First American Financial Corporation (FAF)
NYSE:FAF
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Earnings Data
Report Date
Jul 23, 2026Before Open (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
1.8Last Year’s EPS
1.41Same Quarter Last Year
Strong Buy
Based on 4 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call emphasized strong operational momentum led by outsized commercial performance, robust AI-driven transformation progress, and healthy deposit and investment income growth. Many core metrics improved materially (adjusted EPS +58%, commercial revenue +48%, data centers +76%, energy +250%), and management is aggressively scaling internal AI platforms and deploying capital via opportunistic buybacks. Key near-term headwinds include continued weakness in the residential purchase market (purchase revenue -4%), higher operating and interest costs, and that several AI automation gains are still early-stage and will take multiple quarters/years to fully realize. On balance, the positive financial results, strategic initiatives, and sizable commercial tailwinds outweigh the operational and market challenges noted.Company Guidance
Adjusted EPS Growth
Adjusted earnings per share of $1.33 in Q1 2026, a 58% increase year-over-year (GAAP EPS $1.21).
Commercial Revenue Surge and Large Deals
Commercial revenue was $271 million, up 48% YoY and a record for a first quarter; the company closed 20 orders generating more than $1 million in premium (double last year).
Title Segment Revenue Expansion
Title segment adjusted revenue totaled $1.7 billion, up 17% YoY; closed orders increased 9% and average revenue per order rose ~36% (driving strong title performance and a pretax margin of 9.6%, 10.4% adjusted).
High Growth in Data Centers and Energy
Revenue tied to data centers increased 76% YoY; the Energy Group grew 250% YoY and ranked as a top-5 asset class in the quarter.
AI and Platform Progress (Endpoint & SEQUOIA)
Endpoint pilot automated ~30% of closing tasks in Seattle; target to put ~80–85% of local branch network on Endpoint by end of next year and scale broadly by end of 2027. SEQUOIA automated title decisioning for 35% of refinance transactions in 8 counties and 13% of purchase transactions in 3 counties, with long-term automation targets of ~70% purchase / 80% refinance in title-plant markets.
Banking & Investment Income Momentum
Average deposits at First American Trust totaled $6.8 billion, up 19% YoY; investment income was $154 million, up 12% YoY despite three Fed rate cuts in the prior year.
Agency, Information and Home Warranty Growth
Agency revenue was $759 million, up 16% YoY (reflecting a reporting lag tied to Q4 activity); information and other revenues were $269 million, up 14% YoY. Home Warranty revenue grew 2% YoY with an improved loss ratio of 36% (from 37%) and a strong pretax margin ~23.5%.
Capital Deployment and Buybacks
Repurchased 556,000 shares for $33 million in the quarter and an additional 296,000 shares for $18 million in April; $248 million remaining under the current repurchase program and the company is taking an opportunistic approach to buybacks.
FAF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
FAF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 22, 2026 | $66.48 | $68.84 | +3.55% |
Feb 11, 2026 | $63.82 | $65.60 | +2.80% |
Oct 22, 2025 | $60.38 | $62.49 | +3.49% |
Jul 23, 2025 | $56.19 | $58.13 | +3.45% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does First American Financial Corporation (FAF) report earnings?
First American Financial Corporation (FAF) is schdueled to report earning on Jul 23, 2026, Before Open (Confirmed).
What is First American Financial Corporation (FAF) earnings time?
First American Financial Corporation (FAF) earnings time is at Jul 23, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is FAF EPS forecast?
FAF EPS forecast for the fiscal quarter 2026 (Q2) is 1.8.