NMI Holdings Inc (NMIH)
NASDAQ:NMIH
Total Valuation
NMI Holdings has a market cap or net worth of $2.94B. The enterprise value is $3.36B.
Market Cap$2.94B
Enterprise Value$3.36B
Share Statistics
NMI Holdings has 76,032,620 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding76,032,620
Owned by Insiders2.22%
Owned by Institutions21.38%
Financial Efficiency
NMI Holdings’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is -99.85%.
Return on Equity (ROE)0.15
Return on Assets (ROA)0.10
Return on Invested Capital (ROIC)-99.85%
Return on Capital Employed (ROCE)0.15
Revenue Per Employee3.07M
Profits Per Employee1.69M
Employee Count230
Asset Turnover0.18
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of NMI Holdings is 8.3. NMI Holdings’s PEG ratio is 0.73.
PE Ratio8.3
PS Ratio4.49
PB Ratio1.22
Price to Fair Value1.22
Price to FCF7.68
Price to Operating Cash Flow7.17
PEG Ratio0.73
Income Statement
In the last 12 months, NMI Holdings had revenue of 705.58M and earned 388.93M in profits. Earnings per share was 5.01.
Revenue705.58M
Gross Profit647.93M
Operating Income499.80M
Pretax Income499.80M
Net Income388.93M
EBITDA528.28M
Earnings Per Share (EPS)5.01
Cash Flow
In the last 12 months, operating cash flow was 419.30M and capital expenditures -6.78M, giving a free cash flow of 412.52M billion.
Operating Cash Flow419.30M
Free Cash Flow412.52M
Free Cash Flow per Share5.43
Dividends & Yields
NMI Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.61
52-Week Price Change12.40%
50-Day Moving Average38.64
200-Day Moving Average38.61
Relative Strength Index (RSI)55.29
Average Volume (3m)428.50K
Important Dates
NMI Holdings upcoming earnings date is Apr 30, 2026, After Close (Confirmed).
Last Earnings DateFeb 10, 2026
Next Earnings DateApr 30, 2026
Ex-Dividend Date―
Financial Position
NMI Holdings as a current ratio of 0.25, with Debt / Equity ratio of 16.09%
Current Ratio0.25
Quick Ratio0.25
Debt to Market Cap0.13
Net Debt to EBITDA0.71
Interest Coverage Ratio17.55
Taxes
In the past 12 months, NMI Holdings has paid 110.88M in taxes.
Income Tax110.88M
Effective Tax Rate0.22
Enterprise Valuation
NMI Holdings EV to EBITDA ratio is 6.70, with an EV/FCF ratio of 8.58.
EV to Sales5.02
EV to EBITDA6.70
EV to Free Cash Flow8.58
EV to Operating Cash Flow8.44
Balance Sheet
NMI Holdings has $448.37M in cash and marketable securities with $417.03M in debt, giving a net cash position of $31.33M billion.
Cash & Marketable Securities$448.37M
Total Debt$417.03M
Net Cash$31.33M
Net Cash Per Share$0.41
Tangible Book Value Per Share$33.34
Margins
Gross margin is 91.78%, with operating margin of 70.84%, and net profit margin of 55.12%.
Gross Margin91.78%
Operating Margin70.84%
Pretax Margin70.84%
Net Profit Margin55.12%
EBITDA Margin74.87%
EBIT Margin74.87%
Analyst Forecast
The average price target for NMI Holdings is $46.25, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$46.25
Price Target Upside19.79% Upside
Analyst ConsensusStrong Buy
Analyst Count4
Revenue Growth Forecast8.86%
EPS Growth Forecast9.51%