The earnings call reflected strong financial performance with significant growth in mortgage insurance and a robust capital position. While there were some challenges in the All Other segment and increased operating expenses, the overall sentiment remains positive due to the strong highlights outweighing the lowlights.

Company Guidance -

Q3 2025

During the Radian Group's Second Quarter 2025 Conference Call, the company reported a strong financial performance with several key metrics highlighted. Radian achieved a net income of $142 million, translating to $1.02 per diluted share, an increase from $0.98 per diluted share in the first quarter. The return on equity stood at 12.5%, while book value per share grew by 12% year-over-year to $33.18. The company’s primary mortgage insurance in force reached an all-time high of $277 billion, supported by a persistency rate of 84% and $14.3 billion in new insurance written during the quarter. Additionally, Radian reported total revenues of $318 million and net premiums earned of $234 million. The provision for losses was positively impacted by strong cure activity, with a net expense of $12 million, down from $15 million in the previous quarter. Operating expenses for the quarter were $89 million, aligning with expected annual expenses of $320 million for 2025, an 8% reduction compared to 2024. On the capital management front, Radian Guaranty paid a $200 million dividend to Radian Group, and Radian Group repurchased approximately 13.5 million shares, bringing the total capital return to stockholders to over $500 million in the first half of the year.

Strong Financial Performance

Radian reported net income of $142 million with a return on equity of 12.5%. Book value per share increased by 12% year-over-year to $33.18.

Record Mortgage Insurance in Force

Primary mortgage insurance in force reached an all-time high of $277 billion. New insurance written in the second quarter was $14.3 billion, a 3% increase compared to the same period last year.

High Persistency Rate

Persistency rate remained strong at 84%, with over 60% of insurance in force having a mortgage rate of 6% or lower.

Positive Credit Trends

Total defaults decreased to approximately 22,000 loans, with a portfolio default rate of 2.27%, down 6 basis points. Cures exceeded new defaults, which decreased by 8%.

Capital and Liquidity Position

Radian Guaranty paid a $200 million dividend to Radian Group, with expectations of a total $795 million distribution in 2025. Holding company liquidity was strong at $784 million.

Radian Group (RDN) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

RDN Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 29, 2025	2025 (Q3)	0.98 / -	1.03	―	―	―
Jul 30, 2025	2025 (Q2)	0.98 / 1.01	0.99	2.02% (+0.02)
Apr 30, 2025	2025 (Q1)	0.96 / 0.99	1.03	-3.88% (-0.04)
Feb 05, 2025	2024 (Q4)	0.92 / 1.09	0.96	13.54% (+0.13)
Nov 06, 2024	2024 (Q3)	0.91 / 1.03	1.04	-0.96% (-0.01)
Jul 31, 2024	2024 (Q2)	0.88 / 0.99	0.91	8.79% (+0.08)
May 01, 2024	2024 (Q1)	0.84 / 1.03	0.98	5.10% (+0.05)
Feb 07, 2024	2023 (Q4)	0.86 / 0.96	1.05	-8.57% (-0.09)
Nov 01, 2023	2023 (Q3)	0.80 / 1.04	1.31	-20.61% (-0.27)
Aug 02, 2023	2023 (Q2)	0.79 / 0.91	1.36	-33.09% (-0.45)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

RDN Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 30, 2025	$33.51	$32.61	-2.69%
Apr 30, 2025	$31.70	$32.32	+1.96%
Feb 05, 2025	$33.71	$33.10	-1.81%
Nov 06, 2024	$33.82	$33.11	-2.10%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Radian Group Inc. (RDN) report earnings?

Radian Group Inc. (RDN) is schdueled to report earning on Oct 29, 2025, Before Open (Confirmed).

What is Radian Group Inc. (RDN) earnings time?

Radian Group Inc. (RDN) earnings time is at Oct 29, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is RDN EPS forecast?

RDN EPS forecast for the fiscal quarter 2025 (Q3) is 0.98.

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