Essent Group (ESNT)
NYSE:ESNT
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ESNT Stock Chart & Stats
$62.05
$0.42(0.78%)
At close: 4:00 PM EST
$62.05
$0.42(0.78%)
Day’s Range― - ―
52-Week Range$55.22 - $67.09
Previous CloseN/A
Volume135.44K
Average Volume (3M)636.98K
Market Cap
$5.60B
Enterprise Value$5.97B
Total Cash (Recent Filing)$6.18B
Total Debt (Recent Filing)$495.64M
Price to Earnings (P/E)8.0
Beta0.58
Next Earnings
Jul 31, 2026EPS Estimate
1.78Next Dividend Ex-DateN/A
Dividend Yield1.88%
Share Statistics
EPS (TTM)7.09
Shares Outstanding92,152,860
10 Day Avg. Volume547,682
30 Day Avg. Volume636,983
Financial Highlights & Ratios
PEG Ratio12.91
Price to Book (P/B)1.12
Price to Sales (P/S)5.10
P/FCF Ratio7.58
Enterprise Value/Market Cap1.07
Enterprise Value/Revenue4.64
Enterprise Value/Gross Profit5.33
Enterprise Value/Ebitda6.95
Forecast
1Y Price Target
$65.40Price Target Upside5.40% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)7.17
Revenue Forecast (FY)$1.26B
Bulls Say, Bears Say
Bulls Say
Book Value GrowthAnalyst highlights Essent's focus on growing book value per share as the primary measure of long-term shareholder returns, supporting potential sustained share appreciation.
Capital AllocationAnalyst notes disciplined capital allocation through substantial share repurchases and a higher dividend prioritized over writing lower-return mortgage insurance, which supports per-share value.
Underwriting And Risk SelectionAnalyst points to a proprietary pricing engine and strong credit discipline that enhance risk selection and pricing accuracy, helping control losses in a favorable housing credit backdrop.
Bears Say
Credit Costs And ProfitabilityAnalyst reports that weaker new insurance written relative to peers and higher credit costs contributed to results missing expectations, indicating potential pressure on earnings.
Market Pricing And Market ShareAnalyst warns that softening market pricing has reduced Essent's market share, exposing the company to competitive pricing pressures that can constrain premium growth.
New Business GrowthAnalyst observes that modest pricing pressure prompted the company to favor buybacks over pursuing higher new insurance written, which may limit future top-line expansion.
Essent Group News
ESNT FAQ
What was Essent Group’s price range in the past 12 months?
Essent Group lowest stock price was $55.22 and its highest was $67.09 in the past 12 months.
What is Essent Group’s market cap?
Essent Group’s market cap is $5.60B.
When is Essent Group’s upcoming earnings report date?
Essent Group’s upcoming earnings report date is Jul 31, 2026 which is in 67 days.
How were Essent Group’s earnings last quarter?
Essent Group released its earnings results on May 08, 2026. The company reported $1.82 earnings per share for the quarter, beating the consensus estimate of $1.681 by $0.139.
Is Essent Group overvalued?
According to Wall Street analysts Essent Group’s price is currently Undervalued.
Does Essent Group pay dividends?
Essent Group pays a Quarterly dividend of $0.31 which represents an annual dividend yield of 1.88%. See more information on Essent Group dividends here
What is Essent Group’s EPS estimate?
Essent Group’s EPS estimate is 1.78.
How many shares outstanding does Essent Group have?
Essent Group has 92,152,860 shares outstanding.
What happened to Essent Group’s price movement after its last earnings report?
Essent Group reported an EPS of $1.82 in its last earnings report, beating expectations of $1.681. Following the earnings report the stock price went up 2.517%.
Which hedge fund is a major shareholder of Essent Group?
Currently, no hedge funds are holding shares in ESNT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Essent Group Stock Smart Score
Underperform
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10
Analyst Consensus
Hold
Average Price Target:
$65.40 (5.40% Upside)
$65.40 (5.40% Upside)
Blogger Sentiment
Neutral
ESNT Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 37.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.7M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
3.06%
12-Months-Change
Fundamentals
Return on Equity
12.01%
Trailing 12-Months
Asset Growth
5.07%
Trailing 12-Months
Company Description
Essent Group
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. The company was founded in 2008 and is based in Hamilton, Bermuda.
ESNT Company Deck
ESNT Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a generally positive outlook anchored by strong capital, liquidity, and credit metrics (robust PMIERs sufficiency, $6.6B cash and investments, $5.7B GAAP equity), solid per-share earnings, active capital returns (repurchases and a $0.35 dividend), and strategic reinsurance diversification that positions the company for longer-term growth. Offsetting items include portfolio seasoning that is driving higher defaults (expected to continue), a slight decline in persistency, near-term immaterial earnings contribution from new P&C activities and higher P&C combined ratios, and rate-sensitive title results tied to origination recovery. On balance, the positive items (capital strength, earnings, returns, and strategic initiatives) outweigh the near-term operational and market headwinds.View all ESNT earnings summariesESNT Stock 12 Month Forecast
Average Price Target
$65.40
▲(5.40% Upside)
Technical Analysis
First American Financial
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MGIC Investment
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Radian Group
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NMI Holdings
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Enact Holdings
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Ownership Overview
3.68% Insiders
44.88% Mutual Funds
14.08% Other Institutional Investors
5.20% Public Companies and
Individual Investors