NMI Holdings (NMIH)
NASDAQ:NMIH
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NMIH Stock Chart & Stats
$39.99
-$0.22(-0.61%)
At close: 4:00 PM EST
$39.99
-$0.22(-0.61%)
Day’s Range― - ―
52-Week Range$34.84 - $43.20
Previous CloseN/A
Volume117.72K
Average Volume (3M)412.78K
Market Cap
$2.95B
Enterprise Value$3.50B
Total Cash (Recent Filing)$448.37M
Total Debt (Recent Filing)$417.03M
Price to Earnings (P/E)7.2
Beta0.60
Next Earnings
Aug 04, 2026EPS Estimate
1.29Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.28
Shares Outstanding76,156,364
10 Day Avg. Volume365,157
30 Day Avg. Volume412,780
Financial Highlights & Ratios
PEG Ratio0.73
Price to Book (P/B)1.22
Price to Sales (P/S)4.49
P/FCF Ratio7.68
Enterprise Value/Market Cap1.19
Enterprise Value/Revenue4.96
Enterprise Value/Gross Profit5.41
Enterprise Value/Ebitda6.53
Forecast
1Y Price Target
$46.25Price Target Upside15.65% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)5.11
Revenue Forecast (FY)$630.23M
Bulls Say, Bears Say
Bulls Say
Credit ProfileNMIH has a more defensive credit profile than peers, which suggests the company should perform better than peers from a credit perspective in an economic slowdown.
Growth PotentialNMIH's book value has grown significantly over the past five years, highlighting strong growth in insured in-force (IIF) and high ROEs, with expectations of continued above-industry growth.
ValuationThe current valuation of NMIH creates a compelling entry point for investors due to its lower trading price compared to historical averages and peers.
Bears Say
Economic EnvironmentNMIH could be an outsized beneficiary of higher refi activity as interest rates decline and borrowers refinance mortgages issued in 2023/24.
Market CompetitionManagement expects market share gains to continue to outpace the industry, which should lead to higher relative book value growth.
NMI Holdings News
NMIH FAQ
What was NMI Holdings’s price range in the past 12 months?
NMI Holdings lowest stock price was $34.84 and its highest was $43.20 in the past 12 months.
What is NMI Holdings’s market cap?
NMI Holdings’s market cap is $2.95B.
When is NMI Holdings’s upcoming earnings report date?
NMI Holdings’s upcoming earnings report date is Aug 04, 2026 which is in 94 days.
How were NMI Holdings’s earnings last quarter?
NMI Holdings released its earnings results on Apr 30, 2026. The company reported $1.28 earnings per share for the quarter, beating the consensus estimate of $1.235 by $0.045.
Is NMI Holdings overvalued?
According to Wall Street analysts NMI Holdings’s price is currently Undervalued.
Does NMI Holdings pay dividends?
NMI Holdings does not currently pay dividends.
What is NMI Holdings’s EPS estimate?
NMI Holdings’s EPS estimate is 1.29.
How many shares outstanding does NMI Holdings have?
NMI Holdings has 76,156,364 shares outstanding.
What happened to NMI Holdings’s price movement after its last earnings report?
NMI Holdings reported an EPS of $1.28 in its last earnings report, beating expectations of $1.235. Following the earnings report the stock price went down -3.875%.
Which hedge fund is a major shareholder of NMI Holdings?
Currently, no hedge funds are holding shares in NMIH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NMI Holdings Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$46.25 (15.65% Upside)
$46.25 (15.65% Upside)
Blogger Sentiment
Bullish
NMIH Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 54.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $7.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 6.4%
Last 30 Days ▼ 6.4%
Technicals
SMA
Negative
20 days / 200 days
Momentum
18.73%
12-Months-Change
Fundamentals
Return on Equity
15.80%
Trailing 12-Months
Asset Growth
13.83%
Trailing 12-Months
Company Description
NMI Holdings
NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.
NMIH Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong operating and financial performance — record revenue, robust NIW ($12.3B), record insurance-in-force ($222.3B), solid adjusted net income ($99.4M) and disciplined capital management including buybacks and meaningful PMIERs excess. These positives were balanced against emerging normalization in credit metrics: higher defaults and a modest increase in reserves per default driven by larger loan sizes and post‑COVID vintages, a small dip in persistency, and macro risks (rate volatility and geopolitical uncertainty) that could temper refinance volumes and future credit trends. On balance, management presented the quarter as a continuation of outperformance while signaling prudent risk management as normalization unfolds.View all NMIH earnings summariesNMIH Stock 12 Month Forecast
Average Price Target
$46.25
▲(15.65% Upside)
Technical Analysis
Ownership Overview
2.21% Insiders
31.88% Mutual Funds
2.93% Other Institutional Investors
33.98% Public Companies and
Individual Investors