The earnings call highlighted significant growth in commercial revenue and investment income, as well as strong performance in the Home Warranty segment and a notable increase in refinance revenue. However, the company faced challenges in the residential market with a decline in purchase revenue and open purchase orders. The approval of a substantial share repurchase authorization and plans for future technology rollouts were additional positives. Overall, the highlights outweigh the lowlights, indicating a generally positive outlook.

Company Guidance -

Q3 2025

During the First American Financial Corporation's second quarter earnings call for 2025, the company reported an adjusted earnings per share of $1.53, which included a $0.12 per share impact from executive separation costs. The commercial business demonstrated significant strength, with commercial revenue increasing by 33% and a record fee per file in the National Commercial Services division. Notably, refinance revenue grew by 54%, although it comprised only 5% of the direct revenue. The company also highlighted a 17% increase in investment income and a strong performance in the Home Warranty segment, where pretax income rose by 35%. Additionally, First American's Board of Directors approved a new $300 million share repurchase authorization, reflecting optimism about future performance driven by investments in data, technology, and AI.

Commercial Revenue Growth

Commercial revenue was up 33%, setting an all-time record in the National Commercial Services division for fee per file in a quarter.

Investment Income Increase

Investment income grew 17% this quarter, driven by the company's investment portfolio and escrow deposits.

Home Warranty Segment Performance

Home Warranty pretax income was up 35%, driven by a lower loss rate and growth in the direct-to-consumer channel.

Share Repurchase Authorization

The Board of Directors approved a new $300 million share repurchase authorization.

Refinance Revenue Surge

Refinance revenue was up 54% this quarter.

First American Financial (FAF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

FAF Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 22, 2025	2025 (Q3)	1.39 / -	-1	―	―	―
Jul 23, 2025	2025 (Q2)	1.34 / 1.41	1.11	27.03% (+0.30)	―
Apr 23, 2025	2025 (Q1)	0.64 / 0.71	0.45	57.78% (+0.26)	―
Feb 12, 2025	2024 (Q4)	1.03 / 0.69	0.33	109.09% (+0.36)	―
Oct 23, 2024	2024 (Q3)	1.11 / -1.00	-0.02	-4900.00% (-0.98)	―
Jul 24, 2024	2024 (Q2)	1.13 / 1.11	1.33	-16.54% (-0.22)	―
Apr 24, 2024	2024 (Q1)	0.50 / 0.45	0.44	2.27% (+0.01)	―
Feb 07, 2024	2023 (Q4)	0.78 / 0.33	0.52	-36.54% (-0.19)	―
Oct 26, 2023	2023 (Q3)	1.13 / -0.02	0.02	-200.00% (-0.04)	―
Jul 27, 2023	2023 (Q2)	1.05 / 1.33	1.01	31.68% (+0.32)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

FAF Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 23, 2025	$57.62	$59.61	+3.45%
Apr 23, 2025	$59.13	$62.00	+4.85%
Feb 12, 2025	$61.56	$61.86	+0.49%
Oct 23, 2024	$62.16	$62.30	+0.23%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does First American (FAF) report earnings?

First American (FAF) is schdueled to report earning on Oct 22, 2025, Before Open (Confirmed).

What is First American (FAF) earnings time?

First American (FAF) earnings time is at Oct 22, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is FAF EPS forecast?

FAF EPS forecast for the fiscal quarter 2025 (Q3) is 1.39.

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