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Total Valuation
NMI Holdings has a market cap or net worth of $3.43B. The enterprise value is $3.56K.
Market Cap$3.43B
Enterprise Value$3.56K
Share Statistics
NMI Holdings has 75,217,850 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding75,217,850
Owned by Insiders2.14%
Owned by Institutions20.86%
Financial Efficiency
NMI Holdings’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 11.73%.
Return on Equity (ROE)0.15
Return on Assets (ROA)0.10
Return on Invested Capital (ROIC)11.73%
Return on Capital Employed (ROCE)0.15
Revenue Per Employee3.14M
Profits Per Employee1.73M
Employee Count225
Asset Turnover0.18
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of NMI Holdings is 8.8. NMI Holdings’s PEG ratio is 0.73.
PE Ratio8.8
PS Ratio4.49
PB Ratio1.22
Price to Fair Value1.22
Price to FCF7.68
Price to Operating Cash Flow7.74
PEG Ratio0.73
Income Statement
In the last 12 months, NMI Holdings had revenue of 705.58M and earned 388.93M in profits. Earnings per share was 5.01.
Revenue705.58M
Gross Profit647.93M
Operating Income499.80M
Pretax Income499.80M
Net Income388.93M
EBITDA539.54M
Earnings Per Share (EPS)5.01
Cash Flow
In the last 12 months, operating cash flow was 448.51M and capital expenditures -6.91M, giving a free cash flow of 441.61M billion.
Operating Cash Flow448.51M
Free Cash Flow441.61M
Free Cash Flow per Share5.87
Dividends & Yields
NMI Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.54
52-Week Price Change16.41%
50-Day Moving Average41.56
200-Day Moving Average39.29
Relative Strength Index (RSI)67.42
Average Volume (3m)579.60K
Important Dates
NMI Holdings upcoming earnings date is Nov 3, 2026, After Close (Confirmed).
Last Earnings DateJul 30, 2026
Next Earnings DateNov 3, 2026
Ex-Dividend Date―
Financial Position
NMI Holdings as a current ratio of 1.90, with Debt / Equity ratio of 15.45%
Current Ratio1.90
Quick Ratio1.90
Debt to Market Cap0.13
Net Debt to EBITDA0.69
Interest Coverage Ratio17.55
Taxes
In the past 12 months, NMI Holdings has paid 110.88M in taxes.
Income Tax110.88M
Effective Tax Rate0.22
Enterprise Valuation
NMI Holdings EV to EBITDA ratio is 6.56, with an EV/FCF ratio of 8.58.
EV to Sales5.02
EV to EBITDA6.56
EV to Free Cash Flow8.58
EV to Operating Cash Flow8.44
Balance Sheet
NMI Holdings has $72.12M in cash and marketable securities with $418.02M in debt, giving a net cash position of -$345.90M billion.
Cash & Marketable Securities$72.12M
Total Debt$418.02M
Net Cash-$345.90M
Net Cash Per Share-$4.60
Tangible Book Value Per Share$32.51
Margins
Gross margin is 91.71%, with operating margin of 70.84%, and net profit margin of 55.12%.
Gross Margin91.71%
Operating Margin70.84%
Pretax Margin70.84%
Net Profit Margin55.12%
EBITDA Margin76.47%
EBIT Margin74.87%
Analyst Forecast
The average price target for NMI Holdings is $49.17, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$49.17
Price Target Upside15.01% Upside
Analyst ConsensusModerate Buy
Analyst Count6
Revenue Growth Forecast7.53%
EPS Growth Forecast7.71%