First American (FAF)
NYSE:FAF
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FAF Stock Chart & Stats
$66.00
-$0.69(-1.14%)
At close: 4:00 PM EST
$66.00
-$0.69(-1.14%)
Day’s Range― - ―
52-Week Range$53.09 - $71.47
Previous CloseN/A
Volume125.36K
Average Volume (3M)869.35K
Market Cap
$6.61B
Enterprise Value$6.06B
Total Cash (Recent Filing)$2.44B
Total Debt (Recent Filing)$1.75B
Price to Earnings (P/E)10.1
Beta0.65
Next Earnings
Jul 22, 2026EPS Estimate
1.84Next Dividend Ex-DateN/A
Dividend Yield3.58%
Share Statistics
EPS (TTM)6.52
Shares Outstanding101,900,000
10 Day Avg. Volume1,102,674
30 Day Avg. Volume869,347
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.15
Price to Sales (P/S)0.85
P/FCF Ratio8.32
Enterprise Value/Market Cap0.92
Enterprise Value/Revenue1.01
Enterprise Value/Gross Profit1.36
Enterprise Value/Ebitda4.76
Forecast
1Y Price Target
$84.00Price Target Upside27.27% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)6.68
Revenue Forecast (FY)$8.01B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationConsistent, sizable operating and free cash flow gives the company durable financial flexibility to fund technology investments, repay obligations, and return capital. An FCF base near $0.8B supports strategic initiatives and buybacks even if top-line cycles persist, improving long-term resilience.
Commercial Segment MomentumRapid, broad-based commercial growth and large-deal wins diversify revenue away from cyclical residential markets. Higher average premiums and repeat large orders imply a stronger market position in commercial title services, supporting steadier revenue and margin expansion over multiple quarters.
Platform & AI TransformationProgress on Endpoint and SEQUOIA signals structural efficiency gains as automation scales. If targets are met, labor and processing costs should decline and QC capacity rises, enabling margin improvement and higher throughput per employee over years, strengthening competitive advantage in title tech.
Bears Say
Top-line CyclicalityRevenue swings driven by real estate cycles expose earnings to macro and rate volatility. Large TTM revenue declines highlight that profitability gains can quickly reverse if transaction volumes fall, making long-run earnings and growth dependent on housing market recovery.
Rising Operating And Personnel CostsSustained increases in compensation and software/production spend can compress margins unless automation productivity outpaces cost growth. Higher fixed and semi-fixed costs reduce earnings leverage in downturns and lengthen the runway required for efficiency programs to offset wage inflation.
AI Automation Still Early-stageMaterial automation benefits are multi-year targets; implementation, scaling and integration risks remain. If automation adoption lags or yields lower productivity gains, expected margin and cost savings may be delayed, limiting the long-term impact on operating efficiency and ROE.
First American Financial News
FAF FAQ
What was First American’s price range in the past 12 months?
First American lowest stock price was $53.09 and its highest was $71.47 in the past 12 months.
What is First American’s market cap?
First American’s market cap is $6.61B.
When is First American’s upcoming earnings report date?
First American’s upcoming earnings report date is Jul 22, 2026 which is in 39 days.
How were First American’s earnings last quarter?
First American released its earnings results on Apr 22, 2026. The company reported $1.21 earnings per share for the quarter, beating the consensus estimate of $0.99 by $0.22.
Is First American overvalued?
According to Wall Street analysts First American’s price is currently Undervalued.
Does First American pay dividends?
First American pays a Quarterly dividend of $0.55 which represents an annual dividend yield of 3.58%. See more information on First American dividends here
What is First American’s EPS estimate?
First American’s EPS estimate is 1.84.
How many shares outstanding does First American have?
First American has 101,900,000 shares outstanding.
What happened to First American’s price movement after its last earnings report?
First American reported an EPS of $1.21 in its last earnings report, beating expectations of $0.99. Following the earnings report the stock price went up 3.551%.
Which hedge fund is a major shareholder of First American?
Currently, no hedge funds are holding shares in FAF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First American Financial Stock Smart Score
Outperform
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10
Analyst Consensus
Strong Buy
Average Price Target:
$84.00 (27.27% Upside)
$84.00 (27.27% Upside)
Blogger Sentiment
Bullish
FAF Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 571.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $867.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 4.5%
Last 30 Days ▲ 8.7%
Last 30 Days ▲ 8.7%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
14.51%
12-Months-Change
Fundamentals
Return on Equity
12.56%
Trailing 12-Months
Asset Growth
15.74%
Trailing 12-Months
Company Description
First American
First American Financial Corporation (FAF) delivers financial services primarily through its diverse subsidiaries. The company's operations are divided into two main divisions: Title Insurance and Services, and Specialty Insurance. The Title Insurance and Services division is a prominent issuer of title insurance policies for both residential and commercial properties. Beyond core insurance, this segment provides a broad spectrum of related offerings aimed at streamlining real estate transactions and reducing associated risks. These include facilitating property closings and escrow, offering appraisals and other valuation tools, managing lien releases, providing document custody services, and engaging in warehouse lending. Additionally, it supports services related to mortgage subservicing, default management, and even banking, trust, and wealth management. The company also assists clients with tax-deferred real estate exchanges and maintains extensive databases of title information. Its services are accessible via company-owned offices and independent agents across nearly all U.S. states (49 states plus the District of Columbia), as well as internationally in locations such as Canada, the United Kingdom, Australia, and South Korea. The Specialty Insurance division focuses on property and casualty coverage. It provides insurance for homeowners and renters, protecting them against liability and common hazards like fire, theft, vandalism, and various forms of property damage. This segment also offers residential service contracts, which cover the repair or replacement of crucial home systems—such as heating, air conditioning, and major appliances—if they malfunction due to normal use during the contract period. Founded in 1889, First American Financial Corporation is headquartered in Santa Ana, California.
FAF Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong operational momentum led by outsized commercial performance, robust AI-driven transformation progress, and healthy deposit and investment income growth. Many core metrics improved materially (adjusted EPS +58%, commercial revenue +48%, data centers +76%, energy +250%), and management is aggressively scaling internal AI platforms and deploying capital via opportunistic buybacks. Key near-term headwinds include continued weakness in the residential purchase market (purchase revenue -4%), higher operating and interest costs, and that several AI automation gains are still early-stage and will take multiple quarters/years to fully realize. On balance, the positive financial results, strategic initiatives, and sizable commercial tailwinds outweigh the operational and market challenges noted.View all FAF earnings summariesFAF Revenue Breakdown
95.36% Title Insurance and Services
6.95% Specialty Insurance
FAF Stock 12 Month Forecast
Average Price Target
$84.00
▲(27.27% Upside)
Technical Analysis
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Ownership Overview
3.40% Insiders
33.61% Mutual Funds
25.44% Other Institutional Investors
10.36% Public Companies and
Individual Investors