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First American Financial Corporation (FAF)
NYSE:FAF
Earnings Data
Report Date
Apr 22, 2026Before Open (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
1.03Last Year’s EPS
0.71Same Quarter Last Year
Strong Buy
Based on 4 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presented several strong positive developments: robust adjusted EPS (up 47%), broad Title revenue growth (up 14%), a powerful commercial surge (commercial revenue +35% with ARPU +22%), solid gains in agency, information and investment income, meaningful AI/product milestones (Endpoint and Sequoia) and market-share gains (+90 bps). These positives offset notable challenges in the residential/purchase market (purchase revenue down 4%, closed orders down 7%), rising operating expenses, and some near-term uncertainty around timing and scale of technology-driven margin improvements. On balance, the company displayed clear operational momentum, diversified revenue tailwinds (commercial strength, 1031 deposit growth, adjacent businesses), and a disciplined capital-return posture, while acknowledging ongoing residential headwinds and measured execution risk on tech rollouts.Company Guidance
Strong EPS and GAAP Results
Adjusted EPS of $1.99, up 47% year-over-year; GAAP EPS of $2.05. Results include one-time benefits of $28.0M ($0.20 per diluted share).
Title Segment Revenue Growth
Title adjusted revenue of $1.90B, up 14% year-over-year; Title pretax margin 14.9% (14% adjusted).
Commercial Segment Surge
Commercial revenue $339.0M, up 35% year-over-year. Closed commercial orders up 10% and commercial ARPU increased 22%, with ARPU setting a record at $18,600 per closing.
Refinance and Agency Strength
Refinance revenue up 47% (closed orders +44%, ARPU +2%). Agency revenue $790.0M, up 13% year-over-year (reflecting remittances with ~one-quarter reporting lag).
Information, Investment and Other Revenue Gains
Information & other revenues $274.0M, up 15% year-over-year; investment income $157.0M, up 1% year-over-year despite several Fed cuts; net investment gains $28.0M vs. $62.0M net losses prior year.
Product & AI Milestones
Launched Endpoint (AI-powered escrow): 153 orders opened and 47 closed on platform; Sequoia AI live in Phoenix and three Southern California markets with ~40% automation rates for supported refinance search/exam products; planned geographic expansion (Sequoia purchases in Q2; CA/FL by year-end; national by 2027).
Digital/Fraud Protection Momentum
Owner’s Portal reached ~53,000 users, growing 580% quarter-over-quarter, offering free title monitoring and fraud alerts in 25 direct-operation states.
Bank Deposit & Adjacent Business Progress
First American Trust 1031 exchange deposits grew from $94.0M year-end to over $300.0M currently; company expects ~$1.0B by year-end. Record earnings reported at the bank, Home Warranty, ServiceMac, and First Funding.
Market Share Gains & Capital Returns
Gained ~90 basis points of organic market share over the last 12 months. Returned capital via dividends (36% payout ratio) and buybacks (buybacks equivalent to ~20% of net income), returning ~56% of net income to shareholders in 2025.
Operational & Loss Metrics
Success ratio 47% for the quarter; provision for policy losses and other claims $44.0M (3% of title premiums & escrow fees); current policy-year ultimate loss rate 3.75% with a $11.0M net decrease in prior-year loss reserves.
FAF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
FAF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Feb 11, 2026 | $64.34 | $66.14 | +2.80% |
Oct 22, 2025 | $60.88 | $63.00 | +3.48% |
Jul 23, 2025 | $56.66 | $58.61 | +3.44% |
Apr 23, 2025 | $58.14 | $60.96 | +4.85% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does First American Financial Corporation (FAF) report earnings?
First American Financial Corporation (FAF) is schdueled to report earning on Apr 22, 2026, Before Open (Confirmed).
What is First American Financial Corporation (FAF) earnings time?
First American Financial Corporation (FAF) earnings time is at Apr 22, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is FAF EPS forecast?
FAF EPS forecast for the fiscal quarter 2026 (Q1) is 1.03.