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Radian Group Inc. (RDN)
NYSE:RDN
Earnings Data
Report Date
Jul 30, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.98Last Year’s EPS
0.99Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 30, 2025
|% Change Since: 5.13%
|Next Earnings Date:Jul 30, 2025
Earnings Call Sentiment|Positive
Radian's earnings call reflected a strong financial performance with significant capital returns to shareholders and a stable insurance portfolio. However, challenges in new insurance origination and market volatility concerns were noted. The highlights slightly outweigh the lowlights, indicating a stable yet cautious optimism.Company Guidance
During the First Quarter 2025 Radian Group Conference Call, the company reported strong financial performance and provided several key metrics and strategic outlooks. Radian's book value per share increased by 11% year-over-year, while net income for the quarter was $145 million, translating to a return on equity of 12.6%. Their primary Mortgage Insurance in force reached $274 billion, supported by an 86% persistency rate. Radian's liquidity remained robust with $834 million at the holding company and a PMIERs cushion of $2.1 billion. The company repurchased $207 million worth of shares, representing more than 4% of outstanding shares, and returned a total of $244 million to stockholders, including dividends. Radian also successfully negotiated a multiyear quota share reinsurance arrangement. Additionally, the company reduced its operating expenses by 7% year-over-year and 12% from the previous quarter, demonstrating effective capital and expense management. Looking forward, Radian expects the housing market to remain stable and anticipates continued strong credit performance from its mortgage insurance portfolio.Strong Financial Performance
Radian reported net income of $145 million with a return on equity of 12.6% and an increase in book value per share by 11% year-over-year.
High Persistency Rate
The persistency rate for the insurance in force increased to 86% this quarter, the second highest rate observed in over 10 years.
Capital Management and Share Repurchases
Radian repurchased $207 million of shares, representing more than 4% of shares outstanding, with a total return of capital to stockholders, including dividends, up to $244 million.
Positive Cure Trends
Cure rates for defaults were among the highest observed in over 10 years, with a 13% increase in total cures compared to the previous quarter.
Innovative Reinsurance Structure
Radian Guaranty secured a multiyear quota share reinsurance structure with attractive terms and a large panel of third-party reinsurers.
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RDN Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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RDN Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 30, 2025 | $31.94 | $32.56 | +1.94% |
| Feb 05, 2025 | $33.96 | $33.34 | -1.83% |
| Nov 06, 2024 | $34.08 | $33.36 | -2.11% |
| Jul 31, 2024 | $36.30 | $34.83 | -4.05% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Radian Group Inc. (RDN) report earnings?
Radian Group Inc. (RDN) is schdueled to report earning on Jul 30, 2025, TBA Not Confirmed.
What is Radian Group Inc. (RDN) earnings time?
Radian Group Inc. (RDN) earnings time is at Jul 30, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is RDN EPS forecast?
RDN EPS forecast for the fiscal quarter 2025 (Q2) is 0.98.
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