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NMI Holdings (NMIH)
NASDAQ:NMIH
Total Valuation
NMI Holdings has a market cap or net worth of $3.04B. The enterprise value is $3.76B.
Market Cap$3.04B
Enterprise Value$3.76B
Share Statistics
NMI Holdings has 77,574,120 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding77,574,120
Owned by Insiders2.00%
Owned by Institutions18.59%
Financial Efficiency
NMI Holdings’s return on equity (ROE) is 0.16 and return on invested capital (ROIC) is 10.79%.
Return on Equity (ROE)0.16
Return on Assets (ROA)0.11
Return on Invested Capital (ROIC)10.79%
Return on Capital Employed (ROCE)0.14
Revenue Per Employee2.83M
Profits Per Employee1.57M
Employee Count230
Asset Turnover0.19
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of NMI Holdings is 8.6. NMI Holdings’s PEG ratio is ―.
PE Ratio8.6
PS Ratio―
PB Ratio―
Price to Fair Value1.32
Price to FCF―
Price to Operating Cash Flow7.77
PEG Ratio―
Income Statement
In the last 12 months, NMI Holdings had revenue of 650.97M and earned 360.11M in profits. Earnings per share was 4.51.
Revenue650.97M
Gross Profit650.97M
Operating Income463.41M
Pretax Income463.41M
Net Income360.11M
EBITDA512.24M
Earnings Per Share (EPS)4.51
Cash Flow
In the last 12 months, operating cash flow was 393.75M and capital expenditures 923.00K, giving a free cash flow of 394.67M billion.
Operating Cash Flow393.75M
Free Cash Flow394.67M
Free Cash Flow per Share5.09
Dividends & Yields
NMI Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.66
52-Week Price Change0.98%
50-Day Moving Average39.51
200-Day Moving Average37.58
Relative Strength Index (RSI)62.50
Average Volume (3m)457.13K
Important Dates
NMI Holdings upcoming earnings date is Nov 4, 2025, After Close (Confirmed).
Last Earnings DateJul 29, 2025
Next Earnings DateNov 4, 2025
Ex-Dividend Date―
Financial Position
NMI Holdings as a current ratio of 3.48, with Debt / Equity ratio of 17.19%
Current Ratio3.48
Quick Ratio3.48
Debt to Market Cap0.14
Net Debt to EBITDA0.70
Interest Coverage Ratio15.40
Taxes
In the past 12 months, NMI Holdings has paid 103.31M in taxes.
Income Tax103.31M
Effective Tax Rate0.22
Enterprise Valuation
NMI Holdings EV to EBITDA ratio is 6.43, with an EV/FCF ratio of 8.52.
EV to Sales5.06
EV to EBITDA6.43
EV to Free Cash Flow8.52
EV to Operating Cash Flow8.37
Balance Sheet
NMI Holdings has $84.01M in cash and marketable securities with $416.07M in debt, giving a net cash position of $332.06M billion.
Cash & Marketable Securities$84.01M
Total Debt$416.07M
Net Cash$332.06M
Net Cash Per Share$4.28
Tangible Book Value Per Share$26.92
Margins
Gross margin is 97.36%, with operating margin of 71.19%, and net profit margin of 55.32%.
Gross Margin97.36%
Operating Margin71.19%
Pretax Margin71.19%
Net Profit Margin55.32%
EBITDA Margin78.69%
EBIT Margin76.86%
Analyst Forecast
The average price target for NMI Holdings is $44.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$44.50
Price Target Upside10.31% Upside
Analyst ConsensusModerate Buy
Analyst Count6
Revenue Growth Forecast9.99%
EPS Growth Forecast11.47%