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First American Financial (FAF) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date

Jul 22, 2026

Before Open (Confirmed)

Period Ending

2026 (Q2)

Consensus EPS Forecast

1.83

Last Year’s EPS

1.41

Same Quarter Last Year

Analyst Consensus

Strong Buy

Based on 5 Analysts Ratings

Earnings Call Summary

Q1 2026

Earnings Call Date:Apr 22, 2026|

% Change Since:

Earnings Call Sentiment|Positive

The call emphasized strong operational momentum led by outsized commercial performance, robust AI-driven transformation progress, and healthy deposit and investment income growth. Many core metrics improved materially (adjusted EPS +58%, commercial revenue +48%, data centers +76%, energy +250%), and management is aggressively scaling internal AI platforms and deploying capital via opportunistic buybacks. Key near-term headwinds include continued weakness in the residential purchase market (purchase revenue -4%), higher operating and interest costs, and that several AI automation gains are still early-stage and will take multiple quarters/years to fully realize. On balance, the positive financial results, strategic initiatives, and sizable commercial tailwinds outweigh the operational and market challenges noted.

Company Guidance

The company guided to an optimistic earnings trajectory, saying 2026 should be a record year in commercial while remaining cautious on purchase activity (Q1 adjusted EPS $1.33, +58% Y/Y; GAAP EPS $1.21), noting purchase revenue was down 4% Y/Y and open purchase orders were down ~3% in April, but commercial momentum remains strong (Q1 commercial revenue $271M, +48% Y/Y; closed orders +9%; average revenue per order +36%; 20 deals >$1M premium, double prior year; opened commercial orders in early April -4% Y/Y). They reiterated tech-driven operational guidance: Endpoint live in Seattle (≈310 orders opened, 150 closed; ~30% task automation today; target ~80–85% branch coverage by end of next year and scale across the network by end of 2027, with ultimate automation goals ~80–90%), SEQUOIA automating 35% of refinances in 8 counties and 13% of purchases in 3 counties with longer‑run targets of ~80% refinance and ~70% purchase decisioning in plant markets and CA/FL expansion by year‑end (national rollout 2027); AI initiatives are boosting QC capacity >6x and cutting ~30 minutes per file, 25% of engineers trained in agentic AI. Other forward items: average deposits $6.8B (+19% Y/Y) with 29% from non‑captive sources (including $1.4B ServiceMac and $300M 1031), 284 agents banking (+26%), title adjusted revenue $1.7B (+17%), pretax title margin 9.6% (10.4% adj), investment income $154M (+12%), and continued disciplined capital deployment including repurchases (556k shares for $33M this quarter and 296k for $18M in April) with ~$248M remaining on the buyback program.

Adjusted EPS Growth

Adjusted earnings per share of $1.33 in Q1 2026, a 58% increase year-over-year (GAAP EPS $1.21).

Commercial Revenue Surge and Large Deals

Commercial revenue was $271 million, up 48% YoY and a record for a first quarter; the company closed 20 orders generating more than $1 million in premium (double last year).

Title Segment Revenue Expansion

Title segment adjusted revenue totaled $1.7 billion, up 17% YoY; closed orders increased 9% and average revenue per order rose ~36% (driving strong title performance and a pretax margin of 9.6%, 10.4% adjusted).

High Growth in Data Centers and Energy

Revenue tied to data centers increased 76% YoY; the Energy Group grew 250% YoY and ranked as a top-5 asset class in the quarter.

AI and Platform Progress (Endpoint & SEQUOIA)

Endpoint pilot automated ~30% of closing tasks in Seattle; target to put ~80–85% of local branch network on Endpoint by end of next year and scale broadly by end of 2027. SEQUOIA automated title decisioning for 35% of refinance transactions in 8 counties and 13% of purchase transactions in 3 counties, with long-term automation targets of ~70% purchase / 80% refinance in title-plant markets.

Banking & Investment Income Momentum

Average deposits at First American Trust totaled $6.8 billion, up 19% YoY; investment income was $154 million, up 12% YoY despite three Fed rate cuts in the prior year.

Agency, Information and Home Warranty Growth

Agency revenue was $759 million, up 16% YoY (reflecting a reporting lag tied to Q4 activity); information and other revenues were $269 million, up 14% YoY. Home Warranty revenue grew 2% YoY with an improved loss ratio of 36% (from 37%) and a strong pretax margin ~23.5%.

Capital Deployment and Buybacks

Repurchased 556,000 shares for $33 million in the quarter and an additional 296,000 shares for $18 million in April; $248 million remaining under the current repurchase program and the company is taking an opportunistic approach to buybacks.

First American Financial (FAF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

FAF Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Jul 22, 2026	2026 (Q2)	1.83 / -	1.41	―	―	―
Apr 22, 2026	2026 (Q1)	0.99 / 1.21	0.71	70.42% (+0.50)	―
Feb 11, 2026	2025 (Q4)	1.38 / 2.05	0.69	197.10% (+1.36)	―
Oct 22, 2025	2025 (Q3)	1.38 / 1.84	-1	284.00% (+2.84)	―
Jul 23, 2025	2025 (Q2)	1.34 / 1.41	1.11	27.03% (+0.30)	―
Apr 23, 2025	2025 (Q1)	0.64 / 0.71	0.45	57.78% (+0.26)	―
Feb 12, 2025	2024 (Q4)	1.03 / 0.69	0.33	109.09% (+0.36)	―
Oct 23, 2024	2024 (Q3)	1.11 / -1.00	-0.02	-4900.00% (-0.98)	―
Jul 24, 2024	2024 (Q2)	1.13 / 1.11	1.33	-16.54% (-0.22)	―
Apr 24, 2024	2024 (Q1)	0.50 / 0.45	0.44	2.27% (+0.01)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

FAF Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Apr 22, 2026	$65.93	$68.28	+3.55%
Feb 11, 2026	$63.29	$65.06	+2.80%
Oct 22, 2025	$59.89	$61.97	+3.48%
Jul 23, 2025	$55.73	$57.66	+3.45%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does First American (FAF) report earnings?

First American (FAF) is schdueled to report earning on Jul 22, 2026, Before Open (Confirmed).

What is First American (FAF) earnings time?

First American (FAF) earnings time is at Jul 22, 2026, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is FAF EPS forecast?

FAF EPS forecast for the fiscal quarter 2026 (Q2) is 1.83.