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NMI Holdings (NMIH)
NASDAQ:NMIH
NMIH Stock Chart & Stats
$39.52
-$0.22(-0.61%)
At close: 4:00 PM EST
$39.52
-$0.22(-0.61%)
Day’s Range― - ―
52-Week Range$31.90 - $43.20
Previous CloseN/A
Volume117.72K
Average Volume (3M)427.49K
Market Cap
$2.88B
Enterprise Value$3.44B
Total Cash (Recent Filing)$505.83M
Total Debt (Recent Filing)$416.55M
Price to Earnings (P/E)8.2
Beta0.62
Next Earnings
Feb 17, 2026EPS Estimate
1.18Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.21
Shares Outstanding76,867,930
10 Day Avg. Volume339,506
30 Day Avg. Volume427,490
Financial Highlights & Ratios
PEG Ratio0.53
Price to Book (P/B)1.32
Price to Sales (P/S)4.51
P/FCF Ratio7.59
Enterprise Value/Market Cap1.19
Enterprise Value/Revenue4.97
Enterprise Value/Gross Profit5.39
Enterprise Value/Ebitda6.49
Forecast
1Y Price Target
$44.60Price Target Upside12.85% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)4.93
Revenue Forecast (FY)$602.50M
Bulls Say, Bears Say
Bulls Say
Credit ProfileNMIH has a more defensive credit profile than peers, which suggests the company should perform better than peers from a credit perspective in an economic slowdown.
Growth PotentialNMIH's book value has grown significantly over the past five years, highlighting strong growth in insured in-force (IIF) and high ROEs, with expectations of continued above-industry growth.
ValuationThe current valuation of NMIH creates a compelling entry point for investors due to its lower trading price compared to historical averages and peers.
Bears Say
Economic EnvironmentNMIH could be an outsized beneficiary of higher refi activity as interest rates decline and borrowers refinance mortgages issued in 2023/24.
Market CompetitionManagement expects market share gains to continue to outpace the industry, which should lead to higher relative book value growth.
NMI Holdings News
NMIH FAQ
What was NMI Holdings’s price range in the past 12 months?
NMI Holdings lowest stock price was $31.90 and its highest was $43.20 in the past 12 months.
What is NMI Holdings’s market cap?
NMI Holdings’s market cap is $2.88B.
When is NMI Holdings’s upcoming earnings report date?
NMI Holdings’s upcoming earnings report date is Feb 17, 2026 which is in 67 days.
How were NMI Holdings’s earnings last quarter?
NMI Holdings released its earnings results on Nov 04, 2025. The company reported $1.21 earnings per share for the quarter, beating the consensus estimate of $1.199 by $0.011.
Is NMI Holdings overvalued?
According to Wall Street analysts NMI Holdings’s price is currently Undervalued.
Does NMI Holdings pay dividends?
NMI Holdings does not currently pay dividends.
What is NMI Holdings’s EPS estimate?
NMI Holdings’s EPS estimate is 1.18.
How many shares outstanding does NMI Holdings have?
NMI Holdings has 76,867,930 shares outstanding.
What happened to NMI Holdings’s price movement after its last earnings report?
NMI Holdings reported an EPS of $1.21 in its last earnings report, beating expectations of $1.199. Following the earnings report the stock price went down -1.839%.
Which hedge fund is a major shareholder of NMI Holdings?
Currently, no hedge funds are holding shares in NMIH
NMI Holdings Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$44.60 (12.85% Upside)
$44.60 (12.85% Upside)
Blogger Sentiment
Bullish
NMIH Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 67.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.3%
Last 30 Days ▲ 31.3%
Last 30 Days ▲ 31.3%
Technicals
SMA
Positive
20 days / 200 days
Momentum
2.59%
12-Months-Change
Fundamentals
Return on Equity
16.17%
Trailing 12-Months
Asset Growth
12.18%
Trailing 12-Months
Company Description
NMI Holdings
NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.
NMIH Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call for National MI in the third quarter of 2025 reflected strong financial performance and growth, with record revenues and a robust insured portfolio. However, challenges such as increased claims expenses and potential macroeconomic risks were noted. Overall, the positive aspects of strong operational performance and efficient cost management outweighed the challenges discussed.View all NMIH earnings summariesNMIH Stock 12 Month Forecast
Average Price Target
$44.60
▲(12.85% Upside)
Technical Analysis
Ownership Overview
2.00% Insiders
29.98% Mutual Funds
18.67% Other Institutional Investors
21.60% Public Companies and
Individual Investors