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NMI Holdings (NMIH)
NASDAQ:NMIH
NMIH Stock Chart & Stats
Day’s Range― - ―
52-Week Range$31.90 - $43.20
Previous CloseN/A
Volume117.72K
Average Volume (3M)369.04K
Market Cap
$3.13B
Enterprise Value$3.76B
Total Cash (Recent Filing)$84.01M
Total Debt (Recent Filing)$416.07M
Price to Earnings (P/E)8.6
Beta0.65
Next Earnings
Nov 04, 2025EPS Estimate
1.2Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.22
Shares Outstanding77,574,120
10 Day Avg. Volume325,659
30 Day Avg. Volume369,039
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market Cap1.20
Enterprise Value/Revenue5.53
Enterprise Value/Gross Profit5.68
Enterprise Value/Ebitda7.24
Forecast
1Y Price Target
$44.50Price Target Upside10.31% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
Bulls Say, Bears Say
Bulls Say
Credit ProfileNMIH has a more defensive credit profile than peers, which suggests the company should perform better than peers from a credit perspective in an economic slowdown.
Growth PotentialNMIH's book value has grown significantly over the past five years, highlighting strong growth in insured in-force (IIF) and high ROEs, with expectations of continued above-industry growth.
ValuationThe current valuation of NMIH creates a compelling entry point for investors due to its lower trading price compared to historical averages and peers.
Bears Say
Economic EnvironmentNMIH could be an outsized beneficiary of higher refi activity as interest rates decline and borrowers refinance mortgages issued in 2023/24.
Market CompetitionManagement expects market share gains to continue to outpace the industry, which should lead to higher relative book value growth.
NMI Holdings News
NMIH FAQ
What was NMI Holdings’s price range in the past 12 months?
NMI Holdings lowest stock price was $31.90 and its highest was $43.20 in the past 12 months.
What is NMI Holdings’s market cap?
NMI Holdings’s market cap is $3.13B.
When is NMI Holdings’s upcoming earnings report date?
NMI Holdings’s upcoming earnings report date is Nov 04, 2025 which is in 52 days.
How were NMI Holdings’s earnings last quarter?
NMI Holdings released its earnings results on Jul 29, 2025. The company reported $1.22 earnings per share for the quarter, beating the consensus estimate of $1.203 by $0.017.
Is NMI Holdings overvalued?
According to Wall Street analysts NMI Holdings’s price is currently Undervalued.
Does NMI Holdings pay dividends?
NMI Holdings does not currently pay dividends.
What is NMI Holdings’s EPS estimate?
NMI Holdings’s EPS estimate is 1.2.
How many shares outstanding does NMI Holdings have?
NMI Holdings has 77,574,120 shares outstanding.
What happened to NMI Holdings’s price movement after its last earnings report?
NMI Holdings reported an EPS of $1.22 in its last earnings report, beating expectations of $1.203. Following the earnings report the stock price went down -1.554%.
Which hedge fund is a major shareholder of NMI Holdings?
Currently, no hedge funds are holding shares in NMIH
NMI Holdings Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$44.50 (10.31% Upside)
$44.50 (10.31% Upside)
Blogger Sentiment
Bullish
NMIH Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 1.8M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 4.6%
Last 30 Days ▼ 10.0%
Last 30 Days ▼ 10.0%
News Sentiment
Neutral
Bullish news 59%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
2.54%
12-Months-Change
Fundamentals
Return on Equity
16.91%
Trailing 12-Months
Asset Growth
15.74%
Trailing 12-Months
Company Description
NMI Holdings
NMI Holdings, Inc. (NMIH) is a leading provider of mortgage insurance and risk management solutions in the United States. The company operates in the financial services sector, primarily focusing on the provision of private mortgage insurance (PMI) to lenders and investors, facilitating home ownership for borrowers with lower down payments. NMIH's core products include mortgage insurance policies that protect lenders against defaults on residential mortgage loans, as well as risk management services tailored to the needs of the housing finance market.
NMIH Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance with record-breaking revenue, high NIW volume, and recognition as a Great Place to Work. Despite these positives, there are ongoing macro risks and the impact of the MI tax deduction may be limited due to the number of filers who itemize. Overall, the strong performance metrics and achievements outweigh the challenges mentioned.View all NMIH earnings summariesNMIH Stock 12 Month Forecast
Average Price Target
$44.50
▲(10.31% Upside)
Technical Analysis
Ownership Overview
2.00% Insiders
31.39% Mutual Funds
18.59% Other Institutional Investors
22.46% Public Companies and
Individual Investors