (RDN) report earnings?

Radian Group Inc. (RDN) is schdueled to report earning on Oct 29, 2025, Before Open (Confirmed).

What is Radian Group Inc. (RDN) earnings time?

Radian Group Inc. (RDN) earnings time is at Oct 29, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is RDN EPS forecast?

RDN EPS forecast for the fiscal quarter 2025 (Q3) is 0.98.

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